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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Kim Fisher

Virginia, United States
Wealth Building with Kim
Remote
Meetings

Learn how to easily set up and use YNAB so it works for you—even if you’ve felt lost or stuck before. I’ll guide you through creating a budget that fits your real life, and mapping out your Dream Life Spending Plan so your money finally supports the life you want.

Focus Areas
Variable Income
Small Business Owners
Life Transitions
YNAB Certified Coach badge

Chris Harcksen-Lucero

She/Her
Turlock, California, United States
Beyond the Number$
Remote & In-Person
Meetings

Wearing two hats, fight paramedic & financial coach, I have seen how quickly life can change. I help other first responders and frontline workers build financial resiliency so they can reduce stress and live their best life. I'm ready to help you too.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Maria Garcia-Leano

Houston, Texas, United States
Budgeting with Maria LLC
English, Spanish
Remote & In-Person
Meetings

I’m a wife, a mother, and a passionate YNAB enthusiast. I love numbers, have an analytical mindset, and enjoy assisting others. My mission is to help people create personalized financial plans/budgets aligned with their values and goals, ultimately leading them toward financial freedom.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Natalie Graham

She/Her
Tucson, Arizona, United States
Go From Broke
Remote
Meetings

Ready to transform your financial journey from stress to success? I specialize in helping women gain clarity and confidence with their money so they can make empowered financial decisions. Say goodbye to overwhelm and hello to savvy saving, mindful spending, and a future full of possibilities.

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Abby Hart

She/Her/Hers
Snohomish, Washington, United States
Hart of Learning
Remote & In-Person
Meetings

Hi! I am Abby Hart. I help clients build simple, personalized financial systems using YNAB so they can feel more organized, confident and in control of their money. My coaching focuses on practical strategies, habit building and creating routines that work in everyday life.

Focus Areas
Variable Income
College Grads
YNAB Certified Coach badge

Julia McCleave

She/Her
Halifax, Nova Scotia, Canada
Fresh Start Money Coaching
English
Remote
Meetings

Helping financial late bloomers take control of their money with practical, judgment-free coaching. I specialize in building realistic systems for managing money that work in real life, whether you’re new to YNAB, starting over after a life transition, or finally ready to focus on your financial future.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Chelse Hounshell

She/Her
Lagrange, Kentucky, United States
Joyful Money Spend
Remote & In-Person
Meetings

My mission is to help my clients create and implement a spending plan that prioritizes JOY and aligns with their life goals. Whether you're navigating a career transition, experiencing a major life events like marriage or divorce, or simply seeking to escape the paycheck-to-paycheck cycle, I'm here to support you.

Focus Areas
Variable Income
Life Transitions
Couples
YNAB Certified Coach badge

John Farrar

Benton Harbor, Michigan, United States
Budgeting Today
Remote & In-Person
Meetings

We help with financial coaching, money management, and small business budgeting. Mindsets impact more than math, but good strategies help. We help you set up YNAB to achieve stability and optimize your plan to meet your goals. Good financial planning isn't restrictive; it is agile.

Focus Areas
Couples
Retirees
Small Business Owners
YNAB Certified Coach badge

Coyote Jackson

California, United States
Remote & In-Person
Meetings

Coyote is a deeply experienced transformational coach and Buddhist teacher. We will work not just with your financial situation but will move you through whatever difficulties come up in any area of life, helping you rediscover joy in life and clarity in what you want.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Ryan Wheeler

Yuba City, California, United States
Classified Fitness
Remote & In-Person
Meetings

Small Business owner and busy father of 3. I prioritize health and wellness and want to see everyone improve their financial fitness. I currently work with 500+ small business owners who are also in the fitness industry. My goal is to help coach you towards your goals!

Focus Areas
Couples
Retirees
Small Business Owners
YNAB Certified Coach badge

Nick Kaylor

He/Him
McKinney, Texas, United States
Budget Better LLC
Remote & In-Person
Meetings

Nick, a husband and dad to 3 young kids, coaches software teams by day and budgeters by night (and weekends). Life evolves and so should our budgets. Nick’s goal is to make asking for help No Big Deal as people figure out budgeting with YNAB and their financial priorities.

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Trent Ladle

Stansbury Park, Utah, United States
Master Budget Coaching
Remote & In-Person
Meetings

Trent Ladle has been budgeting for nearly 40 years & has been using YNAB software for 10 years. Trent’s love for helping people improve their lives is what drove him to begin offering budget coaching services & he is ready to share his storehouse of experience and training.

