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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Nancy Abramowitz

She/Her
Hartford, Connecticut, United States
The Budget Brain
Remote & In-Person
Meetings

Hello! I firmly believe that YNAB can help you love the way you use your money, and I’d be thrilled to help you feel confident about your spending plan. I enjoy setting up first-time budgets as well as troubleshooting existing budgets. I especially love working with neurodivergent folks (like me!)

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Annette Althuizen

Remote
Meetings

Want to get a grip on your money? Look no further. Working 33 years in the Wealth Management Industry has me uniquely placed to help you craft your own financial path. Please reach out if you resonate with my background and/or my time zone availability (GMT +8).

Focus Areas
Couples
Retirees
Life Transitions
YNAB Certified Coach badge

Brett Schaffner

He/Him
Quito, Ecuador
Budget Coach Brett
English, Spanish
Remote & In-Person
Meetings

Specializing in budget setup and debt reduction. Discover personalized coaching that transforms financial chaos into order and stress into freedom, all through a guilt-free, judgment-free approach that prioritizes your goals.

Focus Areas
Variable Income
Life Transitions
YNAB Certified Coach badge

Carey Northington

Dayton, Ohio, United States
One Master Ministries
Remote & In-Person
Meetings

Carey & Andrea are a husband-and-wife team who’ve helped 100+ individuals and couples succeed with budgeting. They have a compassionate, non-judgmental, and practical approach. Whether you’re new to budgeting, stuck, or want to maximize YNAB, we can help. Read client stories: https://onemaster.org/stories

Focus Areas
Couples
College Grads
Variable Income
YNAB Certified Coach badge

Kara Monroe

She/Her/Hers
Indianapolis, Indiana, United States
Monarch Strategies LLC
Remote & In-Person
Meetings

Financial wellness is a lifelong journey and I hope to be your partner in that journey. Using YNAB as a tool, we'll alleviate money anxiety, develop financial habits, and get on a path to a life filled with joy.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Stephanie Berman

She/Her
British Columbia, Canada
True North Money Management: Your Neurodivergent Money Coach
Remote
Meetings

Stephanie Berman is a money coach specializing in helping neurodivergents achieve financial freedom through budgeting basics. Diagnosed with ADHD and autism, she understands overwhelm and impulsive spending. Drawing from her journey to debt-free living and master training, she guides clients from overwhelm to "Oh, I get it!".

Focus Areas
Variable Income
Small Business Owners
College Grads
YNAB Certified Coach badge

Jessica Nethers

Cincinnati, Ohio, United States
Start Smart Budget Coaching
Remote & In-Person
Meetings

Whether you’re a current student, recent graduate, or not so recent graduate, Start Smart Budget Coaching will teach you the skills needed to live within your means while still spending money on things you enjoy and saving for the future.

Focus Areas
Couples
College Grads
YNAB Certified Coach badge

Theresa Bartelle

San Antonio, TX
Bartelle's Financial Coaching
Remote
Meetings

I help women organize their money, eliminate financial chaos, and gain clarity with a simple, sustainable plan. As a Certified Financial Coach and Certified YNAB Coach, I provide practical, judgment-free guidance so you can take control and build lasting financial peace.

Focus Areas
Couples
Retirees
Life Transitions
YNAB Certified Coach badge

Faisal Almutlaq

Saudi Arabia/Bahrain
Arabic, English
Remote & In-Person
Meetings

Ready to take charge of your finances? As a YNAB coach and financial advisor, I'll empower you with the knowledge and tools to build a budget that supports your goals. Achieve lasting financial wellness and experience the freedom that comes with financial control.

Focus Areas
Retirees
Variable Income
Life Transitions
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Anita Dombovari

Denver, Colorado, United States
High Level Coaching
Remote
Meetings

You make good money—but it still disappears fast. I help individuals and small business owners (yes, even with variable income!) take control of their spending, break the paycheck-to-paycheck cycle, and use YNAB to start saving for what really matters—like a home, a vacation, or just breathing room.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Lindsey Hardegree

She/Her
Atlanta, Georgia, United States
Get Organized Y’all
Remote
Meetings

By day I’m a nonprofit executive & doctoral student. By night (and weekend!) I help people to create their ideal life by organizing their spaces, systems, and finances. YNAB Certified Budget Coach | Productivity Consultant | Professional Organizer certified by Marie Kondo.

Focus Areas
Life Transitions
Small Business Owners
College Grads
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Miriam Gibson

She/Her
Halifax, Nova Scotia, Canada
Agile Budgeting
Remote & In-Person
Meetings

Life is full of changes and your budget should change alongside it! Create a flexible money plan that supports your changing needs and priorities. Build habits that support awareness around money. I offer a wide range of sessions including initial set up, quick YNAB refreshers and extended YNAB deep dives.

