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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Diamond Towns

She/Her
Columbus, Ohio, United States
Diamond Wealth Group
Remote
Meetings

Let's create a return on investment of time and energy— building financial security! If you're motivated by the pursuit of financial freedom and early retirement, my goal is to help you design a strategic plan for your financial future, granting you the time to enjoy life on your own terms.

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Emily Meoz

She/Her/Hers
Portland, Oregon, United States
You Need A Family Budget Coach
Remote
Meetings

Every family is unique. And what you do with your money is, too! I can help you take control and create a spending plan that works for your family (however you define family!) YNAB has made a huge difference for my family. I'm excited to help you and yours!

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Irina Iurcisin

Kyiv, Ukraine
Copy Bundle
Ukrainian, Romanian, Russian, English
Remote & In-Person
Meetings

I help business moms and female entrepreneurs un-mess money mess. If you're juggling a family and a business, variable income, credit card stress, or decision fatigue, I’ll help you create a clear, flexible money plan that works in real life. Simple, supportive and judgment-free coaching with real results.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Kelly W. Barber

She/Her
Roanoke Rapids, North Carolina, United States
KWB & CO
Remote & In-Person
Meetings

Hi Y'all! I'm a small business owner and small business development counselor helping rural entrepreneurs start/grow/save their businesses. I'm excited to add Budget Counseling to my tool box to support my micro-enterprises (Mom and Pops!) On a personal note, I'm a TraFooWinKie! What?!! Travel, Food, Wine Junkie!

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Kim Fisher

Virginia, United States
Wealth Building with Kim
Remote
Meetings

Learn how to easily set up and use YNAB so it works for you—even if you’ve felt lost or stuck before. I’ll guide you through creating a budget that fits your real life, and mapping out your Dream Life Spending Plan so your money finally supports the life you want.

Focus Areas
Variable Income
Small Business Owners
Life Transitions
YNAB Certified Coach badge

Donna Ferris

she/her
Port Orchard, Washington, United States
Real Life Budget Coaching
Remote & In-Person
Meetings

I help individuals and couples find freedom, clarity and peace with their money. With years of hands-on bookkeeping and business tax experience working closely with small business owners, I bring real-world financial expertise to every session — no judgment, no rigid plans, just a budget built around your real life.

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Amy Coroso

she/her
Bolton, Connecticut, United States
Real Talk Finance
Remote & In-Person
Meetings

Specializing in empowering women financially, I offer personalized budgeting strategies to help you achieve freedom and security. Let's take control of your finances together—I'm here to support you every step of the way!

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Anna Diemer

They/Them
Asheville, North Carolina, United States
Remote & In-Person
Meetings

Need to wrap your brain around budgeting or get a handle on your music studio's finances? I'm a queer & neurodivergent professional singer and voice teacher here to help fellow members of the LGBTQ+ community, creatives, and small business owners learn to budget.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Maria Garcia-Leano

Houston, Texas, United States
Budgeting with Maria LLC
English, Spanish
Remote & In-Person
Meetings

I’m a wife, a mother, and a passionate YNAB enthusiast. I love numbers, have an analytical mindset, and enjoy assisting others. My mission is to help people create personalized financial plans/budgets aligned with their values and goals, ultimately leading them toward financial freedom.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

John Verin

Ohio, United States
John Verin Coaching & Consulting LLC
Remote & In-Person
Meetings

My holistic approach serves body, mind and spirit with Integral coaching, Zen meditation, qigong and deep relationship with nature. I am certified by Integral Coaching Canada, trained in Zen for 20 years, and as an ecological horticulturist also provide coaching for climate change stress.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Shabbar Kassam

London, UK
Remote & In-Person
Meetings

I'm a firm believer that money stresses and worries come from a lack of clarity and intention in the way we approach money. Whatever your level of wealth, a budget that works for you, giving you clear direction on your finances can propel you to new heights.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Annette Althuizen

Remote
Meetings

Want to get a grip on your money? Look no further. Working 33 years in the Wealth Management Industry has me uniquely placed to help you craft your own financial path. Please reach out if you resonate with my background and/or my time zone availability (GMT +8).

Focus Areas
Couples
Retirees
Life Transitions
YNAB Certified Coach badge

Rachelle Siebke

She/Her
Illinois, United States
Rachelle Siebke, Money Coach
Remote
Meetings

I help life coaches and solopreneurs who want to be smart with their money. They have enough to meet their needs but want someone to show them exactly how to take more money home and feel confident in their financial decisions. I help them get what they want.

