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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Hillary Bullions

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Cincinnati, Ohio, United States
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Hillary Bullions Coaching
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Wondering, "Why does everyone get this but me?" or "How will I ever manage my debt?" I see you, I’ve been there, & I’ve got you. Together, we’ll create a clear and unique plan where you take control and start making smart, confident money decisions. Schedule a call! Let’s get started!

Focus Areas
Small Business Owners
College Grads
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Louise Love

She/Her
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San Francisco, California, United States
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Louise Love Coaching
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I'm an ICF-credentialed transformational life coach and YNAB enthusiast. With a passion for personal finance and years of YNAB experience, I'm here to guide you in mastering your money management skills. Let's embark on a journey towards financial empowerment and a healthier relationship with your finances!

Focus Areas
Retirees
Variable Income
Small Business Owners
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Jennifer Santini

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Dallas, Texas, United States
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Foundations In Finance, LLC
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Crave clarity and confidence with your money? Tired of wondering where your money went? I offer personalized coaching sessions and I'd love to collaborate with you to create a budget in YNAB and then start working on your financial goals and dreams! What are you waiting for? Let's do this!

Focus Areas
Couples
Variable Income
College Grads
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Lissa Prudencio

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Los Angeles, California, United States
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Wealth for Women of Color
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I specialize in helping women of color improve their relationships with money, get organized, and build a life of financial security, wealth, and ABUNDANCE! In addition to being a proud YNAB nerd, I am an Accredited Financial Counselor® and personal finance YouTuber & TikToker.

Focus Areas
Couples
Variable Income
College Grads
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Sarah Elledge

She/Her
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Mineral Wells, Texas, United States
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Every Penny Accounts
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My passion is to help people live wealthier and feel better about their finances every single day. I do this by helping you recognize your obstacles, discover your goals, and ensure you’re having fun along the way!

Focus Areas
Variable Income
Small Business Owners
College Grads
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Looking for a coach in Australia?

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Sydney, Melbourne, Perth, Sydney, Canberra, Brisbane, Adelaide, Darwin, Newcastle, Hobart, Australia
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We have a separate directory for coaches located in Australia.

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Chelse Hounshell

She/Her
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Lagrange, Kentucky, United States
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Joyful Money Spend
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My mission is to help my clients create and implement a spending plan that prioritizes JOY and aligns with their life goals. Whether you're navigating a career transition, experiencing a major life events like marriage or divorce, or simply seeking to escape the paycheck-to-paycheck cycle, I'm here to support you.

Focus Areas
Variable Income
Life Transitions
Couples
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Tara Whitaker

she/her
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Illinois, United States
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Tara Whitaker, Inc.
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As a full-time freelance editor for the past 11+ years, I know *exactly* what it's like to ride the income roller coaster. I help other freelancers smooth out the ride by using YNAB's tried-and-true method.

Focus Areas
Variable Income
Small Business Owners
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Rica Molet

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Colorado Springs, CO, USA
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Dragonfly Coaching
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Rica empowers minority independent travelers, aka “Rich Aunties & Uncles" master their finances with YNAB. Specializing in travel and travel hacking, her coaching empowers you to achieve financial freedom and fund your adventures. Are you ready to discover life's possibilities with Rica?

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Brandon Olivares

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Johnstown, Pennsylvania, USA
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Possible Promise Financial
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My mission is to redefine the way you think about money. I believe YNAB can be transformative for anyone who truly understands and lives the principles behind the software. I'd love to help you discover how YNAB can change your relationship with money for the better.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Kim Fisher

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Virginia, United States
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Wealth Building with Kim
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Overwhelmed by YNAB? Let's simplify things and make YNAB (finally) work for YOU! Years ago, I paid off $40K in debt and increased our net worth by 6,000%. My personalized, low-cost membership program helps you master YNAB and love how you spend your money—without feeling overwhelmed, confused, or stuck.

Focus Areas
Variable Income
Small Business Owners
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Kelly W. Barber

She/Her
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Roanoke Rapids, North Carolina, United States
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KWB & CO
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Hi Y'all! I'm a small business owner and small business development counselor helping rural entrepreneurs start/grow/save their businesses. I'm excited to add Budget Counseling to my tool box to support my micro-enterprises (Mom and Pops!) On a personal note, I'm a TraFooWinKie! What?!! Travel, Food, Wine Junkie!

