What’s New

Getting a month ahead is one of the biggest game-changers for your financial clarity and peace of mind. And now we’re making it even easier to get there! With new, spendful, guidance in the Spotlight tab (on iOS—Android coming soon!) and Inspector (on web), you’ll have a clear view of your progress.

Check out the new Assigned in the Future section in Spotlight (or the Inspector on the Web), where you’ll see a month-by-month breakdown of how much you’ve assigned into the future—along with a handy pie chart that shows just how close you are to fully funding next month. Need a nudge? Tap any future month to enter Assign mode and move money forward with confidence. Ready to say goodbye to paycheck-to-paycheck stress? Your month-ahead journey starts now!

Introducing Spotlight—a new area of the app designed to help you build a flexible plan that reflects your values. See clear, actionable alerts in priority order so you always know what to tackle next. Pin key categories to the top of your screen, and get a quick snapshot of your plan and your spending with the new monthly summary.

Your money, in clear view and aligned with what matters most? That’s you in the spotlight.

Attention developers—our Public API just got better! In addition to some visual updates and polish, we've added some new, frequently requested, features 🎉

1. A brand-new Python client library.
2. Support for updating and deleting scheduled transactions.
3. Support for fetching transactions for a specific month.
4. Support for updating target amounts for categories.
   

Not a developer? You can still use and benefit from the YNAB's API by connecting one of over 50 apps that are built on top of it. And while we love to shout about it here on the What's New page, we also have an API Changelog to keep you in the loop on all the latest updates. Happy building! 🚀

Ever wondered what it actually costs to live your life each month? Now you don’t have to guess. With edit plan, you’ll see exactly what a month of you costs. YNAB will now add up all your targets—and display the total stacked up against your expected income.

This number will be your new best friend, especially if you’re planning a move, considering a career change, adjusting your lifestyle, or just curious about your monthly margin. Plus, we didn’t stop there: we’ve also added suggested amounts for your targets based on your past spending. (Yeah, we’re fancy like that.)

To find it, just hop into Edit Plan, enter your expected income, and see the magic happen. Don’t just stroll over to check it out—RUN. 

For ages, YNABers have wanted to proudly show off their spendfulness plans to friends, family members, and unsuspecting baristas. One little snag: giving someone a grand tour of your YNAB setup also meant revealing your balances. Fret no more. A veil of privacy is now upon us! 

Introducing Hide Amounts! Now you can proudly showcase your YNAB without compromising your financial privacy—your important numbers will just be little dots. Teach a friend, swap category ideas, and take pride in sharing your up-and-to-the-right net worth chart—with no numbers bared.

Hey, Europe! Great news—we've added a new direct importer provider (Plaid) for connections across the pond. That means YNAB can now automatically import transactions from more banks in more countries across Europe. Broader coverage means more up-to-date information at your fingertips so you can spend more confidently than ever. Cheers to that!

We all know that cash and credit spending are different, so now those two account types are separated in the Accounts area. Cash accounts like checking accounts, savings accounts, and, well, actual cash are grouped together and credit accounts like credit cards and lines of credit are grouped separately. Like oil and water, square pegs and round holes, or pineapple and pizza, some things don't go together.

Did you know you can share your YNAB subscription with up to five loved ones? (Or maybe four loved ones and your financial advisor. Balance, right?) Now, all members of your YNAB Together group can share one referral link to invite a friend. When they subscribe, you'll both earn a free month. Win-win!

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Cover overspending faster than you can say "slider toggle." With this update, now you can move money between categories in one swift motion on your iPhone, because we’re all about fewer taps and more control. And we also love a good green-bubble dopamine rush when we get a category back on track.

Introducing YNAB Templates, the “why didn’t we think of this sooner?” tool for simplifying the financial side of life’s biggest moments. Whether you’re planning a wedding, prepping for a new baby, or giving your home a facelift, our pre-built templates take all the guesswork out of making a plan. Head over to the Templates Gallery to spark some inspiration, get organized, and maybe even dream a little dream…and turn it into a real plan in your YNAB.  

Why You’ll Love It:

• Pre-built Templates: Perfect plans for major life events (and the curveballs that come with them!)
• Customizable: Tweak and tailor every template to fit your life, your money, and your goals.
• Seamless Integration: Import templates right into YNAB without messing up your current YNAB plan—no overwriting, no stress!
• Help Your Crew: Planning a party or big event with friends and family? Share a template link and give them an easy-peasy, stress-free way to get organized!

Raise your glass, life’s big moments just got a little bit easier.