Focus Areas
Variable Income
Small Business Owners
Life Transitions
YNAB Certified Coach badge

Lauren Mitchell

She/Her/Hers
San Francisco, California, United States
Budget With Lauren
Remote
Meetings

Together we’ll build a budgeting system that fits your actual life, unpack the habits and patterns shaping your spending, and create a plan that feels sustainable instead of restrictive. Whether you’re brand new to YNAB or feeling stuck, I offer a judgment free space with structure and accountability.

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Valeria Gary

She/Her
Atlanta, Georgia, United States
The Welcome Consulting Company
Remote & In-Person
Meetings

As a Speech-Language Pathologist, I empower others to achieve their dreams through empathetic, research-backed coaching. Guiding healthcare professionals to thrive on a modest salary is my main specialty. Drawing from my expertise in behavior change coaching, I excel at coaching daily behaviors that pave the way to your financial goals.

Focus Areas
Variable Income
Life Transitions
College Grads
YNAB Certified Coach badge

Loyd McGuire

Phoenix, Arizona, United States
Remote
Meetings

Are you ready have a plan for your paycheck? I'm here to help you create a personalized system to manage your money in a way that fits your life. I will guide you to financial wellness, so that you can enjoy the peace and security that come with it.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Amanda Brink

Orlando, Florida
Mindful Money Studio
Remote & In-Person
Meetings

I’m a former teacher, homeschooling mom, and money coach who helps small business owners and variable income earners build a clear and confident relationship with their money using YNAB. I specialize in YNAB setup and strategy for irregular income so your money plan supports your real life and long-term goals.

Focus Areas
Life Transitions
Small Business Owners
Variable Income
YNAB Certified Coach badge

Jack Brady

Milford, New Hampshire, United States
Budget for Life
Remote & In-Person
Meetings

Working with people with variable income in being self employed for over 30 years

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Monika Lund

she/her
San Diego, California, United States
North Star Financial Solutions, LLC
English, Hungarian
Remote & In-Person
Meetings

I help you transform your personal and business finances. I use a simple step-by-step process to streamline your YNAB learning curve. My goal is for you to experience that a-ha moment where you are excited to gamify your finances!

Focus Areas
Variable Income
Small Business Owners
College Grads
YNAB Certified Coach badge

Boris Steiner

Stuttgart, Germany
Boris Steiner Coaching & Training
English, German
Remote & In-Person
Meetings

Are you ready to discover financial agility? As a a self-employed, certified Co-Active Coach with a background in agile product development, I know the challenges around that in and out! I will help to create your budget, be clear about your priorities and adapt to whatever comes your way financially.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Ori Green

She/Her
Tucson, Arizona, United States
Ori Green Bookkeeping
Remote
Meetings

It can be difficult and scary to find clarity and peace around our finances. I work with clients to become proactive, rather than reactive, about their budgets. We work together to move away from shame and fear towards seeing money as a tool to live their best lives!

Focus Areas
Couples
Small Business Owners
College Grads
YNAB Certified Coach badge

Elizabeth Schuhr

She/Her
Roswell, Georgia, United States
elizabudget
Remote
Meetings

Hi! Thanks for considering me to work with you on your budget. Besides education and experience, I have a passion for working with individuals and small businesses on their finances. I come to each session with optimism and enthusiasm and look forward to helping you in any way I can.

Focus Areas
Retirees
Variable Income
Small Business Owners
YNAB Certified Coach badge

Chelsea Hester

She/Her
New York, New York, United States
Remote
Meetings

Hi! I help folks who are new to YNAB, have ADHD, and/or have variable income feel confident managing their money in a nonjudgmental and shame-free environment. Together we'll get your budget set up, bring greater awareness to your money flow, and create a more peaceful relationship with your finances.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Ryan Wheeler

Yuba City, California, United States
Classified Fitness
Remote & In-Person
Meetings

Small Business owner and busy father of 3. I prioritize health and wellness and want to see everyone improve their financial fitness. I currently work with 500+ small business owners who are also in the fitness industry. My goal is to help coach you towards your goals!

Focus Areas
Couples
Retirees
Small Business Owners
YNAB Certified Coach badge

Jennifer "Jenna" Cropper

Spartanburg, South Carolina, United States
Fairforest Financial
Remote & In-Person
Meetings

Financial coach and CPA using YNAB to help individuals and families reduce stress, improve cash flow awareness, and make more confident financial decisions.