Focus Areas
Variable Income
Small Business Owners
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Nick Kaylor

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McKinney, Texas, United States
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Budget Better LLC
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Nick, a husband and dad to 3 young kids, coaches software teams by day and budgeters by night (and weekends). Life evolves and so should our budgets. Nick’s goal is to make asking for help No Big Deal as people figure out budgeting with YNAB and their financial priorities.

Focus Areas
Couples
Life Transitions
College Grads
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Aoife Gaffney

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Ireland
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Prudence Moneypenny Coaching
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I can show you how to create and stick with a flexible personal money plan that changes with your needs, values, goals and priorities. Your plan will be unique and custom for you, your family and your business. Start today and build powerful life-changing habits.

Focus Areas
Couples
Life Transitions
Small Business Owners
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AJ Frenzel

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St. Paul, Minnesota, United States
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MoneyDoula Coaching
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Coach, hand holder, real human person.

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Kristen Coulter

She/Her
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Columbia, South Carolina, United States
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Above & Beyond Training, LLC
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As a well-seasoned computer trainer, Kristen brings her expertise to you - one-on-one. She's anxious to bring her ability to make processes that seem complicated to some SIMPLE. She enjoys helping others attain goals that previously seemed unachievable. She also accomplishes this in a judgement-free, calm, and patient environment.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Dawn Koplitz

She/Her
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Chippewa Falls, Wisconsin, United States
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Sign of Money
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English, ASL
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I'm excited to show everyone the positive changes YNAB can make in their life! Very few adults received any financial education. I can teach you financial terminology and how to manage your YNAB budget(s). You can achieve the feeling of, "I can do this!" surrounding your finances.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Jack Brady

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MILFORD
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Budget for Life
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Working with people with variable income in being self employed for over 30 years

Focus Areas
Variable Income
Small Business Owners
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Beth Williams

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Gainesville, Georgia, United States
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New Hope Budget Counseling
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As a retired educator of 32 years, I have a passion for teaching. I want you to be debt free and in control of your budget, just like I am! I’m a single mom so I know how stressful and bleak finances can be, but I also know that YNAB and coaching can change that for you.

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Wave Melen

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Eugene, Oregon, United States
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Financial Coaching with Wave
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Hi! I'm your Hella-Queer, Financial Wizard, and Best Friend in the Epic Adventure of Money Mastery. I have been tossing glitter bombs into the gray world of finance for over seven years. I help folks like you embrace their Financial Adventure so that we can live Wild and Free!

Focus Areas
Couples
Variable Income
Small Business Owners
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Kristin Wade

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Albuquerque, New Mexico, United States
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Fiscal Bliss Financial Coaching
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Budgeting helped me navigate many life challenges such as income changes, divorce, becoming a single mom, and leaving my career as a nurse. My passion is helping healthcare workers make their paychecks work for them, not the other way around.

Focus Areas
Variable Income
Life Transitions
College Grads
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Noreen Keesey

She/Her
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Bismarck, North Dakota, United States
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Thresholds, LLC
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Financial wellbeing is within your grasp, even if you think you aren't good with money. I'd love to help you find clarity, confidence, and calm with your cash. It can be hard to take the first steps when it feels overwhelming, but you don't have to do it alone!

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Nick Smith

He/Him
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Alexandria, Virginia, United States
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Personal Wealth Adventures, LLC
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As an author of an Amazon best-seller (Your Millionaire Marathon) and finance coach since 2019, I will partner with you to stabilize your budget and build custom projections (home affordability; retirement planning), giving you the directions to achieve your financial goals.

Focus Areas
Retirees
Variable Income
College Grads
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Galt Dunn

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Sacramento, California, United States
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Dunn Budget Coaching
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I want to help others confidently make good decisions around money, and enjoy teaching the software in an easy-going and non-judgmental space. I offer prorated YNAB technical assistance, helping individuals or couples develop budget plans that work for them, and a beginner-friendly introduction to budgeting and personal finance generally.

Focus Areas
Couples
College Grads
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Cortney Kaveh

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McMinnville, Oregon, United States
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Northwest Money Coaching LLC
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Hi, I'm Cortney! I'm a money coach specializing in personal & small business finances. I also love working with those with ADHD and those looking to improve money tension in their marriage. I help you identify and prioritize your many financial goals, and from there we make a clear roadmap.

