Research & Studies
From time-to-time, we run the occasional survey to get a pulse various money-related trends and issues. For research or inclusion in a story, take a look at some of our recent findings.
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featured Survey
The People Have Spoken: “Is YNAB Worth It?”
We surveyed nearly 9,000 YNABers to learn the ROI they see from a YNAB subscription.
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How Finances Affect Relationships
YNAB partnered with eHarmony to interview over 2,700 people about the effect finances have on their relationships.

Impulse Buying: How to Splurge Without Sabotaging Your Budget
YNAB worked with The Harris Poll to survey 2,051 U.S. adults about their impulse buying habits.
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9 Takeaways From People Who Don’t Stress About Finances
We surveyed over 6,000 respondents in December 2020 on financial stress and spending.

Higher Pay Isn’t Everything: Survey Finds Less Stressed Employees Have This in Common
YNAB surveyed over 3,000 full-time employed U.S. workers and found a significantly higher level of financial wellness and lower stress among employees who manage money in YNAB than the general population of workers.

Study: Effects of the Student Loan Freeze
We surveyed 595 student loan borrowers who use YNAB in early 2021 about how these borrowers were using their extra money.