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YNAB Guides
Want to curl up and read everything there is to read about money? We get it! Our guides are the long and the long of it, and these principles apply whether you use our app or not. You’ll be mastering your money in no time!
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The Ultimate Get Started Guide
Not sure where or how to start? No problem. We’ve got it all right here! Check out these step-by-step instructions to set up YNAB and change your relationship with money.
Let’s get started
Browse all guides
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What Is Spendfulness?
Intentional spending helps you align your money with your priorities for more confidence and clarity. We call that spendfulness; learn how to make it happen!
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Simplify Your Finances
Build better money habits, simplify finances and learn how your current setup might be causing extra stress.
A Better Way to Budget as a Couple
It shouldn't actually be called budgeting at all—it’s goal-setting, life-planning, relationship-building. Learn how to manage your money in a way that will fund (and fuel) your future together.
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How to Get Out (and Stay Out) of Debt
Debt keeps you shackled to past decisions. Clear the path for a future of freedom and get out (and stay out) of debt for good with four simple steps and three different debt paydown options.
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Stop Living Paycheck to Paycheck
Ready to give up the constant stress and mental math of living paycheck-to-paycheck? Learn to break the cycle.
Where Did My Money Go?
If you find you find yourself asking that question, you need a plan for money management.
Irregular Income
Calling all freelancers, gig workers, and those working on commission: reduce the stress of irregular income with YNAB's four rules.
How to Save Money
Wondering how to save money? We’ll cover why you’re not saving, how to start saving successfully, and how to level up your savings game.
