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Rachel Wong

Content Lead at YNAB

Rachel Wong is an Accredited Financial Counselor®, content manager, writer, and the creator of a content curriculum that teaches money skills to emerging adults. When she’s not waxing poetic about the joys of YNAB or helping people wrangle their finances, Rachel enjoys staying active, digging her hands into gardening and trying out new homemade ice cream flavors.

All articles by

Rachel

What Are Tax Withholdings?

There’s a sneaky little trick we can learn from a boring thing like tax withholdings, and that’s how to painlessly save more money.

The Downside of Receiving a Tax Refund

With the average refund clocking in at $3,536—tax time can be a huge financial boost. But is there a downside to receiving a tax refund?

Home Renovation Budget Template (+Free Printable)

We'll show you how to make a stress-proof budget for your home renovation project and stay on track with software or our free template!

15 Working-From-Home Hacks

Whether you're a seasoned pro or new to remote work, these working-from-home hacks can help maximize productivity while saving your sanity.

22 Ideas for Your Two’s Day Challenge

Kickstart goals with one small step. Check out these ideas (or come up with your own) for a chance to win $2,222 in YNAB's Two's Day Giveaway!

Sunroom Ideas on a Budget: See How We Did It

Looking for sunroom ideas on a budget? See our setup to build our sunroom on a budget of $15,000 and bring more light into your life!

Is YNAB Worth It? 12 Customers Weigh In

Wondering if YNAB is worth it? There’s no price tag to put on total financial control. Hear from actual customers what they think.

Setting Intentions to Give Yourself a Break This Year—10 Ideas

Skip the resolution this year? Not ready to make one yet? How about this: ten intentions to give a gentle nudge to your year.

Your 2022 New Year Financial Resolutions Toolkit

Ready to rock the new year? We've got a comprehensive toolkit so you can soar through your New Year financial resolutions with flying colors.

4 Benefits of Giving & Why It's Good for Your Budget

Learn four benefits of giving, why it's good for your budget and your soul, and how to budget for giving when you don’t know where to start.

6 Myths That Could Be Holding You Back Financially

We had the best of intentions, but it always goes off the rails. What if the real problem was that we've bought into lies that keep us stuck?

What is a Variable Expense?

Variable expenses, periodic fixed expenses, non-monthly expenses: no matter what you call them, they're usually an unpleasant surprise.