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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Katharine Williams

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Glasgow, Scotland, United Kingdom
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Centre Stage Money
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I coach people from all walks of life, from all over the world. I have a background in theatre so I've got lots of understanding of freelancers, people in the creative industries, and those on fluctuating incomes.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Chris Harcksen-Lucero

She/Her
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Turlock, California, United States
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Beyond the Number$
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Remote & In-Person
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Wearing two hats, fight paramedic & financial coach, I have seen how quickly life can change. I help other first responders and frontline workers build financial resiliency so they can reduce stress and live their best life. I'm ready to help you too.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Taj Chiu

She/Her
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Pasadena, California, United States
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Taj Johnson Chiu Coaching
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Coaching is a partnership between you and me. We go exploring together in your world. We find the things that are working, and the things that aren't, and then we search around for ways to improve them. We talk, we explore, we experiment. It's fun!

Focus Areas
Couples
Variable Income
Small Business Owners
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Rasheeda N. Creighton

she/her/hers
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Richmond, Virginia, United States
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Killing Superwoman
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I believe personal finance is personal, and the goal is always freedom. Taking control of your finances frees you up for the life you've dreamed of, and my goal is to support women, especially Black women, in manifesting those dreams.

Focus Areas
Life Transitions
YNAB Certified Coach badge

Rachelle Siebke

She/Her
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Illinois, United States
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Rachelle Siebke, Money Coach
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I help life coaches and solopreneurs who want to be smart with their money. They have enough to meet their needs but want someone to show them exactly how to take more money home and feel confident in their financial decisions. I help them get what they want.

Focus Areas
Variable Income
Small Business Owners
Life Transitions
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Aaron Campbell

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Victoria, British Columbia, Canada
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Fiscal Therapy
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Remote & In-Person
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My passion is teaching people how to better their understand their business so that they may sleep soundly. My nearly decade long experience with YNAB alongside my skills developed in manufacturing, cashflow management, and corporate finance will help you to gain clarity and direction in your business.

Focus Areas
Small Business Owners
YNAB Certified Coach badge

Faisal Almutlaq

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Saudi Arabia/Bahrain
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Arabic, English
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Remote & In-Person
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Ready to take charge of your finances? As a YNAB coach and financial advisor, I'll empower you with the knowledge and tools to build a budget that supports your goals. Achieve lasting financial wellness and experience the freedom that comes with financial control.

Focus Areas
Retirees
Variable Income
Life Transitions
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Janine Adams

She/her
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St. Louis, Missouri, United States
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Peace of Mind Spending
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YNAB changed my life and I'd love to help it change yours too. I can help you figure out your priorities so you can make choices around your money based on what's important to you. YNAB is a fantastic tool for that and I'm here to guide you.

Focus Areas
Retirees
Variable Income
Small Business Owners
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Kim Fisher

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Virginia, United States
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Wealth Building with Kim
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Overwhelmed by YNAB? Let's simplify things and make YNAB (finally) work for YOU! Years ago, I paid off $40K in debt and increased our net worth by 6,000%. My personalized, low-cost membership program helps you master YNAB and love how you spend your money—without feeling overwhelmed, confused, or stuck.

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Elizabeth Schuhr

She/Her
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Roswell, Georgia, United States
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elizabudget
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Hi! Thanks for considering me to work with you on your budget. Besides education and experience, I have a passion for working with individuals and small businesses on their finances. I come to each session with optimism and enthusiasm and look forward to helping you in any way I can.

Focus Areas
Retirees
Variable Income
Small Business Owners
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Michael Collison

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Charlotte, North Carolina, United States
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Your Fire Journey
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If money was no object, would you do what you're doing now? I'm a financial independence coach that use YNAB to unplug from the financial "matrix" and chart your own course towards a better financial future.

