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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Emma Newman

She/Her/Ella
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Eugene, Oregon, United States
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I support professional, growth-minded women and couples who have been avoiding looking at their finances and are ready to increase their awareness and use their money intentionally to fund what matters most. You might want to schedule a Free Discovery Session via my website so we can chat.

Focus Areas
Couples
Variable Income
College Grads
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Miriam Pérez

They/Them
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Washington D.C., United States
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Spanish, English
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As a self-employed writer and activist who has been using YNAB since 2013, I know that fully understanding your finances gives you the best shot at living your best life. (Hint: It's all about prioritizing!) Because I care about accessibility, I offer sliding scale pricing.

Focus Areas
Couples
Variable Income
Small Business Owners
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Nancy Abramowitz

She/Her
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Hartford, Connecticut, United States
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The Budget Brain
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Hello! I firmly believe that YNAB can help you love the way you use your money, and I’d be thrilled to help you feel confident about your spending plan. I enjoy setting up first-time budgets as well as troubleshooting existing budgets. I especially love working with neurodivergent folks (like me!)

Focus Areas
Couples
Life Transitions
College Grads
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Jeff Merrell

He/Him
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Sandy, Utah, United States
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Wise Money Mentor
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Remote & In-Person
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You crave greater clarity, control, and confidence with your finances, and I know how to help you get there. Want proof? Check out the video testimonials on my website to hear about my impact on clients, and try out coaching for yourself – the first session is free (1 hr)!

Focus Areas
Couples
Variable Income
Life Transitions
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Beth Williams

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Gainesville, Georgia, United States
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New Hope Budget Counseling
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As a retired educator of 32 years, I have a passion for teaching. I want you to be debt free and in control of your budget, just like I am! I’m a single mom so I know how stressful and bleak finances can be, but I also know that YNAB and coaching can change that for you.

Focus Areas
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Shawn Squire

He/Him
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Maryland, United States
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Dedicated YNAB coach for individuals and couples seeking financial mastery. I specialize in empowering those eager to learn effective budgeting techniques and the intricacies of YNAB tools. My coaching focuses on the nuts and bolts of data analysis, helping you harness YNAB for insightful financial decision-making.

Focus Areas
Couples
Small Business Owners
College Grads
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Ori Green

She/Her
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Tucson, Arizona, United States
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Ori Green Bookkeeping
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It can be difficult and scary to find clarity and peace around our finances. I work with clients to become proactive, rather than reactive, about their budgets. We work together to move away from shame and fear towards seeing money as a tool to live their best lives!

Focus Areas
Couples
Small Business Owners
College Grads
YNAB Certified Coach badge

Dawn Koplitz

She/Her
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Chippewa Falls, Wisconsin, United States
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Sign of Money
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English, ASL
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Remote & In-Person
Meetings

I'm excited to show everyone the positive changes YNAB can make in their life! Very few adults received any financial education. I can teach you financial terminology and how to manage your YNAB budget(s). You can achieve the feeling of, "I can do this!" surrounding your finances.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Janine Adams

She/her
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St. Louis, Missouri, United States
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Peace of Mind Spending
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YNAB changed my life and I'd love to help it change yours too. I can help you figure out your priorities so you can make choices around your money based on what's important to you. And I can help you get comfortable with the YNAB software as well.

Focus Areas
Retirees
Variable Income
Small Business Owners
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Spencer Lutvak

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New York, New York, United States
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Budget with Spencer
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Spencer is the only YNAB Certified Coach who worked at YNAB. He left Support to become a coach so he knows the software inside and out. He works with all budgeters, whether brand-new or seasoned vets. Reach out to him to gain more confidence and clarity with your money!

Focus Areas
Couples
Variable Income
Small Business Owners
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John Verin

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Ohio, United States
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John Verin Coaching & Consulting LLC
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My holistic approach serves body, mind and spirit with Integral coaching, Zen meditation, qigong and deep relationship with nature. I am certified by Integral Coaching Canada, trained in Zen for 20 years, and as an ecological horticulturist also provide coaching for climate change stress.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Hillary Bullions

she/her/hers
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Cincinnati, Ohio, United States
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Hillary Bullions Coaching
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Wondering, "Why does everyone get this but me?" or "How will I ever manage my debt?" I see you, I’ve been there, & I’ve got you. Together, we’ll create a clear and unique plan where you take control and start making smart, confident money decisions. Schedule a call! Let’s get started!

