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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Aoife Gaffney

Ireland
Prudence Moneypenny Coaching
Remote
Meetings

I can show you how to create and stick with a flexible personal money plan that changes with your needs, values, goals and priorities. Your plan will be unique and custom for you, your family and your business. Start today and build powerful life-changing habits.

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Em Lowing

they/them
Philadelphia, Pennsylvania, United States
Root to Crown
Remote & In-Person
Meetings

My approach to money planning starts with empathy, and patience. The financial unknown can be scary, and I’m here to shed gentle light on a path forward. Spending choices reflect our values; my goal is to help you regain peace of mind and live in fulfilling alignment with your priorities.

Focus Areas
Retirees
Life Transitions
College Grads
YNAB Certified Coach badge

Coyote Jackson

California, United States
Remote & In-Person
Meetings

Coyote is a deeply experienced transformational coach and Buddhist teacher. We will work not just with your financial situation but will move you through whatever difficulties come up in any area of life, helping you rediscover joy in life and clarity in what you want.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Mark Mastalski

Madison, Wisconsin, United States
Mastalski Coaching & Consulting
Remote & In-Person
Meetings

It’s not budgeting – it’s taking control of your money and your life. I am an independent educational consultant and help students and their families navigate the complexities around post-secondary education (college). Learn more about me at mastalskicoaching.com.

Focus Areas
Couples
College Grads
YNAB Certified Coach badge

Ori Green

She/Her
Tucson, Arizona, United States
Ori Green Bookkeeping
Remote
Meetings

It can be difficult and scary to find clarity and peace around our finances. I work with clients to become proactive, rather than reactive, about their budgets. We work together to move away from shame and fear towards seeing money as a tool to live their best lives!

Focus Areas
Couples
Small Business Owners
College Grads
YNAB Certified Coach badge

Brandon Olivares

Johnstown, Pennsylvania, USA
Possible Promise Financial
Remote
Meetings

My mission is to redefine the way you think about money. I believe YNAB can be transformative for anyone who truly understands and lives the principles behind the software. I'd love to help you discover how YNAB can change your relationship with money for the better.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Emily Robertson

She/Her/Hers
Boston, Massachusetts, United States
Studio Robertson
Remote
Meetings

I can help you find confidence and clarity with your money and do more with the money you have today. I’m a pro at figuring out how to bring a plan for your money into your everyday life — while you feel supported every step of the way.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Whitney Farmer

Alexandria, Virginia, United States
Remote & In-Person
Meetings

I offer 15 or 30 minute consultations. Think of it as an on-demand customer service hotline! I do not offer packages, however you can book as many or as few sessions as you’d like with me.

Focus Areas
Couples
Variable Income
Life Transitions
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Eric Hout

Pennsylvania, United States
New Trajectories LLC
Remote
Meetings

Eric is a former professional teacher and tutor who has used YNAB to guide others to financial success since 2014. As a YNAB Certified Coach, his mission is simple: Eric helps individuals and couples financially prosper through hope-filled financial and budget coaching services.

Focus Areas
Couples
Small Business Owners
Retirees
YNAB Certified Coach badge

Theresa Bartelle

San Antonio, TX
Bartelle's Financial Coaching
Remote
Meetings

I help women organize their money, eliminate financial chaos, and gain clarity with a simple, sustainable plan. As a Certified Financial Coach and Certified YNAB Coach, I provide practical, judgment-free guidance so you can take control and build lasting financial peace.

Focus Areas
Couples
Retirees
Life Transitions
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Nancy Abramowitz

She/Her
Hartford, Connecticut, United States
The Budget Brain
Remote & In-Person
Meetings

Hello! I firmly believe that YNAB can help you love the way you use your money, and I’d be thrilled to help you feel confident about your spending plan. I enjoy setting up first-time budgets as well as troubleshooting existing budgets. I especially love working with neurodivergent folks (like me!)

Focus Areas
Couples
Life Transitions
College Grads
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Beth Williams

Gainesville, Georgia, United States
New Hope Budget Counseling
Remote & In-Person
Meetings

As a retired educator of 32 years, I have a passion for teaching. I want you to be debt free and in control of your budget, just like I am! I’m a single mom so I know how stressful and bleak finances can be, but I also know that YNAB and coaching can change that for you.

Focus Areas
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Monika Lund

she/her
San Diego, California, United States
North Star Financial Solutions, LLC
English, Hungarian
Remote & In-Person
Meetings

I help you transform your personal and business finances. I use a simple step-by-step process to streamline your YNAB learning curve. My goal is for you to experience that a-ha moment where you are excited to gamify your finances!