Focus Areas
Couples
Small Business Owners
College Grads
YNAB Certified Coach badge

Trevor Vance

Marysville, Washington, United States
Intentional Budgets
Remote & In-Person
Meetings

I offer a free 30 minute initial consultation, where we’ll discuss your next steps along the way, so that you can find success in your personal finance journey. I've helped people create budgets and debt repayment plans. Including the elimination of nearly $200,000 of debt in the last 5 years.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Stephanie Berman

She/Her
British Columbia, Canada
True North Money Management: Your Neurodivergent Money Coach
Remote
Meetings

Stephanie Berman is a money coach specializing in helping neurodivergents achieve financial freedom through budgeting basics. Diagnosed with ADHD and autism, she understands overwhelm and impulsive spending. Drawing from her journey to debt-free living and master training, she guides clients from overwhelm to "Oh, I get it!".

Focus Areas
Variable Income
Small Business Owners
College Grads
YNAB Certified Coach badge

Brett Schaffner

He/Him
Quito, Ecuador
Budget Coach Brett
English, Spanish
Remote & In-Person
Meetings

Specializing in budget setup and debt reduction. Discover personalized coaching that transforms financial chaos into order and stress into freedom, all through a guilt-free, judgment-free approach that prioritizes your goals.

Focus Areas
Variable Income
Life Transitions
YNAB Certified Coach badge

Marin Laukka

She/Her
Twin Cities, Minnesota, United States
Yes&, LLC | Joyful BudgetingTM
Remote
Meetings

I support individuals experiencing sudden wealth and the emotional whiplash that comes with it. Using psychology and practical tools, we build a values-based cash flow system you actually like using, so money stops feeling stressful or secret and starts supporting the life you want next.

Focus Areas
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Thuy Kudsi

Los Angeles, California, United States
Clutter-Free Serenity
Remote & In-Person
Meetings

Raising a family costs money! I'm here to help support you to uncover where your money is going, create a plan for a healthy financial future and build the habits necessary to get there.

Focus Areas
Couples
Variable Income
YNAB Certified Coach badge

Lindsey Hardegree

She/Her
Atlanta, Georgia, United States
Get Organized Y’all
Remote
Meetings

By day I’m a nonprofit executive & doctoral student. By night (and weekend!) I help people to create their ideal life by organizing their spaces, systems, and finances. YNAB Certified Budget Coach | Productivity Consultant | Professional Organizer certified by Marie Kondo.

Focus Areas
Life Transitions
Small Business Owners
College Grads
YNAB Certified Coach badge

Lenna Titizian

She/They
Kitchener, Ontario, Canada
Money Roots: Branches in Balance
Remote & In-Person
Meetings

From surviving on debt, to getting to a stress-free financial situation, I've been a YNAB user since 2013! An AuDHD, trauma-informed coach, I offer a wide range of services that combine my lived experience with compassionate, practical "how-to" steps, so you can setup, maintain, refresh, or deep-dive your YNAB experience.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Krish Anders

She/Her
Fort Collins, Colorado, USA
Pen Your Path
Remote & In-Person
Meetings

I want you to feel empowered to take control of your finances! Budgeting is about freedom not denying yourself. As a YNAB certified budget coach and Accredited Financial Counselor® (AFC®), I can guide you to the clarity necessary to build your confidence around money—without shame, guilt, or restriction.

Focus Areas
Variable Income
Life Transitions
College Grads
YNAB Certified Coach badge

Kingshuk Banerjee

He/Him/His
Austin, Texas, USA
Start Your Finances Right
Hindi, Bengali, English
Remote
Meetings

I help mid-career Indian tech professionals in the U.S. gain clarity and confidence with their finances. Through personalized coaching and YNAB-based systems, I guide clients to manage cross-border money stress, align spending with values, and build a clear path toward financial freedom and purpose - without the overwhelm.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Elizabeth Snyder

She/Her
Bellingham, Washington, United States
Trail Financial Planning LLC
Remote & In-Person
Meetings

I am a Certified Financial Planner and have a specific interest in budgeting. I have found YNAB particularly helpful in its ability to assist clients in building awareness in cash flow. I take the judgement out of spending habits and assist people to getting to the truth in their spending.

Focus Areas
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Aoife Gaffney

Ireland
Prudence Moneypenny Coaching
Remote
Meetings

I can show you how to create and stick with a flexible personal money plan that changes with your needs, values, goals and priorities. Your plan will be unique and custom for you, your family and your business. Start today and build powerful life-changing habits.

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Kat Sklar

They/Them/Theirs
Portland, Oregon, United States
The Friendly Spreadsheet LLC
Remote
Meetings

I’m a CPA, spreadsheet enthusiast, and fan of helping people find processes that fit THEM. I’m especially excited to work with fellow small business owners, especially if you identify as a creative or ‘not a numbers person’. In addition to traditional coaching, I offer half hour tech support sessions.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Donna Ferris

she/her
Port Orchard, Washington, United States
Real Life Budget Coaching
Remote & In-Person
Meetings

I help individuals and couples find freedom, clarity and peace with their money. With years of hands-on bookkeeping and business tax experience working closely with small business owners, I bring real-world financial expertise to every session — no judgment, no rigid plans, just a budget built around your real life.

