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Do you worry about money?

Get YNAB. Get good at money.

Worried about money? You might be bad at money.

Never worry about money again.

Get good
at money.

Get YNAB. Get good at money.
And never worry about money again.

Never worry about money again.

Get YNAB and never worry about money again.

92% feel less stressed since starting YNAB.

Get YNAB. Never worry about money again.

It’s easy! No credit card required.
An illustrated version of the YNAB app on a mobile device
Forbes logo
Best Budgeting App
2025
The New York Times logo
TrustScore 4.6
3,065 Reviews
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App of the Day
August 2026
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App Reviews
4.7 Average
102.4k Reviews
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World's Top 250 Fintechs
2024

Tired of worrying about money? You’re not alone.

Being bad at money isn't a character flaw. It's a skill gap, and skill gaps can be closed. That's what YNAB is for—to change how you see money and change how you spend it. For good.

90%

say their finances are in a better place since starting YNAB*

91%

say YNAB has changed the way they think about money*

70%

of YNABers could live for 3 months or more on savings*

93%

have recommended YNAB to friends or family*

*based on survey responses

It takes 20 minutes to start getting good.

92% of YNABers feel less money stress since starting. You’re next.

Join YNAB

Start your free 34-day trial, download the app, and add your accounts. It's easy! 

Make a plan

Ask “What’s it for?” and make a flexible plan for what you want your money to do—before spending any of it.

Never worry about money again

You're done with the endless mental math and arguments about spending. You're good at money, and feel good about it!

YNAB app interface showing categorized expenses, account balances, spending breakdown, and priorities on desktop and two mobile screens.

The average user saves $600 their first month, $6,000 their first year.

And we don’t like to play favorites, but you seem well above average. If you start today, you'll be making a plan for all of that extra money soon.

We already know where we're going to put your "Got Good at Money" story:

I realized that money was a tool that would help me create my dream life.

YNAB truly helped me buy freedom from a toxic relationship, the flexibility to spend time with my kids, and the ability to pursue my biggest dreams.

I went from living paycheck to paycheck, to having $42K saved in one year.

YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix.

I slayed $30K of debt, reclaimed my freedom, and now I’m living wild and free.

I now live a life of empowered spending and am headed for an early retirement, knowing I’ll never have to compromise my values for a paycheck.