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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Julie Dunscomb

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Portland, Oregon, United States
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New to budgeting or YNAB? I can help you align your budget with your needs, values and desires. I can help you understand how to use the YNAB method and software to find peace with your money.

Focus Areas
Retirees
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Annette Althuizen

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Want to get a grip on your money? Look no further. Working 33 years in the Wealth Management Industry has me uniquely placed to help you craft your own financial path. Please reach out if you resonate with my background and/or my time zone availability (GMT +8).

Focus Areas
Couples
Retirees
Life Transitions
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Litsa DeJulio

she/her/hers
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Connecticut, United States
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LD Coaching LLC
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I help single folks on their YNAB journeys, whether they are newbies or YNAB returnees. I belief a RICH life is ultimately more than personal wealth, so I created the RICH Life Framework in which we focus on Rest, Intention, Creativity, and Health.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Celia Benton

She/Her
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Madbury, New Hampshire, United States
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Starting to budget can be overwhelming and I want you to know you’re not alone. I’ve helped all kinds of people, in all kinds of situations, feel confident about their money. The key is to have a manageable system that adapts to all the beautiful craziness of life.

Focus Areas
Couples
Variable Income
Life Transitions
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Tara Whitaker

she/her
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Illinois, United States
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Tara Whitaker, Inc.
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As a full-time freelance editor for the past 11+ years, I know *exactly* what it's like to ride the income roller coaster. I help other freelancers smooth out the ride by using YNAB's tried-and-true method.

Focus Areas
Variable Income
Small Business Owners
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Susan B.

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Florida, United States
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Getting Out from Going Under Publishing
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I'm a recovering compulsive debtor and spender. Since 2010, I've helped others who suffer from this addiction develop their spending plan and learn how to work with it using YNAB. I also offer YNAB troubleshooting and YNAB "Do It For You" services.

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Valeria Gary

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Atlanta, Georgia, United States
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The Welcome Consulting Company
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As a Speech-Language Pathologist, I empower others to achieve their dreams through empathetic, research-backed coaching. Guiding healthcare professionals to thrive on a modest salary is my main specialty. Drawing from my expertise in behavior change coaching, I excel at coaching daily behaviors that pave the way to your financial goals.

Focus Areas
Variable Income
Life Transitions
College Grads
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Louise Love

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San Francisco, California, United States
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Louise Love Coaching
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I'm an ICF-credentialed transformational life coach and YNAB enthusiast. With a passion for personal finance and years of YNAB experience, I'm here to guide you in mastering your money management skills. Let's embark on a journey towards financial empowerment and a healthier relationship with your finances!

Focus Areas
Retirees
Variable Income
Small Business Owners
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Beth Williams

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Gainesville, Georgia, United States
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New Hope Budget Counseling
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As a retired educator of 32 years, I have a passion for teaching. I want you to be debt free and in control of your budget, just like I am! I’m a single mom so I know how stressful and bleak finances can be, but I also know that YNAB and coaching can change that for you.

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Kristen Coulter

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Columbia, South Carolina, United States
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Above & Beyond Training, LLC
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As a well-seasoned computer trainer, Kristen brings her expertise to you - one-on-one. She's anxious to bring her ability to make processes that seem complicated to some SIMPLE. She enjoys helping others attain goals that previously seemed unachievable. She also accomplishes this in a judgement-free, calm, and patient environment.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Doug Peterson

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Seattle, Washington, United States
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Get Priorities Straight LLC
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I help people unhappy with their money situation align spending priorities with their partners, eliminate debt, and reduce financial stress. Using my GPS Cash Flow Mastery proven process, they achieve immediate peace of mind, gain control over their finances, stay on the right track, and are finally in control.

Focus Areas
Couples
Variable Income
Small Business Owners
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Cyndy Lester

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Houston, Texas, United States
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The Centsless Life
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As someone who handled finances for a low-income household, I managed to break free from the paycheck-to-paycheck living and cultivated a healthy relationship with money. I am passionate about sharing my knowledge and helping others improve their lives through YNAB. Let's team up and build a brighter financial future together!

Focus Areas
Couples
Life Transitions
Small Business Owners
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Chelsea Hester

She/Her
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New York, New York, United States
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Hi! I help folks who are new to YNAB, have ADHD, and/or have variable income feel confident managing their money in a nonjudgmental and shame-free environment. Together we'll get your budget set up, bring greater awareness to your money flow, and create a more peaceful relationship with your finances.

