How will you spend your money life?
Create a friendly, flexible plan and spend it well with YNAB.
We’re #1 for a reason…
(and not just because our mom said so.)
The YNAB Method simplifies spending decisions, clarifies priorities, and brings more joy to every day and every dollar. And it’s easy! Just give every dollar a job.
90%
say their finances are in a better place since starting YNAB
91%
say YNAB has changed the way they think about money
70%
of YNABers could live for 3 months or more on savings
93%
have recommended YNAB to friends or family
Why YNAB Works
92% of YNABers feel less money stress since starting. You’re next.
Learn our secret sauce
Our method has only one ingredient: Give every dollar a job. We’ll teach you how.
Fund your wildest dreams...and your water bill
Use the app to define priorities and guide spending decisions toward the life you want.
Live spendfully
Improve relationships, sleep better at night, and achieve your goals through intentional spending.
The average user saves $600 in 2 months and $6,000 their first year
And we don’t like to play favorites or anything, but you seem well above average to us. Are you ready to be our next success story?
I realized that money was a tool that would help me create my dream life.
YNAB truly helped me buy freedom from a toxic relationship, the flexibility to spend time with my kids, and the ability to pursue my biggest dreams.
I went from living paycheck to paycheck, to having $42K saved in one year.
YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix.
I slayed $30K of debt, reclaimed my freedom, and now I’m living wild and free.
I now live a life of empowered spending and am headed for an early retirement, knowing I’ll never have to compromise my values for a paycheck.