Focus Areas
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Hayley Brown

she/her/hers
Athens, Georgia, USA
Hello Wealth
Remote & In-Person
Meetings

If you're in a shame-spiral about your money, I promise you, I've been there. My extensive experience in "learning the hard way" (thank you, ADHD) helps me connect with overwhelmed clients and move them towards clarity. I especially love working with fellow creatives on how to handle inconsistent income.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Abby Hart

She/Her/Hers
Snohomish, Washington, United States
Hart of Learning
Remote & In-Person
Meetings

Hi! I am Abby Hart. I help clients build simple, personalized financial systems using YNAB so they can feel more organized, confident and in control of their money. My coaching focuses on practical strategies, habit building and creating routines that work in everyday life.

Focus Areas
Variable Income
College Grads
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Jen Haight

She/Her
Dallas, Texas, United States
Remote & In-Person
Meetings

I'm Jen. YNABing since 2012. Debt free. Corporate drop-out. Firm believer in Die With Zero mindset. You're trading your time for your money and your money is meant to be spent on the life you want to lead. Send me a message to connect!

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Barb Skinner

She / Her
Portland, Oregon, United States
Barb Skinner Bookkeeping
Remote
Meetings

I started my business in 2023 to offer financial and operations support to fitness coaches, nutritionists, and personal trainers. I'm excited to explore how using YNAB could help my coaches with their business and personal finances! I love running, reading and playing with my 3 kiddos and husband.

Focus Areas
Couples
Small Business Owners
Life Transitions
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Ryan Wheeler

Yuba City, California, United States
Classified Fitness
Remote & In-Person
Meetings

Small Business owner and busy father of 3. I prioritize health and wellness and want to see everyone improve their financial fitness. I currently work with 500+ small business owners who are also in the fitness industry. My goal is to help coach you towards your goals!

Focus Areas
Couples
Retirees
Small Business Owners
YNAB Certified Coach badge

Emelia Benitez

Waxahachie, Texas, United States
Emilian Services, LLC.
Spanish, English
Remote & In-Person
Meetings

Nobody has time for financial clutter and disorganization. As your budget coach, I will help you align your everyday spending decisions with your priorities and get your financial house in order. YNAB has changed our family finances, and it can do it for you too.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Chris Harcksen-Lucero

She/Her
Turlock, California, United States
Beyond the Number$
Remote & In-Person
Meetings

Wearing two hats, fight paramedic & financial coach, I have seen how quickly life can change. I help other first responders and frontline workers build financial resiliency so they can reduce stress and live their best life. I'm ready to help you too.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

John Verin

Ohio, United States
John Verin Coaching & Consulting LLC
Remote & In-Person
Meetings

My holistic approach serves body, mind and spirit with Integral coaching, Zen meditation, qigong and deep relationship with nature. I am certified by Integral Coaching Canada, trained in Zen for 20 years, and as an ecological horticulturist also provide coaching for climate change stress.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Amanda Brink

Orlando, Florida, United States
Mindful Money Studio
Remote & In-Person
Meetings

Your money should support your life, not stress it. If you're building a life you love, but the money side feels chaotic, heavy or just permanently on the back burner, that's where I come in. I help business owners and professionals get financially organized, mentally clear and back in control.

Focus Areas
Variable Income
Small Business Owners
Life Transitions
YNAB Certified Coach badge

Cortney Kaveh

McMinnville, Oregon, United States
Northwest Money Coaching LLC
Remote & In-Person
Meetings

Hi, I'm Cortney! I'm a money coach specializing in personal & small business finances. I also love working with those with ADHD and those looking to improve money tension in their marriage. I help you identify and prioritize your many financial goals, and from there we make a clear roadmap.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Matt Renwick

He/Him
Mineral Point, Wisconsin, United States
Budget Coaching for Educators
Remote & In-Person
Meetings

I help people create awareness around their income and expenses, break out of the paycheck-to-paycheck cycle, and build confidence to reach their personal goals.

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Irina Iurcisin

Kyiv, Ukraine
Copy Bundle
Ukrainian, Romanian, Russian, English
Remote & In-Person
Meetings

I help business moms and female entrepreneurs un-mess money mess. If you're juggling a family and a business, variable income, credit card stress, or decision fatigue, I’ll help you create a clear, flexible money plan that works in real life. Simple, supportive and judgment-free coaching with real results.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Laurie Dunne

She/Her
Portland, Oregon, United States
My Evolving Wealth
Remote & In-Person
Meetings

Everyone deserves to thrive—not just survive—financially. I combine emotional clarity with the practical power of YNAB to help you align your spending with your goals and values. My step-by-step approach brings structure, insight, and support so every financial decision moves you closer to the life you truly want.