Focus Areas
Couples
Variable Income
Small Business Owners
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Josh Collier

He/Him
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Tacoma, Washington, United States
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Gig Harbor Financial Services
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I love helping people align their spending with their priorities and goals. Specializing in on-boarding and single “I need help” meetings, I get you right into YNAB and coach you through learning by doing. Huge budget nerd, CFP, and over a dozen years using YNAB.

Focus Areas
Couples
Retirees
Variable Income
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Sean McQuay

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Port Orchard, Washington, United States
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Sean McQuay is a long-time personal finance nerd. He’s passionate about budgets, credit cards, and earning useful rewards with minimal effort. He lives in the Seattle area and is a father to three rambunctious kids.

Focus Areas
Couples
Variable Income
College Grads
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Kerrie Saephanh

she/her
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Oakland, California, United States
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Mindful Budgets
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I provide values-focused YNAB coaching in order to help individuals and couples learn YNAB skills, build a budget that actually works for their real life, and to have fun doing it! Schedule a free, no-pressure call to chat and explore the fit. Transparent pricing included.

Focus Areas
Couples
Retirees
Life Transitions
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Kristen Donnellan

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Fort Worth, Texas, United States
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Kristen Donnellan Coaching
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YNAB helped me to leave my day job so I could be a stay at home mom 9 years ago. Now I'm a Catholic budgeting and mindset coach as well as a mom of 4 littles. I love helping families take control of their finances and live life on purpose!

Focus Areas
Couples
Life Transitions
College Grads
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Rasheeda N. Creighton

she/her/hers
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Richmond, Virginia, United States
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Killing Superwoman
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I believe personal finance is personal, and the goal is always freedom. Taking control of your finances frees you up for the life you've dreamed of, and my goal is to support women, especially Black women, in manifesting those dreams.

Focus Areas
Life Transitions
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Miriam Gibson

She/Her
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Halifax, Nova Scotia, Canada
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Agile Budgeting
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Create a flexible personal budget that changes with your needs and priorities! I help people working in the games industry to budget in a proactive way and ride the ups and downs of the industry with less stress. I focus on people in the games industry, but all are welcome!

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Loyd McGuire

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Phoenix, Arizona, United States
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Are you ready have a plan for your paycheck? I'm here to help you create a personalized system to manage your money in a way that fits your life. I will guide you to financial wellness, so that you can enjoy the peace and security that come with it.

Focus Areas
Couples
Variable Income
College Grads
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Allissa Haines

She/Her/Hers
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Sharon, Massachusetts, United States
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Deep Breath Digital
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I help massage therapists and bodyworkers be thoughtful and intentional with their finances. Together we can take the stress of out of your business budget and make your business finances an accurate reflection of your values and intentions.

Focus Areas
Variable Income
Small Business Owners
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Chris Harcksen-Lucero

She/Her
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Turlock, California, United States
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Beyond the Number$
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Wearing two hats, fight paramedic & financial coach, I have seen how quickly life can change. I help other first responders and frontline workers build financial resiliency so they can reduce stress and live their best life. I'm ready to help you too.

Focus Areas
Couples
Variable Income
Life Transitions
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Joe Ahrens

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Snellville, Georgia, United States
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Joe Ahrens Consulting LLC
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Unlock your full potential with Joe, a passionate educator and dedicated YNAB user since 2014. With over 30 years of teaching and coaching experience, he shares practical insights to help you manage your money effectively. Discover personalized guidance that encourages you to take charge of your money today!

Focus Areas
Variable Income
Life Transitions
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Sareeta Lopez

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Vancouver, British Columbia, Canada
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Sareeta is a queer, neurodivergent trauma-informed financial coach, certified through the Trauma of Money program in addition to YNAB. Natural communicator and masterful teacher, Sareeta’s insights come from both professional teacher training and personal lived experience.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Hal Prather

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Sharpsburg, Georgia, United States
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Your Profit Pro
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I help those struggling with inaction or lack of clarity build trust in themselves and a proven process. Whether you are an individual, family, or small business, my aim is for you to see your life in financial form and with that view in place have more purpose, intention, and impact.

Focus Areas
Couples
Life Transitions
Small Business Owners
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Matt Renwick

He/Him
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Mineral Point, Wisconsin, United States
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Budget Coaching for Educators
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I help people create awareness around their income and expenses, break out of the paycheck-to-paycheck cycle, and build confidence to reach their personal goals.