Focus Areas
Variable Income
Small Business Owners
College Grads
YNAB Certified Coach badge

Hayley Brown

she/her/hers
Athens, Georgia, USA
Hello Wealth
Remote & In-Person
Meetings

If you're in a shame-spiral about your money, I promise you, I've been there. My extensive experience in "learning the hard way" (thank you, ADHD) helps me connect with overwhelmed clients and move them towards clarity. I especially love working with fellow creatives on how to handle inconsistent income.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Dermott Smith

she/they
Chicago, Illinois, United States
Grounded Budget Coaching
Remote
Meetings

My training as a social worker provides me with tools to approach financial conversations with empathy, curiosity, patience, and a deeper understanding of the emotional experiences that often accompany money and debt. I offer compassionate, nonjudgmental budget coaching to help people build sustainable financial habits, increase clarity, and reduce overwhelm.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Wave Melen

She/They
Eugene, Oregon, United States
Financial Coaching with Wave
Remote & In-Person
Meetings

I am your sparkly best friend here for your Epic Adventure of money mastery. I help curious and values-driven folx stop the money spiral, get organized, and build self-trust. 7+ years of coaching with zero shame and maximum heart. No judgement. No boring lectures. Let's create your best freakin' life!

Focus Areas
Couples
Small Business Owners
Life Transitions
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Joy Schell

She/Her/Hers
Grand Isle, Vermont
Supportive Solutions, LLC
Remote & In-Person
Meetings

YNAB changed how I manage money — now I help others do the same. As a Certified YNAB Coach, I work with individuals and couples to create realistic spending plans, reduce financial stress, and build the clarity and confidence needed to reach their goals.

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Doug Peterson

Kirkland, Washington, United States
Get Priorities Straight
Remote
Meetings

I help people get clear eliminating money stress. As a YNAB Certified Coach, I teach clients how to decide where there money goes before they spend it. If you are juggling variable income, or navigating an inheritance or settlement. My goal: less stress, more control, and lasting peace of mind.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Chelsea Hester

She/Her
New York, New York, United States
Remote
Meetings

Hi! I help folks who are new to YNAB, have ADHD, and/or have variable income feel confident managing their money in a nonjudgmental and shame-free environment. Together we'll get your budget set up, bring greater awareness to your money flow, and create a more peaceful relationship with your finances.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Emily Blain

She/Her
Minnesota, United States
Dream Big Financial Coaching
Remote
Meetings

Budgeting on a variable income is hard--you've tried templates and spreadsheets but they just don't quite work when you can't count on the same income every month. YNAB can! I'll help you get set up so you can trust that you can meet your goals--both saving *and* spending.

Focus Areas
Couples
Variable Income
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Chelsea Alventosa

She/Her
Bristol, England, United Kingdom (UK)
The YNAB Coach
English, Spanish
Remote & In-Person
Meetings

If you need help with figuring out where your money is going, managing your day-to-day cash flow and figuring out what to do when your next paycheck hits, I’m your gal. Let me help you finally stop panic-refreshing your bank account on pay day!

Focus Areas
Life Transitions
Small Business Owners
College Grads
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Laura Brinks

She/Her/Hers
Brantford, Ontario, Canada
Beyond the Brink Coaching
French
Remote & In-Person
Meetings

Hi! I'm Laura. I'm a teacher by profession, and have coached in a professional capacity for several years (teaching and supporting other teachers). I love to help people grasp concepts that I'm passionate about and understand well. I became YNAB certified in 2024 and hope to help others here, too.

Focus Areas
College Grads
Couples
Life Transitions
YNAB Certified Coach badge

Susie O’Brien

she/her
Chicago, Illinois, United States
Susie Budgets
Remote
Meetings

Software engineer by day, YNAB Nerd 24/7. I want you to achieve a sense of financial peace you never thought possible. Whether you've never budgeted or are an advanced budgeter, I can help you use YNAB to achieve your goals.

Focus Areas
Variable Income
Life Transitions
College Grads
YNAB Certified Coach badge

Valeria Gary

She/Her
Atlanta, Georgia, United States
The Welcome Consulting Company
Remote & In-Person
Meetings

As a Speech-Language Pathologist, I empower others to achieve their dreams through empathetic, research-backed coaching. Guiding healthcare professionals to thrive on a modest salary is my main specialty. Drawing from my expertise in behavior change coaching, I excel at coaching daily behaviors that pave the way to your financial goals.