Focus Areas
Couples
Variable Income
Small Business Owners
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Em Lowing

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Philadelphia, Pennsylvania, United States
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Root to Crown
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My approach to money planning starts with empathy, and patience. The financial unknown can be scary, and I’m here to shed gentle light on a path forward. Spending choices reflect our values; my goal is to help you regain peace of mind and live in fulfilling alignment with your priorities.

Focus Areas
Retirees
Life Transitions
College Grads
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Holly Grosvenor

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Fairfax Station, Virginia, United States
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Microstuff LLC
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Since 2018, Holly Grosvenor has been a financial coach, helping families gain financial confidence to take control of their lives and guide them towards financial independence. She provides one-on-one coaching on basic personal finances.

Focus Areas
Couples
Variable Income
College Grads
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Cyndy Lester

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Houston, Texas, United States
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The Centsless Life
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As someone who handled finances for a low-income household, I managed to break free from the paycheck-to-paycheck living and cultivated a healthy relationship with money. I am passionate about sharing my knowledge and helping others improve their lives through YNAB. Let's team up and build a brighter financial future together!

Focus Areas
Couples
Life Transitions
Small Business Owners
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Zenia McLaughlin

She/Her
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Bishop, California, United States
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Sacred Connection Journeys
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English, German
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I work with people who want to make space for something new to happen with their money. We’ll start with an expansive conversation about the “energy of money” and its purpose in your life as we set up your budget in YNAB. From there, new possibilities are sure to emerge.

Focus Areas
Couples
Variable Income
Life Transitions
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Anita Dombovari

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Denver, Colorado, United States
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High Level Coaching
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I'll help you gain control over your spending so you save more money for the things you love. We'll optimize your YNAB so you can buy a home, save for an emergency fund, get out of debt, and pay cash for that next vacation.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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JanaLee Pickett

She/Her
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Eagle Mountain, Utah, United States
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Hope on a Dime
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English, ASL
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Fall in love with how you spend your money! Gain clarity on your finances and discover the habits that bring confidence to your spending. Identify your values and priorities, ensuring your money aligns with what matters most. Start with a free session and take the first step toward financial hope!

Focus Areas
Couples
Variable Income
Life Transitions
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Brandi Jo Delony

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Willis, Texas, United States
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Sparrow Financial Solutions LLC
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I help service-based business owners, their families, and others manage their business and personal finances. I offer bookkeeping services utilizing QuickBooks Online and cash flow management services using YNAB. My goal is to make the numbers easier, so you can keep your business thriving and your personal finances on track.

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Couples
Small Business Owners
Variable Income
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Jessica Nethers

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Cincinnati, Ohio, United States
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Start Smart Budget Coaching
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Whether you’re a current student, recent graduate, or not so recent graduate, Start Smart Budget Coaching will teach you the skills needed to live within your means while still spending money on things you enjoy and saving for the future.

Focus Areas
Couples
College Grads
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Joy Triolo

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Sugar Hill, GA, United States
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www.thejoyofbudgeting.com by EAGLEJOYLLC
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Welcome, Joy here. My passion is Empowering 60y+ Christian Single Wealthy (1M+) Working Woman to become humbly confident money managers using YNAB.com! As a long-time YNABer and grateful certified YNAB coach, I love giving value working with smart wealthy 60y+ Christian Woman in Life Transitions of Singleness: Divorce, Widow, and Retirement.

Focus Areas
Retirees
Life Transitions
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Trevor Vance

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Marysville, Washington, United States
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Intentional Budgets
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I offer a free 30 minute initial consultation, where we’ll discuss your next steps along the way, so that you can find success in your personal finance journey. I've helped people create budgets and debt repayment plans. Including the elimination of nearly $200,000 of debt in the last 5 years.

Focus Areas
Couples
Variable Income
Life Transitions
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Loyd McGuire

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Phoenix, Arizona, United States
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Are you ready have a plan for your paycheck? I'm here to help you create a personalized system to manage your money in a way that fits your life. I will guide you to financial wellness, so that you can enjoy the peace and security that come with it.

Focus Areas
Couples
Variable Income
College Grads
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Marin Laukka

She/Her
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Minneapolis, Minnesota, United States
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Yes&, LLC
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Joyful Budgeting for female solopreneurs who want to ditch scarcity, get organized, and ENJOY cash flow. Marin applies her expertise in Positive Psychology to ensure you achieve personal and professional goals faster, spend money without guilt, and live with greater ease and freedom because you know you have it covered.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Katharine Williams

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Glasgow, Scotland, United Kingdom
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Centre Stage Money
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I coach people from all walks of life, from all over the world. I have a background in theatre so I've got lots of understanding of freelancers, people in the creative industries, and those on fluctuating incomes.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Rachelle Siebke

She/Her
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Illinois, United States
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Rachelle Siebke, Money Coach
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I help life coaches and solopreneurs who want to be smart with their money. They have enough to meet their needs but want someone to show them exactly how to take more money home and feel confident in their financial decisions. I help them get what they want.

