Jesse Mecham

Having just moved recently, we’ve travelled up the social ladder from very, very, very low, to very low. And the view is a bit better.

If you want to successfully live within your means, you need to have a system in place to record, track, monitor, and evaluate your spending.

One of the most sure-fire ways you can retire sitting on top of a sufficient nest egg is to invest regularly. I know – it’s boring isn’t it?

Let’s face it, you need to have a bit of fun with your money. It’s vital to a functioning financial situation.

One aspect of giving that simply cannot be ignored is the strong sense of gratitude that is felt by the giver.

I’ve decided I’m going to focus on the various advantages of budgeting. Yes – I call it budgeting. Yes – it involves writing down what you spend. Yes – it means you can’t spend willy nilly without reaping the consequences (well, you’ll reap the consequences whether you budget or not).

Sure Christmas is coming up in 22 days, and we’re probably all a bit focused on everything that has to do with Christmas. But, you do realize, that just seven days after Christmas you’ll have 2006 staring you (blankly?) in the face. What will you do with it? I love to exercise.

In the investing world there is a number known as beta. You can think of beta as the tendency of your finances to respond to swings in life.

If someone were to ask me to give them one piece of advice regarding their money I would tell them one thing: Get on a written budget.

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