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Change your life with four rules
Sound cliché and overdramatic? Normally we might agree, but this is the kind of feedback we hear from our customers every day. (Yes, every single day.)
YNAB is different from anything you’ve tried before.
Ready to break up with your spreadsheet? Tired of tracking your money in an app without seeing any results?
The YNAB Method
Our four rules will change your financial future forever.
The YNAB Method is a proactive, flexible, and empowering system that shows your money who's boss (hint: it's you). Those money mysteries? A thing of the past. Your financial goals? Get ready to meet them.
Give Every Dollar a Job
Embrace Your True Expenses
Roll With the Punches
Age Your Money
how we’re different
YNAB vs. budgeting apps
Sure, you’ve got pie charts showing that you spent an obscene amount of money in restaurants—but you’ve still spent an obscene amount of money in restaurants. This is why you’ve never heard anyone say that Mint changed their life.
YNAB is future-facing. You’ll know where your money is and what it should be doing because you’ll be following the plan you made. Decisions get simpler and easier.
how we’re different
YNAB vs. “set it and forget it” personal finance apps
There are a whole slew of apps built on the premise of doing everything for you—and at first glance, this may seem appealing. But if the main selling point is that “you won’t ever have to think about it” or “you won’t even realize you’re saving,” nothing about your finances is really going to change.
YNAB helps you face your finances with eyes wide open. Even if you don’t like what you see, you’ll know your next step. And then the one after that. You’ll never look back.
how we're different
YNAB vs. your spreadsheet
You should know we’re big fans of spreadsheets over here. And we are sure yours is particularly amazing. But if you aren’t using your spreadsheet to make spending decisions because it isn’t always up-to-date or you and your partner aren’t always on the same page because only one of you can access it, YNAB might be worth a look. After all, we started as a spreadsheet…and then spent hundreds of thousands of hours making it more functional so you didn’t have to figure all of that out.
YNAB lets you operate with current information and makes it easier to manage money with a partner. Anyone with a phone has access to the info, all the time—no excuses.
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See what all the fuss is about
Ready to get a grip on your finances with a simple tool to make daily decisions? Try YNAB for free! What do you have to lose? (Other than debt and stress?)
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