Focus Areas
Retirees
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Louise Love

She/Her
San Francisco, California, United States
Louise Love Coaching
Remote & In-Person
Meetings

I'm an ICF-credentialed transformational life coach and YNAB enthusiast. With a passion for personal finance and years of YNAB experience, I'm here to guide you in mastering your money management skills. Let's embark on a journey towards financial empowerment and a healthier relationship with your spending!

Focus Areas
Retirees
Variable Income
Small Business Owners
YNAB Certified Coach badge

Mark Mastalski

Madison, Wisconsin, United States
Mastalski Coaching & Consulting
Remote & In-Person
Meetings

It’s not budgeting – it’s taking control of your money and your life. I am an independent educational consultant and help students and their families navigate the complexities around post-secondary education (college). Learn more about me at mastalskicoaching.com.

Focus Areas
Couples
College Grads
YNAB Certified Coach badge

Joy Schell

She/Her/Hers
Grand Isle, Vermont
Supportive Solutions, LLC
Remote & In-Person
Meetings

YNAB changed how I manage money — now I help others do the same. As a Certified YNAB Coach, I work with individuals and couples to create realistic spending plans, reduce financial stress, and build the clarity and confidence needed to reach their goals.

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Dermott Smith

she/they
Chicago, Illinois, United States
Grounded Budget Coaching
Remote
Meetings

My training as a social worker provides me with tools to approach financial conversations with empathy, curiosity, patience, and a deeper understanding of the emotional experiences that often accompany money and debt. I offer compassionate, nonjudgmental budget coaching to help people build sustainable financial habits, increase clarity, and reduce overwhelm.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

John Farrar

Benton Harbor, Michigan, United States
Budgeting Today
Remote & In-Person
Meetings

We help with financial coaching, money management, and small business budgeting. Mindsets impact more than math, but good strategies help. We help you set up YNAB to achieve stability and optimize your plan to meet your goals. Good financial planning isn't restrictive; it is agile.

Focus Areas
Couples
Retirees
Small Business Owners
YNAB Certified Coach badge

Christine Osterwalder

She/Her/Hers
Easthampton, MA, United States
Reimagine.works Financial Coaching
Remote
Meetings

I help clients strengthen their financial wellness by confidently preparing for what’s next in their lives, like: • Starting a new job • Buying a house or car • Going on sabbatical or a “bucket list” trip • Divorce or starting a new relationship • Preparing to retire

Focus Areas
Couples
Retirees
Life Transitions
YNAB Certified Coach badge

Michael Reynolds

He/Him
Indianapolis, Indiana, United States
Elevation Financial LLC
Remote & In-Person
Meetings

I'm a CFP® and I own an independent financial advisory firm. I'm also a financial blogger and podcaster. I love sushi, Star Trek, and spending time with my family.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Andrea Liebross

She/Her/Hers
Zionsville, Indiana, United States
Andrea Liebross Coaching, LLC
English
Remote
Meetings

Andrea is the big-thinking expert for high-achieving women entrepreneurs. She’s helped thousands of bold, ambitious women make the shift from thinking small and feeling overwhelmed in business and life to getting the clarity, confidence, and freedom they crave. She authored bestseller She Thinks Big and hosts She Thinks Big podcast.

Focus Areas
Small Business Owners
YNAB Certified Coach badge

Emily Robertson

She/Her/Hers
Boston, Massachusetts, United States
Studio Robertson
Remote
Meetings

I can help you find confidence and clarity with your money and do more with the money you have today. I’m a pro at figuring out how to bring a plan for your money into your everyday life — while you feel supported every step of the way.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Natalie Graham

She/Her
Tucson, Arizona, United States
Go From Broke
Remote
Meetings

Ready to transform your financial journey from stress to success? I specialize in helping women gain clarity and confidence with their money so they can make empowered financial decisions. Say goodbye to overwhelm and hello to savvy saving, mindful spending, and a future full of possibilities.

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Chelsea Hester

She/Her
New York, New York, United States
Remote
Meetings

Hi! I help folks who are new to YNAB, have ADHD, and/or have variable income feel confident managing their money in a nonjudgmental and shame-free environment. Together we'll get your budget set up, bring greater awareness to your money flow, and create a more peaceful relationship with your finances.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Meagan Rathman

She/Her
Lutz, Florida, United States
Remote
Meetings

My motto is Change Your Mindset - Change Your Money. I love the idea of helping people rethink their strategy (or maybe start one for the first time) and realizing the benefits of living with a plan. Currently taking meetings from my home in Florida with 5 animals and a husband.