Focus Areas
Small Business Owners
College Grads
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Christine Langley

She/Her/Hers
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Las Vegas, Nevada, USA
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Christine Langley, Financial Coaching
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I help women, couples, and entrepreneurs gain clarity, confidence, and control through financial coaching rooted in real-life cash flow. With YNAB as our tool, I support clients navigating life or business transitions—guiding them to intentional spending, aligned goals, and lasting financial freedom. No shame or blame—just strategy, support, and transformation.

Focus Areas
Variable Income
Small Business Owners
Life Transitions
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Kingshuk Banerjee

He/Him/His
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Austin, Texas, USA
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Start Your Finances Right
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Hindi, Bengali, English
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Remote
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I help mid-career Indian tech professionals in the U.S. gain clarity and confidence with their finances. Through personalized coaching and YNAB-based systems, I guide clients to manage cross-border money stress, align spending with values, and build a clear path toward financial freedom and purpose - without the overwhelm.

Focus Areas
Couples
Variable Income
Life Transitions
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Boris Steiner

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Stuttgart, Germany
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Boris Steiner Coaching & Training
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English, German
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Are you ready to discover financial agility? As a a self-employed, certified Co-Active Coach with a background in agile product development, I know the challenges around that in and out! I will help to create your budget, be clear about your priorities and adapt to whatever comes your way financially.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Rica Molet

She/Her/Hers
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Colorado, USA
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Dragonflyy Coaching
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I want to help you gain control of your variable income and crush debt. As a Certified YNAB Budget Travel Coach, I give you the empowerment to build a budget that funds your biggest goals—whether you are planning a trip around the world or making your next major life move.

Focus Areas
Variable Income
Life Transitions
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Louise Love

She/Her
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San Francisco, California, United States
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Louise Love Coaching
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I'm an ICF-credentialed transformational life coach and YNAB enthusiast. With a passion for personal finance and years of YNAB experience, I'm here to guide you in mastering your money management skills. Let's embark on a journey towards financial empowerment and a healthier relationship with your spending!

Focus Areas
Retirees
Variable Income
Small Business Owners
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Nick Smith

He/Him
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Alexandria, Virginia, United States
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Personal Wealth Adventures, LLC
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As an author of an Amazon best-seller (Your Millionaire Marathon) and finance coach since 2019, I will partner with you to stabilize your budget and build custom projections (home affordability; retirement planning), giving you the directions to achieve your financial goals.

Focus Areas
Retirees
Variable Income
College Grads
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Zenia McLaughlin

She/Her
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Bishop, California, United States
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Sacred Connection Journeys
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English, German
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I work with people who want to make space for something new to happen with their money. We’ll start with an expansive conversation about the “energy of money” and its purpose in your life as we set up your budget in YNAB. From there, new possibilities are sure to emerge.

Focus Areas
Couples
Variable Income
Life Transitions
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Trevor Vance

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Marysville, Washington, United States
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Intentional Budgets
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I offer a free 30 minute initial consultation, where we’ll discuss your next steps along the way, so that you can find success in your personal finance journey. I've helped people create budgets and debt repayment plans. Including the elimination of nearly $200,000 of debt in the last 5 years.

Focus Areas
Couples
Variable Income
Life Transitions
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Coyote Jackson

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California, United States
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Coyote is a deeply experienced transformational coach and Buddhist teacher. We will work not just with your financial situation but will move you through whatever difficulties come up in any area of life, helping you rediscover joy in life and clarity in what you want.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Kristin McGlothlin

She/Her
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Albuquerque, New Mexico, United States
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Fiscal Bliss Financial Coaching
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Budgeting helped me navigate many life challenges such as income changes, divorce, becoming a single mom, and leaving my career as a nurse. My passion is helping healthcare workers make their paychecks work for them, not the other way around.

Focus Areas
Variable Income
Life Transitions
College Grads
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Whitney Farmer

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Alexandria, Virginia, United States
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I offer 15 or 30 minute consultations. Think of it as an on-demand customer service hotline! I do not offer packages, however you can book as many or as few sessions as you’d like with me.

Focus Areas
Couples
Variable Income
Life Transitions
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Ashley Wong

She/Her/Hers
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Kingston, Washington, USA
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Madrona Money
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I'm a YNAB Certified Coach and corporate attorney who helps people align their money with their values. I work with individuals and small business owners to create clear, intentional financial systems that reduce stress and build confidence - so every dollar becomes a step toward a life they truly love.

