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YNAB Certified Coach Directory

YNAB Certified Coaches have completed an intensive training program and are able to coach you on all of the ins and outs of using YNAB along with additional steps to help get your finances on track.
YNAB Certified Coaches are not employed by YNAB and pricing is determined individually by each coach.
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Miriam Pérez

They/Them
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Washington D.C., United States
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Spanish, English
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Remote & In-Person
Meetings

As a self-employed writer and activist who has been using YNAB since 2013, I know that fully understanding your finances gives you the best shot at living your best life. (Hint: It's all about prioritizing!) Because I care about accessibility, I offer sliding scale pricing.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Spencer Lutvak

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New York, New York, United States
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Budget with Spencer
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Spencer is the only YNAB Certified Coach who worked at YNAB. He left Support to become a coach so he knows the software inside and out. He works with all budgeters, whether brand-new or seasoned vets. Reach out to him to gain more confidence and clarity with your money!

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Mika Marcondes de Freitas

He/Him/His
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Campinas, Brazil
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Not Mad Yet
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English, Portuguese
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Remote & In-Person
Meetings

I'm an ordinary person. I attribute my successes to simply taking my dreams seriously and intentionally pursuing them, along with excellent tools like YNAB, which have helped me align my actions with my goals. I've learned how to access and use these tools, and now I can teach you, too.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Em Lowing

they/them
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Philadelphia, Pennsylvania, United States
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Root to Crown
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My approach to money planning starts with empathy, and patience. The financial unknown can be scary, and I’m here to shed gentle light on a path forward. Spending choices reflect our values; my goal is to help you regain peace of mind and live in fulfilling alignment with your priorities.

Focus Areas
Retirees
Life Transitions
College Grads
YNAB Certified Coach badge

Kacy Smith

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San Diego, California, United States
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Kacy Smith Corp.
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Remote
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Kacy is a Money Coach, Expert YNAB Coach, and Profit First Professional with over 10 years of experience. She helps individuals, couples, and entrepreneurs improve their awareness and cash flow through daily money management, easy budgeting, and Profit First. Kacy focuses on helping six-figure families build the life they want!

Focus Areas
Couples
Retirees
Variable Income
YNAB Certified Coach badge

JanaLee Pickett

She/Her
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Eagle Mountain, Utah, United States
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Hope on a Dime
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English, ASL
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Remote & In-Person
Meetings

Fall in love with how you spend your money! Gain clarity on your finances and discover the habits that bring confidence to your spending. Identify your values and priorities, ensuring your money aligns with what matters most. Start with a free session and take the first step toward financial hope!

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Valeria Gary

She/Her
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Atlanta, Georgia, United States
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The Welcome Consulting Company
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Meetings

As a Speech-Language Pathologist, I empower others to achieve their dreams through empathetic, research-backed coaching. Guiding healthcare professionals to thrive on a modest salary is my main specialty. Drawing from my expertise in behavior change coaching, I excel at coaching daily behaviors that pave the way to your financial goals.

Focus Areas
Variable Income
Life Transitions
College Grads
YNAB Certified Coach badge

Maria Garcia-Leano

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Houston, Texas, United States
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Budgeting with Maria LLC
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English, Spanish
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Remote & In-Person
Meetings

I’m a wife, a mother, and a passionate YNAB enthusiast. I love numbers, have an analytical mindset, and enjoy assisting others. My mission is to help people create personalized financial plans/budgets aligned with their values and goals, ultimately leading them toward financial freedom.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Emma Newman

She/Her/Ella
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Eugene, Oregon, United States
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I support professional, growth-minded women and couples who have been avoiding looking at their finances and are ready to increase their awareness and use their money intentionally to fund what matters most. You might want to schedule a Free Discovery Session via my website so we can chat.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Ori Green

She/Her
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Tucson, Arizona, United States
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Ori Green Bookkeeping
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It can be difficult and scary to find clarity and peace around our finances. I work with clients to become proactive, rather than reactive, about their budgets. We work together to move away from shame and fear towards seeing money as a tool to live their best lives!

Focus Areas
Couples
Small Business Owners
College Grads
YNAB Certified Coach badge

Christine MacLaren

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Winston Salem, North Carolina, United States
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Breathe Again Budgets
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Christine is a Human Resources Manager by trade, but has a passion for YNAB and making dollars work for any situation. She provides personalized, budget-friendly coaching, within a judgment free zone.

Focus Areas
Retirees
Life Transitions
College Grads
YNAB Certified Coach badge

Mark Mastalski

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Aurora, Colorado, United States
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Mastalski Coaching & Consulting
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It’s not budgeting – it’s taking control of your money and your life. I am an independent educational consultant and help students and their families navigate the complexities around post-secondary education (college). Learn more about me at mastalskicoaching.com.