Focus Areas
Variable Income
Small Business Owners
Life Transitions
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Shawn Squire

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Maryland, United States
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Dedicated YNAB coach for individuals and couples seeking financial mastery. I specialize in empowering those eager to learn effective budgeting techniques and the intricacies of YNAB tools. My coaching focuses on the nuts and bolts of data analysis, helping you harness YNAB for insightful financial decision-making.

Focus Areas
Couples
Small Business Owners
College Grads
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Valeria Gary

She/Her
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Atlanta, Georgia, United States
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The Welcome Consulting Company
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As a Speech-Language Pathologist, I empower others to achieve their dreams through empathetic, research-backed coaching. Guiding healthcare professionals to thrive on a modest salary is my main specialty. Drawing from my expertise in behavior change coaching, I excel at coaching daily behaviors that pave the way to your financial goals.

Focus Areas
Variable Income
Life Transitions
College Grads
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Doug Peterson

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Seattle, Washington, United States
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Get Priorities Straight LLC
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I help people unhappy with their money situation align spending priorities with their partners, eliminate debt, and reduce financial stress. Using my GPS Cash Flow Mastery proven process, they achieve immediate peace of mind, gain control over their finances, stay on the right track, and are finally in control.

Focus Areas
Couples
Variable Income
Small Business Owners
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Natalie Graham

She/Her
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Tucson, Arizona, United States
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Go From Broke
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Ready to transform your financial journey from stress to success? I specialize in helping women gain clarity and confidence with their money so they can make empowered financial decisions. Say goodbye to overwhelm and hello to savvy saving, mindful spending, and a future full of possibilities.

Focus Areas
Variable Income
Small Business Owners
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Ori Green

She/Her
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Tucson, Arizona, United States
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Ori Green Bookkeeping
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It can be difficult and scary to find clarity and peace around our finances. I work with clients to become proactive, rather than reactive, about their budgets. We work together to move away from shame and fear towards seeing money as a tool to live their best lives!

Focus Areas
Couples
Small Business Owners
College Grads
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Ruth Liebel

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Boise, Idaho, United States
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Ruth Liebel Financial Coaching
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I help individuals and couples get the tools needed to make money decisions that build their best life. With a focus on relationships with and around money, my clients walk away with an abundance in money AND life. I love helping people get clarity and confidence with money!

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Couples
Small Business Owners
College Grads
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John Farrar

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Benton Harbor, Michigan, United States
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Budgeting Today
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We help with financial coaching, money management, and small business budgeting. Mindsets impact more than math, but good strategies help. We help you set up YNAB to achieve stability and optimize your plan to meet your goals. Good financial planning isn't restrictive; it is agile.

Focus Areas
Couples
Retirees
Small Business Owners
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Miriam Gibson

She/Her
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Halifax, Nova Scotia, Canada
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Agile Budgeting
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Create a flexible personal budget that changes with your needs and priorities! I help people working in the games industry to budget in a proactive way and ride the ups and downs of the industry with less stress. I focus on people in the games industry, but all are welcome!

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Nathaniel (Nate) Beam

He/Him
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Kansas City, Missouri, United States
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Budget With Nate, LLC
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I will teach you to align your money with your soul as life changes. I offer soul-centered budget coaching from a place of unconditional positive regard and nonjudgment. We will work together to clear any obstacles keeping you stuck and expand into authentic alignment!

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Scott Stillman

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Clear Lake, Texas, United States
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Scott Stillman
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I am YOUR Financial Coach. From Budgeting and Investments to Insurance and Planning, talk to me for help charting your financial path. I own a Financial Planning Practice with 20+ years of helping people fight off the pirates and weather the storms in their financial life.

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Jessica Koch

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Calgary, Alberta, Canada
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Koch Financial Coaching and Consulting
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I am a Certified YNAB coach, graduate of the Financial Coach Academy, licensed financial advisor, and former family lawyer. I specialize in helping newly single people get their financial lives back in order.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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