Australian flag

It looks like you're located in Australia.
We have an Australian version of our website.

Please confirm your location and we’ll send you to the appropriate site!

I'm in Australia

No, I'm not in Australia

Tag

Spending

An Early Taste of the Daily Grind

Is there someone in your life you think of a penny pincher? Maybe they're just giving every penny a purpose. Emily shares her multi-generation perspective on the important difference.

October 17, 2024

How to Quit Should'ing on Yourself About Spending

The time is nigh to let go of unrealistic expectations and embrace your true spending habits. Discover how to find joy in intentional, guilt-free choices.

October 10, 2024

20 Reasons I Love YNAB

Join in our 20th anniversary celebration with Jack’s heartfelt and hilarious reasons YNAB is a game-changer. From financial calm to tattoo-status fandom, it’s been quite a journey!

August 27, 2024

More Money Challenge: Get Motivated by Ashley’s Journey

Ashley L. shares her journey through YNAB's More Money Challenge, saving over $1,100 and realigning her spending with her values. Follow her tips to start your own reset!

How to Understand “Irrational” Spending Decisions

Ever wonder why we make those baffling, wallet-opening decisions? Dive into a captivating story that makes sense of surprise purchases.

Impulse Buying: How to Splurge Without Sabotaging Your Budget

Stop impulse buys from wrecking your finances without sacrificing joy. The YNAB Method isn't about cutting back, it's about planning ahead!

Clothing Budget Got You Down?

Stasia Savasuk, a personal stylist with a style all her own, shares four tips for a successful day of heavily-discounted retail therapy.

September 5, 2017

Spending Plan vs. Budget: What’s the Difference?

Not sure about the difference between a spending plan vs. a budget? Here's what you need to know in order to spend money without the guilt.

How to Feel Less Guilty About Spending Money

If you're trying to figure out how to feel less guilty about spending money, the answer is simple: forgiveness. Build it into your budget.

February 8, 2022

Afraid to Spend Money Right Now? Let’s Talk

Feeling guilty about spending money now? With the world turned upside down, you’re not so sure you want to make that purchase after all.

How to Know What You Can Afford

Recently lost your job or been furloughed? Here's Part 2 of how to manage your money with reduced stress no matter when you'll get paid again.

How to Avoid the Slippery Slope of Lifestyle Creep

I think of lifestyle creep as a trap. It can trap you into living a certain way. It can trap you at a high paying job that you hate.

Janelle Whitaker

Spend and Save: Master Guilt-Free Spending

Striking the balance between when to spend and save is tricky. Learn to align your spending to your values and give up the guilt of spending.

February 23, 2022

The No-Regrets Way to Spend Your Tax Refund

We asked YNABers—the pros at giving every dollar a job—how they plan to spend their tax refund money this year. Here's what they said ...

Four Reasons Why Buying Later Is Greater

Pleasure in the moment is great, but not if it’s at the expense of your long-term happiness. Delayed gratification leads financial success.

December 26, 2018

5 Ways to Get Your Spending Under Control & Still Enjoy Life

Here are five ways to get your spending under control so that you can gain control of your money while enjoying life more.

September 5, 2018

6 Thrifting Tips for Shopping on a Budget

Inspired to cut back on clothes shopping, I entered the world of thrift shopping. These thrifting tips were exactly what my budget needed.

Emotional Spending: Recognize and Avoid It

Developing an awareness around the connection between your moods and your money helps you break the cycle of emotional spending. Learn how!

December 2, 2021