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Fund your future together
Sharing the covers is hard—sharing your finances shouldn't be. Change the way you communicate about money with YNAB.
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Managing money together can be rough
Money isn’t everything, but it can be a major source of stress when you and your partner aren’t on the same page. Discussing your finances and future goals should make you feel more connected, not less.
The first step is creating a plan—and not the kind of plan that lives in one person’s brain. YNAB gives you a shared overview—no more mind reading—so you both can figure out how to afford your best life, together.
Put your dreams on the front burner
With YNAB Together, you can share your subscription with a partner (at no additional cost!) so that both of you can update, edit, or reference your financial overview, or create additional spending plans, from separate log-ins.
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1. Sign up for a free trial
Try our app together. Consume our free content. Poke around a bit. Decide if you like us.
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2. Make a plan
Decide where you want your money to go, experiment with different repayment options, organize your payoff plan, and feel more in control.
3. Stop arguing about money
You’ll have less friction in your relationship and you can reach your shared goals—faster.
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We went from paycheck-to-paycheck to debt-free
My wife and I went from living paycheck to paycheck to now on the road to becoming debt free and saving money towards fostering/adopting, all thanks to YNAB.
Grow old (and wealthy) together
Transform your conversations about money. No one has to be “the bad guy" when it comes to what you can afford to spend because YNAB becomes the communication tool. You’ll have less friction in your relationship and you can reach your shared goals—faster.
Get a simplified look at your expenses
How to use YNAB with shared accounts
We’ll show you how to maintain a sense of autonomy while sharing finances.
Learn More
How to use YNAB with separate accounts
Easily manage your joint expenses while keeping your financial independence.
Learn More
How to use YNAB with hybrid accounts
Have a mixed setup of both shared and separate accounts? YNAB is designed for that, too.
Learn MoreFall madly in love (with YNAB)
Read the Full Guide
Learn how to get on the same page with your money and become a team with your finances.
Take a Free Class
Our friendly teachers show you the step-by-step mechanics of setting up YNAB for your specific situation.
Make it a Date
Ready to take things to the next level? Learn to have better conversations with your partner about money.
Take a Quiz
Spend your time (and money) together more meaningfully by learning about your spending style.
What’s your situation? We can help!
Can a Spender and a Saver Live in Financial Harmony?
Find common ground, establish clear communication, and develop goals that you are both invested in achieving together.
Make Room For Yourself While Managing Money Together
Learn how adding some wiggle room for personal spending can help you and your partner handle finances together for the long haul.
How We Manage Money As a Couple
Managing money as a couple is hard! See how we found a common language around money through YNAB and are Team Joint Everything!
Get your free worksheet
Ready for money night, done right? YNAB’s free worksheet uses a simple structure to make conversations about finances more productive and inspiring.
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Always have money for date night
Start loving how you spend money—and even embrace your partner’s quirky purchases. Try YNAB free, no commitment required. What do you have to lose? (Other than all that stress and lost time, of course…)
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