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Julia McCleave

She/Her
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Halifax, Nova Scotia, Canada
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Fresh Start Money Coaching
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English
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Remote
Meetings

Make a fresh start with your finances, find peace of mind about money, and reach your goals! As your coach, I will ask the right questions, provide encouragement, and keep you accountable. I live in Nova Scotia, Canada with my husband, two children, two step-children, and our beloved beagle, Bella.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Trevor Vance

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Marysville, Washington, United States
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Intentional Budgets
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I offer a free 30 minute initial consultation, where we’ll discuss your next steps along the way, so that you can find success in your personal finance journey. I've helped people create budgets and debt repayment plans. Including the elimination of nearly $200,000 of debt in the last 5 years.

Focus Areas
Couples
Variable Income
Life Transitions
YNAB Certified Coach badge

Amy Coroso

she/her
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Bolton, Connecticut, United States
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Real Talk Finance
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Specializing in empowering women financially, I offer personalized budgeting strategies to help you achieve freedom and security. Let's take control of your finances together—I'm here to support you every step of the way!

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Marin Laukka

She/Her
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Minneapolis, Minnesota, United States
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Yes&, LLC
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Remote
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Joyful Budgeting for female solopreneurs who want to ditch scarcity, get organized, and ENJOY cash flow. Marin applies her expertise in Positive Psychology to ensure you achieve personal and professional goals faster, spend money without guilt, and live with greater ease and freedom because you know you have it covered.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Mary Boules

She/Her
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Harrisonburg, Virginia, United States
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Merry On A Budget
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English, Arabic
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Remote & In-Person
Meetings

I will walk along side you to help you create your personalized budget that works for your unique situation. My bigger mission is to bridge the gap between financial literacy and real-world application, making money management a less daunting -even enjoyable- task.

Focus Areas
Couples
Variable Income
Life Transitions
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Beth Williams

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Gainesville, Georgia, United States
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New Hope Budget Counseling
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As a retired educator of 32 years, I have a passion for teaching. I want you to be debt free and in control of your budget, just like I am! I’m a single mom so I know how stressful and bleak finances can be, but I also know that YNAB and coaching can change that for you.

Focus Areas
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Michelle Anderson

She/Her
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San Diego, California, USA
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Budgeting with Mitch
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Remote
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I am a full-time policy wonk that is a YNAB coach on the side simply because I am such a fan of the method. I love helping people reach a moment in their financial journey where they are able to spend their money, stress and shame free!

Focus Areas
Variable Income
Life Transitions
College Grads
YNAB Certified Coach badge

Nancy Abramowitz

She/Her
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Hartford, Connecticut, United States
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The Budget Brain
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Meetings

Hello! I firmly believe that YNAB can help you love the way you use your money, and I’d be thrilled to help you feel confident about your spending plan. I enjoy setting up first-time budgets as well as troubleshooting existing budgets. I especially love working with neurodivergent folks (like me!)

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

Natalie Graham

She/Her
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Tucson, Arizona, United States
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Go From Broke
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Remote
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Ready to transform your financial journey from stress to success? I specialize in helping women gain clarity and confidence with their money so they can make empowered financial decisions. Say goodbye to overwhelm and hello to savvy saving, mindful spending, and a future full of possibilities.

Focus Areas
Variable Income
Small Business Owners
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Shawn Squire

He/Him
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Maryland, United States
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Dedicated YNAB coach for individuals and couples seeking financial mastery. I specialize in empowering those eager to learn effective budgeting techniques and the intricacies of YNAB tools. My coaching focuses on the nuts and bolts of data analysis, helping you harness YNAB for insightful financial decision-making.

Focus Areas
Couples
Small Business Owners
College Grads
YNAB Certified Coach badge

Emily Blain

She/Her
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Minnesota, United States
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Dream Big Financial Coaching
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Remote
Meetings

Budgeting on a variable income is hard--you've tried templates and spreadsheets but they just don't quite work when you can't count on the same income every month. YNAB can! I'll help you get set up so you can trust that you can meet your goals--both saving *and* spending.

Focus Areas
Couples
Variable Income
YNAB Certified Coach badge

Rasheeda N. Creighton

she/her/hers
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Richmond, Virginia, United States
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Killing Superwoman
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Remote
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I believe personal finance is personal, and the goal is always freedom. Taking control of your finances frees you up for the life you've dreamed of, and my goal is to support women, especially Black women, in manifesting those dreams.

Focus Areas
Life Transitions
YNAB Certified Coach badge

Eric Hout

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Pennsylvania, United States
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New Trajectories LLC
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Eric is a former professional teacher and tutor who has used YNAB to guide others to financial success since 2014. As a YNAB Certified Coach, his mission is simple: Eric helps individuals and couples financially prosper through hope-filled financial and budget coaching services.