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Shannon Wilkinson

She/Her
Portland, Oregon, United States
Remote
Meetings

As a YNAB and Life Coach, I help clients feel calmer and more confident with their money by using YNAB in a way that fits their real life. If things are generally okay but money feels more stressful than you want, we’ll create clarity and ease—without rigidity, shame, or overcomplication.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Emily Meoz

She/Her/Hers
Portland, Oregon, United States
You Need A Family Budget Coach
Remote
Meetings

Every family is unique. And what you do with your money is, too! I can help you take control and create a spending plan that works for your family (however you define family!) YNAB has made a huge difference for my family. I'm excited to help you and yours!

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Carey Northington

Dayton, Ohio, United States
One Master Ministries
Remote & In-Person
Meetings

Carey & Andrea are a husband-and-wife team who’ve helped 100+ individuals and couples succeed with budgeting. They have a compassionate, non-judgmental, and practical approach. Whether you’re new to budgeting, stuck, or want to maximize YNAB, we can help. Read client stories: https://onemaster.org/stories

Focus Areas
Couples
College Grads
Variable Income
YNAB Certified Coach badge

Heather Emerick

She/Her
Vienna, Virginia, United States
DiploBudgets
Remote & In-Person
Meetings

Heather is an experienced YNAB coach with the expertise to help you create a budget that suits your unique financial goals. Her mission is to provide you with the support and knowledge you need to take control of your money and live the life you truly want. Let’s get started!

Focus Areas
Variable Income
Life Transitions
YNAB Certified Coach badge

Valeria Gary

She/Her
Atlanta, Georgia, United States
The Welcome Consulting Company
Remote & In-Person
Meetings

As a Speech-Language Pathologist, I empower others to achieve their dreams through empathetic, research-backed coaching. Guiding healthcare professionals to thrive on a modest salary is my main specialty. Drawing from my expertise in behavior change coaching, I excel at coaching daily behaviors that pave the way to your financial goals.

Focus Areas
Variable Income
Life Transitions
College Grads
YNAB Certified Coach badge

Lissa Lumutenga

She/Her
Los Angeles, California, United States
Lissa Lumutenga
Remote & In-Person
Meetings

I help women go from money-stress to money-confident by organizing cash flow, building safety nets, and growing wealth & abundance. I’m a CFP® professional, Accredited Financial Counselor®, YNAB superfan, and personal finance creator on YouTube, TikTok, and Instagram.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Monika Lund

she/her
San Diego, California, United States
North Star Financial Solutions, LLC
English, Hungarian
Remote & In-Person
Meetings

I help you transform your personal and business finances. I use a simple step-by-step process to streamline your YNAB learning curve. My goal is for you to experience that a-ha moment where you are excited to gamify your finances!

Focus Areas
Variable Income
Small Business Owners
College Grads
YNAB Certified Coach badge

Dana Puzey

she/her/hers
Maryland, United States
Mosaic Money Coach
Remote
Meetings

Dana dreams of a world where more people are leveraging their money to reflect their values. If you are interested in building healthy habits to align your money with what truly matters in your life, let's get started!

Focus Areas
Life Transitions
College Grads
YNAB Certified Coach badge

Terri Hughes

She/Her
Norfolk, Virginia, United States
Budget Harmony
Remote & In-Person
Meetings

Hi! I’m inspired to teach others that having a budget is the framework for the life they want to live. Financial peace and priorities can coexist in harmony. As a budget coach, I can help you take the first steps to financial peace without sacrificing the fun in life!

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Emelia Benitez

Waxahachie, Texas, United States
Emilian Services, LLC.
Spanish, English
Remote & In-Person
Meetings

Nobody has time for financial clutter and disorganization. As your budget coach, I will help you align your everyday spending decisions with your priorities and get your financial house in order. YNAB has changed our family finances, and it can do it for you too.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Susie O’Brien

she/her
Chicago, Illinois, United States
Susie Budgets
Remote
Meetings

Software engineer by day, YNAB Nerd 24/7. I want you to achieve a sense of financial peace you never thought possible. Whether you've never budgeted or are an advanced budgeter, I can help you use YNAB to achieve your goals.

Focus Areas
Variable Income
Life Transitions
College Grads
YNAB Certified Coach badge

Kristin Economos

she/her
Des Moines, Iowa, United States
The Life Skills Launch
Remote
Meetings

Hi there! I'm a leadership educator with 15 years of experience working with college graduates and early career professionals. I own and operate "The Life Skills Launch," a small business that equips people with tangible skills for the launch to adulthood. I'd love to work with you!