Focus Areas
Variable Income
Life Transitions
College Grads
YNAB Certified Coach badge

Kara Monroe

She/Her/Hers
Indianapolis, Indiana, United States
Monarch Strategies LLC
Remote & In-Person
Meetings

Financial wellness is a lifelong journey and I hope to be your partner in that journey. Using YNAB as a tool, we'll alleviate money anxiety, develop financial habits, and get on a path to a life filled with joy.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Celia Benton

She/Her
Madbury, New Hampshire, United States
Remote & In-Person
Meetings

Starting to budget can be overwhelming and I want you to know you’re not alone. I’ve helped all kinds of people, in all kinds of situations, feel confident about their money. The key is to have a manageable system that adapts to all the beautiful craziness of life.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Stephanie Berman

She/Her
British Columbia, Canada
True North Money Management: Your Neurodivergent Money Coach
Remote
Meetings

Stephanie Berman is a money coach specializing in helping neurodivergents achieve financial freedom through budgeting basics. Diagnosed with ADHD and autism, she understands overwhelm and impulsive spending. Drawing from her journey to debt-free living and master training, she guides clients from overwhelm to "Oh, I get it!".

Focus Areas
Variable Income
Small Business Owners
College Grads
YNAB Certified Coach badge

Diamond Towns

She/Her
Columbus, Ohio, United States
Diamond Wealth Group
Remote
Meetings

Let's create a return on investment of time and energy— building financial security! If you're motivated by the pursuit of financial freedom and early retirement, my goal is to help you design a strategic plan for your financial future, granting you the time to enjoy life on your own terms.

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Heather Emerick

She/Her
Vienna, Virginia, United States
DiploBudgets
Remote & In-Person
Meetings

Heather is an experienced YNAB coach with the expertise to help you create a budget that suits your unique financial goals. Her mission is to provide you with the support and knowledge you need to take control of your money and live the life you truly want. Let’s get started!

Focus Areas
Variable Income
Life Transitions
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Darío Martínez

Santo Domingo, Dominican Republic
Sal de la Olla
Spanish, English
Remote
Meetings

¿Hablas español y quieres usar YNAB para dominar tus finanzas? Yo estoy preparado para acompañarte en tu camino. Soy Dominicano y en mi país, imaginamos la estrechez financiera como estar dentro de una olla ardiente. ¡Trabaja conmigo y saldrás de la olla para siempre!

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Kristin McGlothlin

She/Her
Albuquerque, New Mexico, United States
Fiscal Bliss Financial Coaching
Remote
Meetings

Budgeting helped me navigate many life challenges such as income changes, divorce, becoming a single mom, and leaving my career as a nurse. My passion is helping healthcare workers make their paychecks work for them, not the other way around.

Focus Areas
Variable Income
Life Transitions
College Grads
YNAB Certified Coach badge

Meagan Rathman

She/Her
Lutz, Florida, United States
Remote
Meetings

My motto is Change Your Mindset - Change Your Money. I love the idea of helping people rethink their strategy (or maybe start one for the first time) and realizing the benefits of living with a plan. Currently taking meetings from my home in Florida with 5 animals and a husband.

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Anna Diemer

They/Them
Asheville, North Carolina, United States
Remote & In-Person
Meetings

Need to wrap your brain around budgeting or get a handle on your music studio's finances? I'm a queer & neurodivergent professional singer and voice teacher here to help fellow members of the LGBTQ+ community, creatives, and small business owners learn to budget.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Michael Collison

Charlotte, North Carolina, United States
Your Fire Journey
Remote
Meetings

If money was no object, would you do what you're doing now? I'm a financial independence coach that use YNAB to unplug from the financial "matrix" and chart your own course towards a better financial future.

Focus Areas
Couples
Retirees
Variable Income
YNAB Certified Coach badge

Holly Grosvenor

She/Her
Fairfax Station, Virginia, United States
Microstuff LLC
Remote
Meetings

I have been doing financial coaching part-time since 2018. I enjoy helping families gain financial confidence to take control of their lives and guide them towards financial independence. I provide one-on-one coaching on basic personal finances.

Focus Areas
Couples
College Grads
Life Transitions
YNAB Certified Coach badge

Shabbar Kassam

London, UK
Remote & In-Person
Meetings

I'm a firm believer that money stresses and worries come from a lack of clarity and intention in the way we approach money. Whatever your level of wealth, a budget that works for you, giving you clear direction on your finances can propel you to new heights.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Donna Ferris

she/her
Port Orchard, Washington, United States
Real Life Budget Coaching
Remote & In-Person
Meetings

I help individuals and couples find freedom, clarity and peace with their money. With years of hands-on bookkeeping and business tax experience working closely with small business owners, I bring real-world financial expertise to every session — no judgment, no rigid plans, just a budget built around your real life.