Focus Areas
Couples
Small Business Owners
College Grads
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Kristin Wade

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Albuquerque, New Mexico, United States
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Fiscal Bliss Financial Coaching
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Budgeting helped me navigate many life challenges such as income changes, divorce, becoming a single mom, and leaving my career as a nurse. My passion is helping healthcare workers make their paychecks work for them, not the other way around.

Focus Areas
Variable Income
Life Transitions
College Grads
YNAB Certified Coach badge

Kelly W. Barber

She/Her
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Roanoke Rapids, North Carolina, United States
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KWB & CO
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Hi Y'all! I'm a small business owner and small business development counselor helping rural entrepreneurs start/grow/save their businesses. I'm excited to add Budget Counseling to my tool box to support my micro-enterprises (Mom and Pops!) On a personal note, I'm a TraFooWinKie! What?!! Travel, Food, Wine Junkie!

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Tara Whitaker

she/her
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Illinois, United States
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Tara Whitaker, Inc.
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As a full-time freelance editor for the past 11+ years, I know *exactly* what it's like to ride the income roller coaster. I help other freelancers smooth out the ride by using YNAB's tried-and-true method.

Focus Areas
Variable Income
Small Business Owners
YNAB Certified Coach badge

Doug Peterson

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Seattle, Washington, United States
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Get Priorities Straight LLC
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Remote
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I help people unhappy with their money situation align spending priorities with their partners, eliminate debt, and reduce financial stress. Using my GPS Cash Flow Mastery proven process, they achieve immediate peace of mind, gain control over their finances, stay on the right track, and are finally in control.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Michele Jones

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Placentia, California, United States
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Bookkeeping by Michele
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Remote
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Michele Jones is a Financial Coach, Daily Money Manager and Small Business Bookkeeper. She enjoys helping clients reach their financial goals by creating a workable budget in YNAB. As a Financial Coach, she helps her clients change their money mindset so they can move forward from their past mistakes.

Focus Areas
Couples
Variable Income
Small Business Owners
YNAB Certified Coach badge

Annette Althuizen

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Remote
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Want to get a grip on your money? Look no further. Working 33 years in the Wealth Management Industry has me uniquely placed to help you craft your own financial path. Please reach out if you resonate with my background and/or my time zone availability (GMT +8).

Focus Areas
Couples
Retirees
Life Transitions
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Brandi Jo Delony

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Willis, Texas, United States
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Sparrow Financial Solutions LLC
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Remote & In-Person
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I help service-based business owners, their families, and others manage their business and personal finances. I offer bookkeeping services utilizing QuickBooks Online and cash flow management services using YNAB. My goal is to make the numbers easier, so you can keep your business thriving and your personal finances on track.

Focus Areas
Couples
Small Business Owners
Variable Income
YNAB Certified Coach badge

Noreen Keesey

She/Her
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Bismarck, North Dakota, United States
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Thresholds, LLC
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Remote & In-Person
Meetings

Financial wellbeing is within your grasp, even if you think you aren't good with money. I'd love to help you find clarity, confidence, and calm with your cash. It can be hard to take the first steps when it feels overwhelming, but you don't have to do it alone!

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Traci Shanklin

She/Her
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Charlotte, North Carolina, United States
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Unlocking Financial Wellbeing
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I have over two decades of experience in the investment business and have a passion for helping people achieve their financial goals. I have created a powerful and unique approach to help you truly examine, analyze, and change your money story and find financial peace of mind.

Focus Areas
Retirees
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Trent Ladle

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Stansbury Park, Utah, United States
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Master Budget Coaching
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Trent Ladle has been budgeting for nearly 40 years & has been using YNAB software for 10 years. Trent’s love for helping people improve their lives is what drove him to begin offering budget coaching services & he is ready to share his storehouse of experience and training.

Focus Areas
Couples
Small Business Owners
College Grads
YNAB Certified Coach badge

Leyda Cordova

She/Her/Hers
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Cary, North Carolina, United States
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Chat bubble
English, Tagalog, Cebuano
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Remote & In-Person
Meetings

How much does it cost to be you? Don't panic if you don't know. I can help you get the numbers to this deceptively simple question as we work together. I'll also prompt you to consider your money and your unique priorities to reflect your real values in your budget.

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Julie Dunscomb

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Portland, Oregon, United States
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Remote & In-Person
Meetings

New to budgeting or YNAB? I can help you align your budget with your needs, values and desires. I can help you understand how to use the YNAB method and software to find peace with your money.