Focus Areas
Couples
Retirees
Life Transitions
YNAB Certified Coach badge

Nathaniel (Nate) Beam

He/Him
Kansas City, Missouri, United States
Budget With Nate, LLC
Remote
Meetings

I’m a soul-centered budget coach guiding individuals to experience money as a source of stability, empowerment, and purpose. Through a grounded yet intuitive approach, I help clients align their financial lives with their deepest values—transforming budgeting into an intentional, liberating practice that supports both practical freedom and spiritual growth.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Heather Emerick

She/Her
Vienna, Virginia, United States
DiploBudgets
Remote & In-Person
Meetings

Heather is an experienced YNAB coach with the expertise to help you create a budget that suits your unique financial goals. Her mission is to provide you with the support and knowledge you need to take control of your money and live the life you truly want. Let’s get started!

Focus Areas
Variable Income
Life Transitions
YNAB Certified Coach badge

Kimberley Demarest

Owensboro, Kentucky, USA
Be Knot Afraid LLC
Remote
Meetings

Young married couples are drowning in debt and having money arguments they never expected. Be Knot Afraid Financial Coaching lays out a proven plan to become debt free and have peace in their marriage even with variable income or small business income.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Michael Reynolds

He/Him
Indianapolis, Indiana, United States
Elevation Financial LLC
Remote & In-Person
Meetings

I'm a CFP® and I own an independent financial advisory firm. I'm also a financial blogger and podcaster. I love sushi, Star Trek, and spending time with my family.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Miriam Pérez

They/Them
Washington D.C., United States
Spanish, English
Remote & In-Person
Meetings

As a self-employed writer and activist who has been using YNAB since 2013, I know that fully understanding your finances gives you the best shot at living your best life. (Hint: It's all about prioritizing!) Because I care about accessibility, I offer sliding scale pricing.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

AJ Frenzel

St. Paul, Minnesota, United States
MoneyDoula Coaching
Remote
Meetings

Coach, hand holder, real human person.

Focus Areas
No items found.
YNAB Certified Coach badge

Chelse Hounshell

She/Her
Lagrange, Kentucky, United States
Joyful Money Spend
Remote & In-Person
Meetings

My mission is to help my clients create and implement a spending plan that prioritizes JOY and aligns with their life goals. Whether you're navigating a career transition, experiencing a major life events like marriage or divorce, or simply seeking to escape the paycheck-to-paycheck cycle, I'm here to support you.

Focus Areas
Variable Income
Life Transitions
Couples
YNAB Certified Coach badge

Em Lowing

they/them
Philadelphia, Pennsylvania, United States
Root to Crown
Remote & In-Person
Meetings

My approach to money planning starts with empathy, and patience. The financial unknown can be scary, and I’m here to shed gentle light on a path forward. Spending choices reflect our values; my goal is to help you regain peace of mind and live in fulfilling alignment with your priorities.

Focus Areas
Retirees
Life Transitions
College Grads
YNAB Certified Coach badge

Darío Martínez

Santo Domingo, Dominican Republic
Sal de la Olla
Spanish, English
Remote
Meetings

¿Hablas español y quieres usar YNAB para dominar tus finanzas? Yo estoy preparado para acompañarte en tu camino. Soy Dominicano y en mi país, imaginamos la estrechez financiera como estar dentro de una olla ardiente. ¡Trabaja conmigo y saldrás de la olla para siempre!

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Looking for a coach in Australia?

Sydney, Melbourne, Perth, Sydney, Canberra, Brisbane, Adelaide, Darwin, Newcastle, Hobart, Australia
Meetings

We have a separate directory for coaches located in Australia.

Focus Areas
No items found.
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Carey Northington

Dayton, Ohio, United States
One Master Ministries
Remote & In-Person
Meetings

Carey & Andrea are a husband-and-wife team who’ve helped 100+ individuals and couples succeed with budgeting. They have a compassionate, non-judgmental, and practical approach. Whether you’re new to budgeting, stuck, or want to maximize YNAB, we can help. Read client stories: https://onemaster.org/stories

Focus Areas
Couples
College Grads
Variable Income
YNAB Certified Coach badge

Corbin Walls

He/Him/His
Washington, DC
Walls Coaching
Remote
Meetings

I help students, early-career professionals, and young couples build calm, confident money habits using the YNAB method. My coaching focuses on clear structure, accountability, and sustainable budgeting practices—without shame or judgment—so clients can reduce stress, gain control, and feel confident navigating financial transitions.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Kristina Letendre

Charles Town, West Virginia, United States
Beyond Budgeting Solutions
Remote
Meetings

As a YNAB coach, I love empowering people to take control of their finances and achieve their goals. Seeing the transformation as they shift from financial stress to confidence is incredibly rewarding. By teaching effective budgeting techniques and offering personalized support, I help clients build a healthier relationship with money.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Aoife Gaffney

Ireland
Prudence Moneypenny Coaching
Remote
Meetings

I can show you how to create and stick with a flexible personal money plan that changes with your needs, values, goals and priorities. Your plan will be unique and custom for you, your family and your business. Start today and build powerful life-changing habits.