Focus Areas
Couples
Retirees
Variable Income
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Stephanie Berman

She/Her
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Pacific Northwest, United States
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Your Neurodivergent Money Coach
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Remote
Meetings

Focus Areas
Variable Income
Small Business Owners
College Grads
YNAB Certified Coach badge

Dawn Koplitz

She/Her
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Chippewa Falls, Wisconsin, United States
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Sign of Money
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English, ASL
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Remote & In-Person
Meetings

I'm excited to show everyone the positive changes YNAB can make in their life! Very few adults received any financial education. I can teach you financial terminology and how to manage your YNAB budget(s). You can achieve the feeling of, "I can do this!" surrounding your finances.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Tyler Smith

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Lehi, Utah, United States
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Tyler Smith Consulting LLC
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Stop feeling broke. Spend an hour coaching with me at no cost.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Brandon Olivares

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Johnstown, Pennsylvania, USA
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Possible Promise Financial
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My mission is to redefine the way you think about money. I believe YNAB can be transformative for anyone who truly understands and lives the principles behind the software. I'd love to help you discover how YNAB can change your relationship with money for the better.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Holly Grosvenor

She/Her
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Fairfax Station, Virginia, United States
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Microstuff LLC
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Since 2018, Holly Grosvenor has been a financial coach, helping families gain financial confidence to take control of their lives and guide them towards financial independence. She provides one-on-one coaching on basic personal finances.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Valeria Gary

She/Her
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Atlanta, Georgia, United States
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The Welcome Consulting Company
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As a Speech-Language Pathologist, I empower others to achieve their dreams through empathetic, research-backed coaching. Guiding healthcare professionals to thrive on a modest salary is my main specialty. Drawing from my expertise in behavior change coaching, I excel at coaching daily behaviors that pave the way to your financial goals.

Focus Areas
Variable Income
Life Transitions
College Grads
YNAB Certified Coach badge

Jacqueline Keeley

she/her/hers
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New York City, New York, United States
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The Wealthy Artist Collective
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ASL
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Remote
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Personal finance coach and actress. Have run my personal and business budgets on YNAB for 10 years, and love using YNAB to handle unpredictable income. Have coached folks how to use YNAB for about 8. I have a lot of fun budgeting and you can too! =)

Focus Areas
Variable Income
Small Business Owners
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Beth Williams

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Gainesville, Georgia, United States
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New Hope Budget Counseling
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As a retired educator of 32 years, I have a passion for teaching. I want you to be debt free and in control of your budget, just like I am! I’m a single mom so I know how stressful and bleak finances can be, but I also know that YNAB and coaching can change that for you.

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Loyd McGuire

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Phoenix, Arizona, United States
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Are you ready have a plan for your paycheck? I'm here to help you create a personalized system to manage your money in a way that fits your life. I will guide you to financial wellness, so that you can enjoy the peace and security that come with it.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Maria Garcia-Leano

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Houston, Texas, United States
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Budgeting with Maria LLC
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English, Spanish
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I’m a wife, a mother, and a passionate YNAB enthusiast. I love numbers, have an analytical mindset, and enjoy assisting others. My mission is to help people create personalized financial plans/budgets aligned with their values and goals, ultimately leading them toward financial freedom.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Chelse Hounshell

She/Her
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Lagrange, Kentucky, United States
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Joyful Money Spend
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My mission is to help my clients create and implement a spending plan that prioritizes JOY and aligns with their life goals. Whether you're navigating a career transition, experiencing a major life events like marriage or divorce, or simply seeking to escape the paycheck-to-paycheck cycle, I'm here to support you.

Focus Areas
Variable Income
Life Transitions
Couples
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Eileen Brumitt

She/Her
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St. Petersburg, Florida, United States
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Pennies Making Dollars
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As a long-time YNABer, I am thrilled to be a certified YNAB coach. I love working with couples, LGBTQ+ clients, higher ed and non-profit workers, and entrepreneurs to help them learn YNAB and gain confidence with their financial lives.

Focus Areas
Couples
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Lindsey Hardegree

She/Her
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Atlanta, Georgia, United States
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Get Organized Y’all
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By day I’m a nonprofit executive & doctoral student. By night (and weekend!) I help people to create their ideal life by organizing their spaces, systems, and finances. YNAB Certified Budget Coach | Productivity Consultant | Professional Organizer certified by Marie Kondo.

Focus Areas
Life Transitions
Small Business Owners
College Grads
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Emelia Benitez

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Waxahachie, Texas, United States
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Emilian Services, LLC.
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Spanish, English
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Nobody has time for financial clutter and disorganization. As your budget coach, I will help you align your everyday spending decisions with your priorities and get your financial house in order. YNAB has changed our family finances, and it can do it for you too.