Focus Areas
Retirees
YNAB Certified Coach badge

Bobbi Olson

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La Habra, California, United States
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CentsAble Chat
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Remote & In-Person
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My goal is to help you build a budget that helps you become financially independent – whether that means getting out of debt, breaking the paycheck-to-paycheck cycle or starting out with good money habits, so you never know the despair of debt or living paycheck to paycheck!

Focus Areas
Retirees
Life Transitions
College Grads
YNAB Certified Coach badge

Jessica Koch

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Calgary, Alberta, Canada
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Koch Legal & Financial Solutions
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Remote
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I am a Certified YNAB coach, graduate of the Financial Coach Academy, licensed financial advisor, and former family lawyer. I specialize in helping newly single people get their financial lives back in order.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Nathaniel (Nate) Beam

He/Him
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Kansas City, Missouri, United States
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Budget With Nate, LLC
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I will teach you to align your money with your soul as life changes. I offer soul-centered budget coaching from a place of unconditional positive regard and nonjudgment. We will work together to clear any obstacles keeping you stuck and expand into authentic alignment!

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Lissa Prudencio

She/Her
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Los Angeles, California, United States
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Wealth for Women of Color
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I specialize in helping women of color improve their relationships with money, get organized, and build a life of financial security, wealth, and ABUNDANCE! In addition to being a proud YNAB nerd, I am an Accredited Financial Counselor® and personal finance YouTuber & TikToker.

Focus Areas
Couples
Variable Income
College Grads
YNAB Certified Coach badge

Cyndy Lester

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Houston, Texas, United States
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The Centsless Life
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As someone who handled finances for a low-income household, I managed to break free from the paycheck-to-paycheck living and cultivated a healthy relationship with money. I am passionate about sharing my knowledge and helping others improve their lives through YNAB. Let's team up and build a brighter financial future together!

Focus Areas
Couples
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Rachelle Swanson

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Omaha, Nebraska, United States
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Purposeful Profit Pro
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Most business owners are concerned about their cash flow. YNAB can help them plan and see clearly what their money can do for them. I want to help small business owners master their cash flow in a way that can make sense to them.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Kingshuk Banerjee

He/Him/His
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Austin, TX, USA
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Start Your Finances Right
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Hindi, English
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Remote
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A financial coach who has walked through a huge life transition of immigration in mid forties and created financial freedom for my family with a single income. Now I help new immigrant graduates and families plan their finances through this transition and live a purposeful life in the US.

Focus Areas
Couples
Life Transitions
College Grads
YNAB Certified Coach badge

John Verin

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Ohio, United States
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John Verin Coaching & Consulting LLC
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My holistic approach serves body, mind and spirit with Integral coaching, Zen meditation, qigong and deep relationship with nature. I am certified by Integral Coaching Canada, trained in Zen for 20 years, and as an ecological horticulturist also provide coaching for climate change stress.

Focus Areas
Variable Income
Life Transitions
Small Business Owners
YNAB Certified Coach badge

Stephanie Berman

She/Her
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Pacific Northwest, United States
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Your Neurodivergent Money Coach
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Remote
Meetings

Focus Areas
Variable Income
Small Business Owners
College Grads
YNAB Certified Coach badge

Aaron Campbell

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Victoria, British Columbia, Canada
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Fiscal Therapy
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My passion is teaching people how to better their understand their business so that they may sleep soundly. My nearly decade long experience with YNAB alongside my skills developed in manufacturing, cashflow management, and corporate finance will help you to gain clarity and direction in your business.

Focus Areas
Small Business Owners
YNAB Certified Coach badge

Ellen Oliver

She/Her
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Blacksburg, Virginia, United States
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Systems by Ellen, LLC
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I support women business owners by offering bookkeeping (in QuickBooks Online) for their business and budgeting (with YNAB, of course!) for their business and their personal finances. Because I know both systems well, I am uniquely qualified to help my clients reach their financial goals.

Focus Areas
Variable Income
Small Business Owners
College Grads
YNAB Certified Coach badge

Jen Fuhler

She/Her
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Edwardsville, Illinois, United States
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Money is all about storytelling. I am a college English and literature professor who works with individuals and families to better understand the stories impacting their finances, decisions, and goals. My coaching focuses on active listening and offering perspective to help clients meet goals.

Focus Areas
Life Transitions
College Grads
YNAB Certified Coach badge

Chris Harcksen-Lucero

She/Her
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Turlock, California, United States
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Beyond the Number$
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Wearing two hats, fight paramedic & financial coach, I have seen how quickly life can change. I help other first responders and frontline workers build financial resiliency so they can reduce stress and live their best life. I'm ready to help you too.

Focus Areas
Couples
Variable Income
Life Transitions
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