Jesse Mecham
YNAB Founder
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Jesse Mecham is a personal finance expert, speaker, business leader, and the Founder of You Need A Budget (or YNAB if you are very busy and important). Jesse hosts The Jesse Mecham Show, and is the Wall Street Journal best-selling author of book You Need A Budget. (He’s nothing if not consistent!) A self-proclaimed “recovering CPA,” he is deeply passionate about teaching individuals, families, and business owners the YNAB Method so they can gain total control of their money.
Jesse first developed the YNAB method as a broke, newly married college student who really needed a budget. In an attempt to make an additional $300/month to cover rent, he sold his budgeting spreadsheet online and YNAB was born. Since 2004, the software has grown into a leading personal finance platform and has helped hundreds of thousands of people break the paycheck-to-paycheck cycle, get out of debt, and save more money. Now, YNAB has a growing team living and working all around the world, and has built a thriving remote culture that earned recognition as Fortune’s #1 best small company to work for (YNAB was doing remote work before it was cool!). When not teaching people how to budget, Jesse loves gardening, woodworking, marksmanship, and travel. He also spends a good bit of time with his wife and the seven small people that live in their house.
Featured Articles
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Living Within Your Means
It seems like the golden rule of personal finance is to "live within your means." This seems simple enough, so why don't more people do it?

5 Tips for Financial Bliss
Do you struggle to manage finances with your partner? Here's how to set yourself up for harmonious money discussions that are light on tension.

8 Ways Rich People Think Differently
Ever wondered how rich people think differently? See the key factors in how they built their wealth and start putting them into practice.
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All articles by
Jesse
Want a Financial Fortress? Learn to Budget Money
Budgeting is a means to an end, not the end in itself. Also, following YNAB’s Four Rules will take you a long way towards reaching your goals
Advantages & Disadvantages of Credit Cards
95% of all credit card holders would be better off financially without ever having their credit cards in the first place.
Free Credit Repair Advice: Do It Yourself
Here’s a bit of free advice on credit repair. Do it yourself. Of course, some people say free advice is worth what you pay for it – nothing.
A Tip to Manage Your Money? Write it Down!
I challenge you to write down every single thing you spend. Your expenditures will drop–guaranteed. Write it down!