Focus Areas
Couples
Variable Income
Small Business Owners
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Carey Northington

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Dayton, Ohio, United States
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One Master Ministries
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Carey & Andrea are a husband/wife team that have worked with dozens of individuals & couples & seen lots of success. Read their stories: https://onemaster.org/stories If you’ve never budgeted or tried numerous times to budget and nothing has worked, we can help! Our goals: alleviate stress and create a budget that really works.

Focus Areas
Couples
Life Transitions
College Grads
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Tara Whitaker

she/her
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Illinois, United States
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Tara Whitaker, Inc.
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As a full-time freelance editor for the past 11+ years, I know *exactly* what it's like to ride the income roller coaster. I help other freelancers smooth out the ride by using YNAB's tried-and-true method.

Focus Areas
Variable Income
Small Business Owners
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Stephanie Berman

She/Her
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Washington
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Your Neurodivergent Money Coach
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Stephanie Berman is a money coach specializing in helping neurodivergents achieve financial freedom through budgeting basics. Diagnosed with ADHD and autism, she understands overwhelm and impulsive spending. Drawing from her journey to debt-free living and master training, she guides clients from overwhelm to "Oh, I get it!".

Focus Areas
Variable Income
Small Business Owners
College Grads
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Kara Monroe

She/Her/Hers
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Indianapolis, Indiana, United States
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Monarch Strategies LLC
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Financial wellness is a lifelong journey and I hope to be your partner in that journey. Using YNAB as a tool, we'll alleviate money anxiety, develop financial habits, and get on a path to a life filled with joy.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Cyndy Lester

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Houston, Texas, United States
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The Centsless Life
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As someone who handled finances for a low-income household, I managed to break free from the paycheck-to-paycheck living and cultivated a healthy relationship with money. I am passionate about sharing my knowledge and helping others improve their lives through YNAB. Let's team up and build a brighter financial future together!

Focus Areas
Couples
Life Transitions
Small Business Owners
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Eric Hout

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Pennsylvania, United States
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New Trajectories LLC
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Eric is a former professional teacher and tutor who has used YNAB to guide others to financial success since 2014. As a YNAB Certified Coach, his mission is simple: Eric helps individuals and couples financially prosper through hope-filled financial and budget coaching services.

Focus Areas
Couples
Small Business Owners
College Grads
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Maria Garcia-Leano

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Houston, Texas, United States
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Budgeting with Maria LLC
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English, Spanish
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I’m a wife, a mother, and a passionate YNAB enthusiast. I love numbers, have an analytical mindset, and enjoy assisting others. My mission is to help people create personalized financial plans/budgets aligned with their values and goals, ultimately leading them toward financial freedom.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Brett Schaffner

He/Him
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Quito, Ecuador
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English, Spanish
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Specializing in budget setup and debt reduction. Discover personalized coaching that transforms financial chaos into order and stress into freedom, all through a guilt-free, judgment-free approach that prioritizes your goals.

Focus Areas
Variable Income
Life Transitions
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Rasheeda Creighton

she/her/hers
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Richmond, Virginia, United States
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Killing Superwoman
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I help women—especially overextended Superwomen—ditch money stress and build budgeting systems rooted in real life. Whether you need a YNAB setup, ongoing YNAB bookkeeping, or some help navigating YNAB, I’ve got you. My approach is simple, judgment-free, and built to support freedom, not perfection.

Focus Areas
Life Transitions
Variable Income
Small Business Owners
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AJ Frenzel

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St. Paul, Minnesota, United States
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MoneyDoula Coaching
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Coach, hand holder, real human person.

Focus Areas
No items found.
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Irina Iurcisin

She
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Kyiv, Ukraine
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One Family Budget
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Ukrainian, Romanian, Russian, English
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Remote & In-Person
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I help busy working mothers and female entrepreneurs un-mess money mess. If you're juggling a family and a business, variable income, credit card stress, or decision fatigue, I’ll help you create a clear, flexible money plan that works in real life. Simple, supportive and judgment-free coaching with real results.

Focus Areas
Couples
Variable Income
Small Business Owners
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Lindsey Hardegree

She/Her
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Atlanta, Georgia, United States
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Get Organized Y’all
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By day I’m a nonprofit executive & doctoral student. By night (and weekend!) I help people to create their ideal life by organizing their spaces, systems, and finances. YNAB Certified Budget Coach | Productivity Consultant | Professional Organizer certified by Marie Kondo.