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Whitney Farmer

Alexandria, Virginia, United States
Remote & In-Person
Meetings

I offer 15 or 30 minute consultations. Think of it as an on-demand customer service hotline! I do not offer packages, however you can book as many or as few sessions as you’d like with me.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Hal Prather

Sharpsburg, Georgia, United States
Your Profit Pro
Remote & In-Person
Meetings

I help those struggling with inaction or lack of clarity build trust in themselves and a proven process. Whether you are an individual, family, or small business, my aim is for you to see your life in financial form and with that view in place have more purpose, intention, and impact.

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Litsa DeJulio

she/her/hers
Connecticut, United States
LD Coaching LLC
Remote
Meetings

I help single adults manage their time, money and energy. Through my signature 1:1 coaching program, Cashflow Confidence, we build a flexible, values-based budget that supports your real life — not someone else’s. Together, we simplify your finances and make space for the life you actually want to live.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Kelly W. Barber

She/Her
Roanoke Rapids, North Carolina, United States
KWB & CO
Remote & In-Person
Meetings

Hi Y'all! I'm a small business owner and small business development counselor helping rural entrepreneurs start/grow/save their businesses. I'm excited to add Budget Counseling to my tool box to support my micro-enterprises (Mom and Pops!) On a personal note, I'm a TraFooWinKie! What?!! Travel, Food, Wine Junkie!

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Emily Gowen

she/her
Vermont, USA
PDX Money Coaching
Remote
Meetings

Since 2015, I’ve coached 500+ people using YNAB to move from money stress to confidence. I understand the challenge of balancing enjoying life now with saving for the future. With empathy and practical tools, I’ll help you design a budget that reflects your values and supports the life you want.

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Josh Collier

He/Him
Tacoma, Washington, United States
Gig Harbor Financial Services
Remote & In-Person
Meetings

I love helping people align their spending with their priorities and goals. Specializing in on-boarding and single “I need help” meetings, I get you right into YNAB and coach you through learning by doing. Huge budget nerd, CFP, and over a dozen years using YNAB.

Focus Areas
Couples
Retirees
Variable Income
YNAB Certified Coach badge

Diamond Towns

She/Her
Columbus, Ohio, United States
Diamond Wealth Group
Remote
Meetings

Let's create a return on investment of time and energy— building financial security! If you're motivated by the pursuit of financial freedom and early retirement, my goal is to help you design a strategic plan for your financial future, granting you the time to enjoy life on your own terms.

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Nick Smith

He/Him
Alexandria, Virginia, United States
Personal Wealth Adventures, LLC
Remote
Meetings

As an author of an Amazon best-seller (Your Millionaire Marathon) and finance coach since 2019, I will partner with you to stabilize your budget and build custom projections (home affordability; retirement planning), giving you the directions to achieve your financial goals.

Focus Areas
Retirees
Variable Income
College Grads
YNAB Certified Coach badge

Coyote Jackson

California, United States
Remote & In-Person
Meetings

Coyote is a deeply experienced transformational coach and Buddhist teacher. We will work not just with your financial situation but will move you through whatever difficulties come up in any area of life, helping you rediscover joy in life and clarity in what you want.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Michele Jones

Placentia, California, United States
Bookkeeping by Michele
Remote
Meetings

Michele Jones is a Financial Coach, Daily Money Manager and Small Business Bookkeeper. She enjoys helping clients reach their financial goals by creating a workable budget in YNAB. As a Financial Coach, she helps her clients change their money mindset so they can move forward from their past mistakes.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Noreen Keesey

She/Her
Bismarck, North Dakota, United States
Thresholds, LLC
Remote & In-Person
Meetings

Financial wellbeing is within your grasp, even if you think you aren't good with money. I'd love to help you find clarity, confidence, and calm with your cash. It can be hard to take the first steps when it feels overwhelming, but you don't have to do it alone!

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Joe Ahrens

Snellville, Georgia, United States
Joe Ahrens Consulting LLC
Remote & In-Person
Meetings

Unlock your full potential with Joe, a passionate educator and dedicated YNAB user since 2014. With over 30 years of teaching and coaching experience, he shares practical insights to help you manage your money effectively. Discover personalized guidance that encourages you to take charge of your money today!

Focus Areas
Variable Income
Life Transitions
YNAB Certified Coach badge

Kinley Prince

Greenville, South Carolina, United States
House of Prince Financials
Remote & In-Person
Meetings

I believe money should support your life, not control it. YNAB drastically changed my relationship with money and I know it can for you as well. I help individuals and families use YNAB to gain clarity, confidence, and peace—building a plan that reflects what matters most to you.

Focus Areas
Couples
Variable Income
College Grads

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