Focus Areas
Couples
Life Transitions
College Grads
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Elizabeth Snyder

She/Her
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Bellingham, Washington, United States
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Trail Financial Planning LLC
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I am a Certified Financial Planner and have a specific interest in budgeting. I have found YNAB particularly helpful in its ability to assist clients in building awareness in cash flow. I take the judgement out of spending habits and assist people to getting to the truth in their spending.

Focus Areas
Life Transitions
Small Business Owners
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Darío Martínez

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Santo Domingo, Dominican Republic
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Sal de la Olla
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Spanish, English
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¿Hablas español y quieres usar YNAB para dominar tus finanzas? Yo estoy preparado para acompañarte en tu camino. Soy Dominicano y en mi país, imaginamos la estrechez financiera como estar dentro de una olla ardiente. ¡Trabaja conmigo y saldrás de la olla para siempre!

Focus Areas
Couples
Variable Income
College Grads
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Heather Emerick

She/Her
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Vienna, Virginia, United States
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DiploBudgets
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Heather is an experienced YNAB coach with the expertise to help you create a budget that suits your unique financial goals. Her mission is to provide you with the support and knowledge you need to take control of your money and live the life you truly want. Let’s get started!

Focus Areas
Variable Income
Life Transitions
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Katharine Williams

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Glasgow, Scotland, United Kingdom
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Centre Stage Money
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I coach people from all walks of life, from all over the world. I have a background in theatre so I've got lots of understanding of freelancers, people in the creative industries, and those on fluctuating incomes.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Jen Fuhler

She/Her
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Edwardsville, Illinois, United States
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Money is all about storytelling. I am a college English and literature professor who works with individuals and families to better understand the stories impacting their finances, decisions, and goals. My coaching focuses on active listening and offering perspective to help clients meet goals.

Focus Areas
Life Transitions
College Grads
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Elizabeth Schuhr

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Roswell, Georgia, United States
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elizabudget
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Hi! Thanks for considering me to work with you on your budget. Besides education and experience, I have a passion for working with individuals and small businesses on their finances. I come to each session with optimism and enthusiasm and look forward to helping you in any way I can.

Focus Areas
Retirees
Variable Income
Small Business Owners
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Holly Grosvenor

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Fairfax Station, Virginia, United States
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Microstuff LLC
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Since 2018, Holly Grosvenor has been a financial coach, helping families gain financial confidence to take control of their lives and guide them towards financial independence. She provides one-on-one coaching on basic personal finances.

Focus Areas
Couples
Variable Income
College Grads
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Maria Garcia-Leano

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Houston, Texas, United States
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Budgeting with Maria LLC
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English, Spanish
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I’m a wife, a mother, and a passionate YNAB enthusiast. I love numbers, have an analytical mindset, and enjoy assisting others. My mission is to help people create personalized financial plans/budgets aligned with their values and goals, ultimately leading them toward financial freedom.

Focus Areas
Couples
Variable Income
College Grads
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John Farrar

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Benton Harbor, Michigan, United States
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Budgeting Today
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We help with financial coaching, money management, and small business budgeting. Mindsets impact more than math, but good strategies help. We help you set up YNAB to achieve stability and optimize your plan to meet your goals. Good financial planning isn't restrictive; it is agile.

Focus Areas
Couples
Retirees
Small Business Owners
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Kelly W. Barber

She/Her
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Roanoke Rapids, North Carolina, United States
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KWB & CO
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Hi Y'all! I'm a small business owner and small business development counselor helping rural entrepreneurs start/grow/save their businesses. I'm excited to add Budget Counseling to my tool box to support my micro-enterprises (Mom and Pops!) On a personal note, I'm a TraFooWinKie! What?!! Travel, Food, Wine Junkie!

Focus Areas
Variable Income
Small Business Owners
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Lauren Gerber-Fleury

she/her
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Asheville, North Carolina, United States
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Savor Your Money, LLC
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I help folx shake off the shame & the shoulds around money by creating a system that flows with your real life, not against it. Because having a plan for your money gives you the peace of mind and the pizazz to meet any life goal.

Focus Areas
Couples
Variable Income
Small Business Owners
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Amy Aston

She/Her
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Franklin, Tennessee, United States
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Budgets by Design
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Hello! I'd love to coach you to "level up" your YNAB skills to make your money work best for you. Priority based spending helps us live our lives purposefully while reducing money stress. I use YNAB to help me live out my travel dreams! What are your goals?