Focus Areas
Life Transitions
Small Business Owners
College Grads
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Mary Boules

She/Her
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Harrisonburg, Virginia, United States
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Merry On A Budget
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English, Arabic
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I will walk along side you to help you create your personalized budget that works for your unique situation. My bigger mission is to bridge the gap between financial literacy and real-world application, making money management a less daunting -even enjoyable- task.

Focus Areas
Couples
Variable Income
Life Transitions
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Rachelle Swanson

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Omaha, Nebraska, United States
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Purposeful Profit Pro
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Most business owners are concerned about their cash flow. YNAB can help them plan and see clearly what their money can do for them. I want to help small business owners master their cash flow in a way that can make sense to them.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Kelly Kolb

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Milford, Nebraska, United States
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47sky
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My aim is to provide clients with clarity regarding their money. Whether your goal is to get out of debt, save for your dream vacation or just have peace of mind surrounding money, I can help.

Focus Areas
No items found.
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Amanda Brink

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Orlando, Florida
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Mindful Money Studio
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I help people create flexible money plans without strict rules or rigid guidelines. My passion is helping high-achieving individuals and entrepreneurs create a money plan they love—one that lowers their stress and anxiety around money and offers them flexibility and choices in how they spend their money.

Focus Areas
Life Transitions
Variable Income
Small Business Owners
YNAB Certified Coach badge

Doug Peterson

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Kirkland, Washington, United States
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Get Priorities Straight
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I help people get clear eliminating money stress. As a YNAB Certified Coach, I teach clients how to decide where there money goes before they spend it. If you are juggling variable income, or navigating an inheritance or settlement. My goal: less stress, more control, and lasting peace of mind.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Krish Anders

She/Her
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Fort Collins, Colorado, USA
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Pen Your Path
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I want you to feel empowered to take control of your finances! Budgeting is about freedom not denying yourself. As a YNAB certified budget coach and Accredited Financial Counselor® (AFC®), I can guide you to the clarity necessary to build your confidence around money—without shame, guilt, or restriction.

Focus Areas
Variable Income
Life Transitions
College Grads
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Emily Gowen

she/her
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Vermont, USA
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PDX Money Coaching
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Since 2015, I’ve coached 500+ people using YNAB to move from money stress to confidence. I understand the challenge of balancing enjoying life now with saving for the future. With empathy and practical tools, I’ll help you design a budget that reflects your values and supports the life you want.

Focus Areas
Couples
Life Transitions
Small Business Owners
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Mark Mastalski

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Aurora, Colorado, United States
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Mastalski Coaching & Consulting
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It’s not budgeting – it’s taking control of your money and your life. I am an independent educational consultant and help students and their families navigate the complexities around post-secondary education (college). Learn more about me at mastalskicoaching.com.

Focus Areas
No items found.
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Lauren Gerber-Fleury

she/her
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Asheville, North Carolina, United States
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Savor Your Money, LLC
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I help folx shake off the shame & the shoulds around money by creating a system that flows with your real life, not against it. Because having a plan for your money gives you the peace of mind and the pizazz to meet any life goal.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Chris Harcksen-Lucero

She/Her
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Turlock, California, United States
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Beyond the Number$
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Wearing two hats, fight paramedic & financial coach, I have seen how quickly life can change. I help other first responders and frontline workers build financial resiliency so they can reduce stress and live their best life. I'm ready to help you too.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Kristen Donnellan

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Fort Worth, Texas, United States
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Kristen Donnellan Coaching
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YNAB helped me to leave my day job so I could be a stay at home mom 9 years ago. Now I'm a Catholic budgeting and mindset coach as well as a mom of 4 littles. I love helping families take control of their finances and live life on purpose!

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Marin Laukka

She/Her
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Twin Cities, Minnesota, United States
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Yes&, LLC | Joyful BudgetingTM
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I support individuals experiencing sudden wealth and the emotional whiplash that comes with it. Using psychology and practical tools, we build a values-based cash flow system you actually like using, so money stops feeling stressful or secret and starts supporting the life you want next.

Focus Areas
Life Transitions
Small Business Owners
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Litsa DeJulio

she/her/hers
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Connecticut, United States
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LD Coaching LLC
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I help single adults manage their time, money and energy. Through my signature 1:1 coaching program, Cashflow Confidence, we build a flexible, values-based budget that supports your real life — not someone else’s. Together, we simplify your finances and make space for the life you actually want to live.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Jeni Hall

She/Her
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New Hampshire, United States
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Your Budgeting Coach
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I have zero judgment and a whole lot of understanding when it comes to debt and your money story. I will help you change your relationship with your money. If you're ready to do the work, I am here to support you every step of the way.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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