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Emma Newman

She/Her/Ella
Eugene, Oregon, United States
Remote & In-Person
Meetings

I support professional, growth-minded women and couples who have been avoiding looking at their finances and are ready to increase their awareness and use their money intentionally to fund what matters most. You might want to schedule a Free Discovery Session via my website so we can chat.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Marin Laukka

She/Her
Twin Cities, Minnesota, United States
Yes&, LLC | Joyful BudgetingTM
Remote
Meetings

I support individuals experiencing sudden wealth and the emotional whiplash that comes with it. Using psychology and practical tools, we build a values-based cash flow system you actually like using, so money stops feeling stressful or secret and starts supporting the life you want next.

Focus Areas
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Rachelle Siebke

She/Her
Illinois, United States
Rachelle Siebke, Money Coach
Remote
Meetings

I help life coaches and solopreneurs who want to be smart with their money. They have enough to meet their needs but want someone to show them exactly how to take more money home and feel confident in their financial decisions. I help them get what they want.

Focus Areas
Variable Income
Small Business Owners
Life Transitions
YNAB Certified Coach badge

Jacqueline Keeley

she/her/hers
New York City, New York, United States
The Wealthy Artist Collective
ASL
Remote
Meetings

Personal finance coach and actress. Have run my personal and business budgets on YNAB for 10 years, and love using YNAB to handle unpredictable income. Have coached folks how to use YNAB for about 8. I have a lot of fun budgeting and you can too! =)

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Anita O’Neal

Dallas, Texas, United States
Powerful People Plan
Remote
Meetings

As a Certified Financial Planner® and CPA, I make budgets simple for small business owners. I turn complicated numbers into clear steps you can follow. With 15 years of experience, I'll help you develop simple, effective financial habits that benefit both your personal wallet and your business accounts.

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Kinley Prince

Greenville, South Carolina, United States
House of Prince Financials
Remote & In-Person
Meetings

I believe money should support your life, not control it. YNAB drastically changed my relationship with money and I know it can for you as well. I help individuals and families use YNAB to gain clarity, confidence, and peace—building a plan that reflects what matters most to you.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Carey Northington

Dayton, Ohio, United States
One Master Ministries
Remote & In-Person
Meetings

Carey & Andrea are a husband-and-wife team who’ve helped 100+ individuals and couples succeed with budgeting. They have a compassionate, non-judgmental, and practical approach. Whether you’re new to budgeting, stuck, or want to maximize YNAB, we can help. Read client stories: https://onemaster.org/stories

Focus Areas
Couples
College Grads
Variable Income
YNAB Certified Coach badge

Brett Schaffner

He/Him
Quito, Ecuador
Budget Coach Brett
English, Spanish
Remote & In-Person
Meetings

Specializing in budget setup and debt reduction. Discover personalized coaching that transforms financial chaos into order and stress into freedom, all through a guilt-free, judgment-free approach that prioritizes your goals.

Focus Areas
Variable Income
Life Transitions
YNAB Certified Coach badge

Janine Adams

She/her
St. Louis, Missouri, United States
Peace of Mind Spending
Remote
Meetings

YNAB changed my life and I'd love to help it change yours too. I can help you figure out your priorities so you can make choices around your money based on what's important to you. And I can help you get comfortable with the YNAB software as well.

Focus Areas
Retirees
Variable Income
Small Business Owners
YNAB Certified Coach badge

Michelle Anderson

She/Her
San Diego, California, United States
Budgeting with Mitch
Remote
Meetings

I am a full-time policy wonk that is a YNAB coach on the side simply because I am such a fan of the method. I love helping people reach a moment in their financial journey where they are able to spend their money, stress and shame free!

Focus Areas
Variable Income
Life Transitions
College Grads
YNAB Certified Coach badge

Kim Fisher

Virginia, United States
Wealth Building with Kim
Remote
Meetings

Have you tried budgeting before but still feel behind financially? I help women set up YNAB in a simple, realistic way that fits real life. Together, we'll reduce the overwhelm, clarify your priorities, and create a spending plan that helps you feel calmer and more confident with money.

Focus Areas
Variable Income
Small Business Owners
Life Transitions
YNAB Certified Coach badge

Jessica Nethers

Cincinnati, Ohio, United States
Start Smart Budget Coaching
Remote & In-Person
Meetings

Whether you’re a current student, recent graduate, or not so recent graduate, Start Smart Budget Coaching will teach you the skills needed to live within your means while still spending money on things you enjoy and saving for the future.

Focus Areas
Couples
College Grads
YNAB Certified Coach badge

Amy Aston

She/Her
Franklin, Tennessee, United States
Budgets by Design
Remote & In-Person
Meetings

Hello! I'd love to coach you to "level up" your YNAB skills to make your money work best for you. Priority based spending helps us live our lives purposefully while reducing money stress. I use YNAB to help me live out my travel dreams! What are your goals?

Focus Areas
Retirees
Life Transitions
College Grads

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