Make paychecks more powerful
Build a better benefits package (and a stronger team) with Financial Wellness by YNAB.
9 out of 10 employees report feeling financial stress.
Helping your team optimize their income creates better outcomes. YNAB simplifies spending decisions and clarifies priorities—it’s like a life coach, but for money.
A benefit with benefits
Money stress might seem like a personal problem but it can have serious implications in the workplace, as well. Here’s how Financial Wellness by YNAB helps you as as employer:
Improved productivity
The average US employee spends 8.2 work hours each week dealing with personal finance-related issues.
Healthier employees
47% percent of US employees say their finances affect their mental health, which impacts physical health too!
Higher retention rates
3 out of 4 US employees say a financial wellness benefit makes them more likely to stay with their employer.
Healthier money habits.
Happier employees.
The Financial Wellness by YNAB program provides the knowledge, tools, and encouragement your team needs to feel less money stress.
Evaluate
Our Financial Wellness Assessment helps you measure your team’s overall financial health and see the impact of your new benefit.
Equip
Provide access to the YNAB app, which includes personal and family spending plans, goal tracking, reporting, and a debt payoff calculator.
Educate
Live workshops and on-demand education teach simple habits to completely change your team’s outlook and relationship with money.
Plans & Pricing
Help your team put their money to work
We’ll teach your employees powerful money habits to manage day-to-day spending, tackle ambitious savings goals, and prepare for life’s surprises—so they can focus on doing their best work.
Self-Service Plan
Enterprise Program
Financial Wellness Scorecard
74% of employees bring money stress to work, taking its toll on time, productivity, and employee well-being. Get a clear picture of how financial stress is affecting your team with this scorecard.
Testimonials
From paycheck pinching to financial freedom
Don't just take our word for it—hear from workers who have experienced the profound impact of Financial Wellness by YNAB.
At one point, there wasn't much I could do but pay the minimum amount to student loans. It felt like I was stuck in financial quicksand. But YNAB changed the game. I had better visibility into my expenses, and I realized when I could allocate part of a raise to my student loan payments without sacrificing elsewhere. The YNAB vibe is all about empowerment, and it's changed my financial life for good.
-Adam, Trade Compliance
I was losing sleep, and somehow the daily commute to the office felt even worse because I knew every month, no matter what I did, I was still digging myself a financial hole. Then, YNAB came into our lives like a breath of fresh air. Now, our arguments about money have magically evaporated. My commute? A breeze. I feel like I'm making progress every day, and I can connect doing a good job at work with a potential raise in the future and even more freedom.
-Jonathan, Technical Illustrator
YNAB has helped me take control of my money. I feel more empowered than ever to spend and save dollars! For the first time in my life, I’m maxing out my IRA and still have money leftover to satisfy all of my other expenses. I grew my net worth by over $20k in less than a year!
-Sadie, Help Desk Specialist
How It Works
Minimal work for you.
Maximum change for your people.
YNAB provides everything you need to launch and run a successful financial wellness program.
Introduce YNAB
We'll equip you with a custom signup link and rollout support to introduce YNAB to your workplace.
Engage your team
Use our library of promotional resources and educational programming to engage employees.
Transform your workplace
As financial stress melts away, watch your team thrive and start bringing their best selves to work.
Money transformation with a human touch
Everyone carries financial stress—and employees carry it right into work. Financial Wellness by YNAB can help your team change their relationship with money.
- Boost employee morale and loyalty
- Stand out as an employer of choice
- Enhance mental health and well-being
- Increase productivity and engagement
- Reinforce your company's values
Consultants: Set a New Standard in Benefits
We’d make a great team! At YNAB, we partner with consultants and brokers to elevate your clients’ benefits packages beyond the basics. Connect with us to discover how our financial wellness program helps employees reduce money stress, improve financial literacy, and achieve their personal goals.