Focus Areas
Retirees
Life Transitions
College Grads
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Diamond Towns

She/Her
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Columbus, Ohio, United States
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Diamond Wealth Group
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Let's create a return on investment of time and energy— building financial security! If you're motivated by the pursuit of financial freedom and early retirement, my goal is to help you design a strategic plan for your financial future, granting you the time to enjoy life on your own terms.

Focus Areas
Variable Income
Small Business Owners
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Margo Nelson

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Tucson, Arizona, United States
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Margo Blackstone Coaching
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Helping world-changing women get right with money. Margo blends YNAB coaching with emotional and spiritual work (using a variety of modalities but primarily IFS) and approaches budgeting as a mindfulness practice.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Kingshuk Banerjee

He/Him/His
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Austin, TX, USA
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Start Your Finances Right
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Hindi, English
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A financial coach who has walked through a huge life transition of immigration in mid forties and created financial freedom for my family with a single income. Now I help new immigrant graduates and families plan their finances through this transition and live a purposeful life in the US.

Focus Areas
Couples
Life Transitions
College Grads
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Sarah Menini

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Dallas, Texas
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Make Money. Spend Money.
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Hi, I’m Sarah, a financial coach dedicated to helping you gain clarity, confidence, and control over your finances. With a focus on proactive planning and intentional choices, I guide you in creating a personalized financial plan that aligns with your life goals. Let’s work together to achieve financial empowerment!

Focus Areas
Couples
Life Transitions
College Grads
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Ellen Oliver

She/Her
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Blacksburg, Virginia, United States
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Systems by Ellen, LLC
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I support women business owners by offering bookkeeping (in QuickBooks Online) for their business and budgeting (with YNAB, of course!) for their business and their personal finances. Because I know both systems well, I am uniquely qualified to help my clients reach their financial goals.

Focus Areas
Variable Income
Small Business Owners
College Grads
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Trent Ladle

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Stansbury Park, Utah, United States
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Master Budget Coaching
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Trent Ladle has been budgeting for nearly 40 years & has been using YNAB software for 10 years. Trent’s love for helping people improve their lives is what drove him to begin offering budget coaching services & he is ready to share his storehouse of experience and training.

Focus Areas
Couples
Small Business Owners
College Grads
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Jeff Merrell

He/Him
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Sandy, Utah, United States
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Wise Money Mentor
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You crave greater clarity, control, and confidence with your finances, and I know how to help you get there. Want proof? Check out the video testimonials on my website to hear about my impact on clients, and try out coaching for yourself – the first session is free (1 hr)!

Focus Areas
Couples
Variable Income
Life Transitions
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Christine MacLaren

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Winston Salem, North Carolina, United States
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Breathe Again Budgets
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Christine is a Human Resources Manager by trade, but has a passion for YNAB and making dollars work for any situation. She provides personalized, budget-friendly coaching, within a judgment free zone.

Focus Areas
Retirees
Life Transitions
College Grads
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Cortney Kaveh

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McMinnville, Oregon, United States
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Northwest Money Coaching LLC
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Hi, I'm Cortney! I'm a money coach specializing in personal & small business finances. I also love working with those with ADHD and those looking to improve money tension in their marriage. I help you identify and prioritize your many financial goals, and from there we make a clear roadmap.

Focus Areas
Couples
Variable Income
Small Business Owners
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Scott Stillman

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Clear Lake, Texas, United States
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Scott Stillman
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I am YOUR Financial Coach. From Budgeting and Investments to Insurance and Planning, talk to me for help charting your financial path. I own a Financial Planning Practice with 20+ years of helping people fight off the pirates and weather the storms in their financial life.

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Carey Northington

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Dayton, Ohio, United States
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One Master Ministries
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Carey & Andrea are a husband/wife team that have worked with dozens of individuals & couples & seen lots of success. Read their stories: https://onemaster.org/stories If you’ve never budgeted or tried numerous times to budget and nothing has worked, we can help! Our goals: alleviate stress and create a budget that really works.

Focus Areas
Couples
Life Transitions
College Grads
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Nicole Cooley

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Bellingham, Washington, United States
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Nicole Cooley helps service based entrepreneurs manage cash flow in their business (building profit, saving for taxes, and paying yourself) using YNAB. She believes in a holistic approach to money that combines your numbers, values, beliefs, and dreams.

Focus Areas
Small Business Owners
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