Focus Areas
Couples
Variable Income
Life Transitions
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Litsa DeJulio

she/her/hers
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Connecticut, United States
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LD Coaching LLC
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I help single folks on their YNAB journeys, whether they are newbies or YNAB returnees. I belief a RICH life is ultimately more than personal wealth, so I created the RICH Life Framework in which we focus on Rest, Intention, Creativity, and Health.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Jack Brady

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MILFORD
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Budget for Life
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Working with people with variable income in being self employed for over 30 years

Focus Areas
Variable Income
Small Business Owners
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Kristen Coulter

She/Her
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Columbia, South Carolina, United States
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Above & Beyond Training, LLC
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As a well-seasoned computer trainer, Kristen brings her expertise to you - one-on-one. She's anxious to bring her ability to make processes that seem complicated to some SIMPLE. She enjoys helping others attain goals that previously seemed unachievable. She also accomplishes this in a judgement-free, calm, and patient environment.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Amy Coroso

she/her
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Bolton, Connecticut, United States
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Real Talk Finance
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Specializing in empowering women financially, I offer personalized budgeting strategies to help you achieve freedom and security. Let's take control of your finances together—I'm here to support you every step of the way!

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Sean McQuay

He/Him
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Port Orchard, Washington, United States
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Sean McQuay is a long-time personal finance nerd. He’s passionate about budgets, credit cards, and earning useful rewards with minimal effort. He lives in the Seattle area and is a father to three rambunctious kids.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Kingshuk Banerjee

He/Him/His
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Austin, TX, USA
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Start Your Finances Right
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Hindi, English
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Remote
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A financial coach who has walked through a huge life transition of immigration in mid forties and created financial freedom for my family with a single income. Now I help new immigrant graduates and families plan their finances through this transition and live a purposeful life in the US.

Focus Areas
Couples
Life Transitions
College Grads
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John Verin

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Ohio, United States
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John Verin Coaching & Consulting LLC
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My holistic approach serves body, mind and spirit with Integral coaching, Zen meditation, qigong and deep relationship with nature. I am certified by Integral Coaching Canada, trained in Zen for 20 years, and as an ecological horticulturist also provide coaching for climate change stress.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
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Hal Prather

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Sharpsburg, Georgia, United States
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Your Profit Pro
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I help those struggling with inaction or lack of clarity build trust in themselves and a proven process. Whether you are an individual, family, or small business, my aim is for you to see your life in financial form and with that view in place have more purpose, intention, and impact.

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Andrea Liebross

She/Her/Hers
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Zionsville, Indiana, United States
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Andrea Liebross Coaching, LLC
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English
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Remote
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Andrea is the big-thinking expert for high-achieving women entrepreneurs. She’s helped thousands of bold, ambitious women make the shift from thinking small and feeling overwhelmed in business and life to getting the clarity, confidence, and freedom they crave. She authored bestseller She Thinks Big and hosts She Thinks Big podcast.

Focus Areas
Small Business Owners
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Kristin Economos

she/her
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Des Moines, Iowa, United States
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The Life Skills Launch
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Hi there! I'm a leadership educator with 15 years of experience working with college graduates and early career professionals. I own and operate "The Life Skills Launch," a small business that equips people with tangible skills for the launch to adulthood. I'd love to work with you!

Focus Areas
College Grads
Small Business Owners
Couples
YNAB Certified Coach badge

Nick Kaylor

He/Him
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McKinney, Texas, United States
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Budget Better LLC
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Nick, a husband and dad to 3 young kids, coaches software teams by day and budgeters by night (and weekends). Life evolves and so should our budgets. Nick’s goal is to make asking for help No Big Deal as people figure out budgeting with YNAB and their financial priorities.

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Carrie Poling

she/her
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Fishers, Indiana, United States
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Brightside Financial Care, LLC
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Hi: I take a gentle and compassionate approach to budgeting that encourages budgeting as an act of loving care and gratitude that can strengthen families for generations. Money is simply one tool of many that should be a door and not a barrier to living a full and glad life.