Focus Areas
College Grads
Small Business Owners
Couples
YNAB Certified Coach badge

Lauren Mitchell

She/Her/Hers
San Francisco, California, United States
Budget With Lauren
Remote
Meetings

Together we’ll build a budgeting system that fits your actual life, unpack the habits and patterns shaping your spending, and create a plan that feels sustainable instead of restrictive. Whether you’re brand new to YNAB or feeling stuck, I offer a judgment free space with structure and accountability.

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Janine Adams

She/her
St. Louis, Missouri, United States
Peace of Mind Spending
Remote
Meetings

YNAB changed my life and I'd love to help it change yours too. I can help you figure out your priorities so you can make choices around your money based on what's important to you. And I can help you get comfortable with the YNAB software as well.

Focus Areas
Retirees
Variable Income
Small Business Owners
YNAB Certified Coach badge

Jessica Nethers

Cincinnati, Ohio, United States
Start Smart Budget Coaching
Remote & In-Person
Meetings

Whether you’re a current student, recent graduate, or not so recent graduate, Start Smart Budget Coaching will teach you the skills needed to live within your means while still spending money on things you enjoy and saving for the future.

Focus Areas
Couples
College Grads
YNAB Certified Coach badge

Rachelle Siebke

She/Her
Illinois, United States
Rachelle Siebke, Money Coach
Remote
Meetings

I help life coaches and solopreneurs who want to be smart with their money. They have enough to meet their needs but want someone to show them exactly how to take more money home and feel confident in their financial decisions. I help them get what they want.

Focus Areas
Variable Income
Small Business Owners
Life Transitions
YNAB Certified Coach badge

Dermott Smith

she/they
Chicago, Illinois, United States
Grounded Budget Coaching
Remote
Meetings

My training as a social worker provides me with tools to approach financial conversations with empathy, curiosity, patience, and a deeper understanding of the emotional experiences that often accompany money and debt. I offer compassionate, nonjudgmental budget coaching to help people build sustainable financial habits, increase clarity, and reduce overwhelm.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Rachelle Swanson

Omaha, Nebraska, United States
Purposeful Profit Pro
Remote & In-Person
Meetings

Most business owners are concerned about their cash flow. YNAB can help them plan and see clearly what their money can do for them. I want to help small business owners master their cash flow in a way that can make sense to them.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Lauren Gerber-Fleury

She/Her/Hers
Asheville, North Carolina, United States
Savor Your Money
Remote & In-Person
Meetings

I help folks shed money shame and ditch the “shoulds” by building a budget system that actually flows with your real life—not against it. With YNAB, we make space for both peace of mind and pizzazz, so you can trust your money and live a life filled with delight.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Joy Schell

She/Her/Hers
Grand Isle, Vermont
Supportive Solutions, LLC
Remote & In-Person
Meetings

YNAB changed how I manage money — now I help others do the same. As a Certified YNAB Coach, I work with individuals and couples to create realistic spending plans, reduce financial stress, and build the clarity and confidence needed to reach their goals.

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Zenia McLaughlin

She/Her
Bishop, California, United States
Sacred Connection Journeys
English, German
Remote
Meetings

I work with people who want to make space for something new to happen with their money. We’ll start with an expansive conversation about the “energy of money” and its purpose in your life as we set up your budget in YNAB. From there, new possibilities are sure to emerge.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Celia Benton

She/Her
Madbury, New Hampshire, United States
Remote & In-Person
Meetings

Starting to budget can be overwhelming and I want you to know you’re not alone. I’ve helped all kinds of people, in all kinds of situations, feel confident about their money. The key is to have a manageable system that adapts to all the beautiful craziness of life.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Emma Newman

She/Her/Ella
Eugene, Oregon, United States
Remote & In-Person
Meetings

I support professional, growth-minded women and couples who have been avoiding looking at their finances and are ready to increase their awareness and use their money intentionally to fund what matters most. You might want to schedule a Free Discovery Session via my website so we can chat.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Kristina Letendre

Charles Town, West Virginia, United States
Beyond Budgeting Solutions
Remote
Meetings

As a YNAB coach, I love empowering people to take control of their finances and achieve their goals. Seeing the transformation as they shift from financial stress to confidence is incredibly rewarding. By teaching effective budgeting techniques and offering personalized support, I help clients build a healthier relationship with money.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Michele Jones

Placentia, California, United States
Bookkeeping by Michele
Remote
Meetings

Michele Jones is a Financial Coach, Daily Money Manager and Small Business Bookkeeper. She enjoys helping clients reach their financial goals by creating a workable budget in YNAB. As a Financial Coach, she helps her clients change their money mindset so they can move forward from their past mistakes.

Focus Areas
Couples
Variable Income
Small Business Owners

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