Jessica Nethers

I have always been a budget nerd and have tried every budgeting tool on the market. In 2018, we started using YNAB and it immediately changed our lives. My husband and I don't stress over money. We spend on things we enjoy while still saving for our future. After helping a few coworkers get started with YNAB, I decided to become a certified budget coach to teach others how to enjoy their money.

Start Smart Budget Coaching picks up where school left off! You spend four years in school, learn everything you need to get a good job, but then you feel lost when figuring out how to manage your money each month. I will teach you how to set up and maintain your budget, how to plan ahead for non-monthly expenses, and how spend money on things you enjoy while still living within your means.

I have worked in education most of my career, so I know that most schools don't really teach students how to budget or how to live within their means. I became a budget coach to help young adults make smart decisions about their finances and avoid costly mistakes that living above their means can create.