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certified YNAB coach

Mika Marcondes de Freitas

He/Him/His

I'm an ordinary person. I attribute my successes to simply taking my dreams seriously and intentionally pursuing them, along with excellent tools like YNAB, which have helped me align my actions with my goals. I've learned how to access and use these tools, and now I can teach you, too.

My Background

I'm a mathematician (PhD, Rutgers 2014) with 20+ years of experience teaching in various capacities, from tutoring young children to college classes to mentoring independent learners.

From 2016 to 2020, I undertook a series of formative overland travel experiments, each lasting several months on the road cycle touring, thru-hiking, or hitchhiking. I rock climb 3–4 times a week and recently became an instructor.

I’ve researched, written, and given talks on intention, opportunity, trade-offs, and commitment. Since 2022, I've taught YNAB and developed my own financial education program, integrating my experience of all these years chasing my dreams.

Why Work with Me

Because you're ready for a shift in perspective.

How much more money do you need to address all your financial concerns? Can you answer that? Are you making the most of what you have? Are your actions aligned with your values and priorities?

Money is just one of many resources you can use to pursue the life you want. You're ready to take the next step today, and you might be surprised at how abundant you already are.

That’s the key insight I want to help you internalize.

Why I Coach

When I help a barely-interested college student prep for their Linear Algebra final, they say, “I think I got it, thanks.”

When I help someone get out of debt while building a buffer for the next big punch, and they realize they can do it without compromising the occasional indulgence of going to the movies, they come back a couple of years later and say, "thank you soooooooo much for everything! I hope your life is always incredibly beautiful and happy."

And I'm told they're sitting for the movie with a bucket of "overpriced" popcorn, too.

Focus Areas

Couples
Variable Income
Life Transitions
YNAB Certified Coaches have completed an intensive training program but are not employed by YNAB. Pricing is determined individually by each coach.
Company
Not Mad Yet
Location
Campinas, Brazil
Meeting Options
Remote & In-Person
Language
English, Portuguese
YNAB Certified Since
June 2022
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