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Jeff Merrell

He/Him
Sandy, Utah, United States
Wise Money Mentor
Remote & In-Person
Meetings

You crave greater clarity, control, and confidence with your finances, and I know how to help you get there. Want proof? Check out the video testimonials on my website to hear about my impact on clients, and try out coaching for yourself – the first session is free (1 hr)!

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Jen Fuhler

She/Her
Edwardsville, Illinois, United States
Remote
Meetings

Money is all about storytelling. Using my experience as a college English and literature professor, I designed a low-cost asynchronous coaching course that applies a literary lens to personal finance and budgeting. My 1:1 Story Session is limited to my "Story & Spreadsheet" course clients in a flipped coaching design model.

Focus Areas
Life Transitions
College Grads
YNAB Certified Coach badge

Kerrie Saephanh

she/her
Oakland, California, United States
Mindful Budgets
Remote
Meetings

I provide values-focused YNAB coaching in order to help individuals and couples learn YNAB skills, build a budget that actually works for their real life, and to have fun doing it! Schedule a free, no-pressure call to chat and explore the fit. Transparent pricing included.

Focus Areas
Couples
Retirees
Life Transitions
YNAB Certified Coach badge

Miriam Gibson

She/Her
Halifax, Nova Scotia, Canada
Agile Budgeting
Remote & In-Person
Meetings

Life is full of changes and your budget should change alongside it! Create a flexible money plan that supports your changing needs and priorities. Build habits that support awareness around money. I offer a wide range of sessions including initial set up, quick YNAB refreshers and extended YNAB deep dives.

Focus Areas
No items found.
YNAB Certified Coach badge

Lindsey Ciarrocca

Carlisle, Pennsylvania, United States
The Exuberant Elephant
Remote
Meetings

Lindsey is a YNAB Certified Budgeting Coach and Certified Money Coach (CMC)®. She is passionate about helping her clients create a more positive relationship with their money so they can use it as a tool to build their businesses, live their Greatest Life and create positive change in the world.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Andrew Parks

St Charles, Illinois, United States
Momentum Strategic Advisors
Remote
Meetings

Managing small business finances shouldn't be stressful (or done alone!) I help solo entrepreneurs, small teams and non-profits align their cash plan with the organization's purpose. I'll bring my experience in business, NFPs, and accounting, and together, we'll build financial clarity and confidence for your org.

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Brandon Olivares

Johnstown, Pennsylvania, USA
Possible Promise Financial
Remote
Meetings

My mission is to redefine the way you think about money. I believe YNAB can be transformative for anyone who truly understands and lives the principles behind the software. I'd love to help you discover how YNAB can change your relationship with money for the better.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Michele Jones

Placentia, California, United States
Bookkeeping by Michele
Remote
Meetings

Michele Jones is a Financial Coach, Daily Money Manager and Small Business Bookkeeper. She enjoys helping clients reach their financial goals by creating a workable budget in YNAB. As a Financial Coach, she helps her clients change their money mindset so they can move forward from their past mistakes.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Sareeta Lopez

She/Her
Vancouver, British Columbia, Canada
Remote
Meetings

Sareeta is a queer, neurodivergent trauma-informed financial coach, certified through the Trauma of Money program in addition to YNAB. Natural communicator and masterful teacher, Sareeta’s insights come from both professional teacher training and personal lived experience.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Jennifer Trumbore

She/Her
Emmaus, Pennsylvania, United States
Jen Your Money Coach
Remote & In-Person
Meetings

Friendly, funny, no-judgement coach ready to help you with your YNAB woes! Specializing in new grads, young adults, couples starting out - helping you start life on the right foot to pay off and avoid debt. I’ll teach you what schools didn’t, about how to live happily with your money!

Focus Areas
Couples
College Grads
Life Transitions
YNAB Certified Coach badge

Janine Adams

She/her
St. Louis, Missouri, United States
Peace of Mind Spending
Remote
Meetings

YNAB changed my life and I'd love to help it change yours too. I can help you figure out your priorities so you can make choices around your money based on what's important to you. And I can help you get comfortable with the YNAB software as well.

Focus Areas
Retirees
Variable Income
Small Business Owners

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