YNAB tree logoAustralian flag
It looks like you're located in Australia.
We have an Australian version of our website.

Please confirm your location and we’ll send you to the appropriate site!

How will you spend your money life?

Create a friendly, flexible plan and spend it well with YNAB.

It’s easy! No credit card required.
An illustrated version of the YNAB app on a mobile device
Best Budgeting App
2024
TrustScore 4.7
2,050 Reviews
Featured by Apple
February 2024
App Reviews
4.6 Average
72K Reviews
World's Top 250 Fintechs
2024

We’re #1 for a reason…

(and not just because our mom said so.)

The YNAB Method simplifies spending decisions, clarifies priorities, and brings more joy to every day and every dollar. And it’s easy! Just give every dollar a job.

90%

say their finances are in a better place since starting YNAB

91%

say YNAB has changed the way they think about money

70%

of YNABers could live for 3 months or more on savings

93%

have recommended YNAB to friends or family

*based on survey responses

Why YNAB Works

92% of YNABers feel less money stress since starting. You’re next.

A blue laptop illustration with the YNAB tree logo on the screen

Learn our secret sauce

Our method has only one ingredient: Give every dollar a job. We’ll teach you how.

Illustrated map

Fund your wildest dreams...and your water bill

Use the app to define priorities and guide spending decisions toward the life you want.

Blue illustrated kite

Live spendfully

Improve relationships, sleep better at night, and achieve your goals through intentional spending.

A display of the YNAB app on a web browser and two mobile phones

The average user saves $600 in 2 months and $6,000 their first year

And we don’t like to play favorites or anything, but you seem well above average to us. Are you ready to be our next success story?

I realized that money was a tool that would help me create my dream life.

YNAB truly helped me buy freedom from a toxic relationship, the flexibility to spend time with my kids, and the ability to pursue my biggest dreams.

I went from living paycheck to paycheck, to having $42K saved in one year.

YNAB has removed the stress of money from my life and in doing so has helped make me a better husband. It's like I got to remove a personal flaw I had never been able to fix.

I slayed $30K of debt, reclaimed my freedom, and now I’m living wild and free.

I now live a life of empowered spending and am headed for an early retirement, knowing I’ll never have to compromise my values for a paycheck.

We don’t like to brag… so we let others do it for us.

From social media mentions to coverage on major media outlets, we get a lot of (good) attention. And we love that for us.