Focus Areas
Couples
Retirees
Life Transitions
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Rachelle Swanson

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Omaha, Nebraska, United States
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Purposeful Profit Pro
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Most business owners are concerned about their cash flow. YNAB can help them plan and see clearly what their money can do for them. I want to help small business owners master their cash flow in a way that can make sense to them.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Emily Blain

She/Her
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Minnesota, United States
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Dream Big Financial Coaching
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Remote
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Budgeting on a variable income is hard--you've tried templates and spreadsheets but they just don't quite work when you can't count on the same income every month. YNAB can! I'll help you get set up so you can trust that you can meet your goals--both saving *and* spending.

Focus Areas
Couples
Variable Income
YNAB Certified Coach badge

Michelle Yaciuk

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Winnipeg, Manitoba, Canada
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My Family's Budget
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Remote & In-Person
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Do I know what it is like to have variable income?! Absolutely! Have I come from a place where money has been super tight to a place where I almost have no real money stresses - you bet. I'm here to help and support you in creating your best financial life.

Focus Areas
Variable Income
Small Business Owners
College Grads
YNAB Certified Coach badge

Susan B.

She/Her
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Florida, United States
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Getting Out from Going Under Publishing
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Remote
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I'm a recovering compulsive debtor and spender. Since 2010, I've helped others who suffer from this addiction develop their spending plan and learn how to work with it using YNAB. I also offer YNAB troubleshooting and YNAB "Do It For You" services.

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Carrie Hayes

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Toronto, Ontario, Canada
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Better Budgets
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I’m a budgeting & personal finance coach. I specialize in YNAB for small businesses and professionals. However, all budgeters are welcome. My approach uses emotional engineering to ensure you succeed at YNAB and budgeting. I have a masters degree in designing flows that will help you stack up money wins.

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Mary Boules

She/Her
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Harrisonburg, Virginia, United States
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Merry On A Budget
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English, Arabic
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Remote & In-Person
Meetings

I will walk along side you to help you create your personalized budget that works for your unique situation. My bigger mission is to bridge the gap between financial literacy and real-world application, making money management a less daunting -even enjoyable- task.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Jeff Merrell

He/Him
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Sandy, Utah, United States
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Wise Money Mentor
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Meetings

You crave greater clarity, control, and confidence with your finances, and I know how to help you get there. Want proof? Check out the video testimonials on my website to hear about my impact on clients, and try out coaching for yourself – the first session is free (1 hr)!

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Nick Smith

He/Him
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Alexandria, Virginia, United States
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Personal Wealth Adventures, LLC
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Remote
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As an author of an Amazon best-seller (Your Millionaire Marathon) and finance coach since 2019, I will partner with you to stabilize your budget and build custom projections (home affordability; retirement planning), giving you the directions to achieve your financial goals.

Focus Areas
Retirees
Variable Income
College Grads
YNAB Certified Coach badge

Zenia McLaughlin

She/Her
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Bishop, California, United States
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Sacred Connection Journeys
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English, German
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Remote
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I work with people who want to make space for something new to happen with their money. We’ll start with an expansive conversation about the “energy of money” and its purpose in your life as we set up your budget in YNAB. From there, new possibilities are sure to emerge.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Terri Hughes

She/Her
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Norfolk, Virginia, United States
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Budget Harmony
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Remote & In-Person
Meetings

Hi! I’m inspired to teach others that having a budget is the framework for the life they want to live. Financial peace and priorities can coexist in harmony. As a budget coach, I can help you take the first steps to financial peace without sacrificing the fun in life!

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Jessica Koch

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Calgary, Alberta, Canada
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Koch Financial Coaching and Consulting
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I am a Certified YNAB coach, graduate of the Financial Coach Academy, licensed financial advisor, and former family lawyer. I specialize in helping newly single people get their financial lives back in order.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Celia Benton

She/Her
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Madbury, New Hampshire, United States
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Starting to budget can be overwhelming and I want you to know you’re not alone. I’ve helped all kinds of people, in all kinds of situations, feel confident about their money. The key is to have a manageable system that adapts to all the beautiful craziness of life.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Louise Love

She/Her
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San Francisco, California, United States
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Louise Love Coaching
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I'm an ICF-credentialed transformational life coach and YNAB enthusiast. With a passion for personal finance and years of YNAB experience, I'm here to guide you in mastering your money management skills. Let's embark on a journey towards financial empowerment and a healthier relationship with your finances!

Focus Areas
Retirees
Variable Income
Small Business Owners
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