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Do Money Differently
Enjoy guilt-free spending and effortless saving with a friendly, flexible method for managing your finances.
Start Your Free Trial
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Money doesn’t have to be messy
Stop wondering where all of your hard-earned dollars go. The YNAB Method for money management will help you grow your savings and teach you to love how you spend your money.
Teaching millions to spend, save, and live joyfully since 2004
Four rules for less money stress
Gain clarity and confidence with four simple-but-life-changing rules. The magic isn’t in the math—it’s in the method.
Give Every Dollar a Job
Embrace Your True Expenses
Roll with the Punches
Age Your Money
How YNAB Works
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Sign up for free
Start your journey with a 34-day trial. It’s easy—no credit card or commitment required.
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Make a money plan
Add your accounts and expenses, set savings targets, and share your plan with loved ones.
Enjoy less stress
Start feeling confident, content, and secure in your financial life. You might even sleep better.
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The average YNABer saves $600 in 2 months and $6,000 their first year
And we don’t like to play favorites or anything, but you seem well above average to us. Are you ready to be our next success story?
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I took the plunge and am loving it!
It’s increased my personal financial awareness and has helped my partner and I budget for some amazing purchases.
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Managing money together has been life-changing
YNAB has allowed us to experience a peace around money that I don’t think I ever thought was possible.
I stress so much less when unexpected things come up
Now we're modeling good financial choices for our kids so that they can head into adulthood with a much better understanding of managing money.
We don’t like to brag… so we let others do it for us.
From social media mentions to coverage on major media outlets, we get a lot of (good) attention. And we love that for us.
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Change your relationship with money.
Simplify spending and saving, once and for all. Organize your finances (and your life!) with a free trial of YNAB.
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