Using YNAB

A Guide To Knowing When You’ve Made It

Analyzing your risk tolerance & setting a personal target for your Age of Money can help take your peace of mind to the next level.

Todd Curtis

January 27, 2017

Cost Cutting With YNAB Reports

Achieving your financial goals often requires some sacrifices. Find out how budget reports can help you identify cost cutting opportunities.

Erin Lowell

March 22, 2022

Credit Cards In YNAB: The Long Read

Trying to understand the underlying logic behind credit cards in YNAB? We're going to take a short history lesson back to the 16th century.

Jesse Mecham

April 13, 2016

Use Your Spending Trends As A Force For Good, Not Guilt

Just in case you missed it, we recently launched Reports. At some point, eventually, I promise we will stop screaming about it, but at this point, we are still pretty excited.

Jesse Mecham

November 2, 2016

How to Use YNAB Reports in Real Life

Now that reports are here, (yay!) we want to help you get the most out of them. Sure, they are pretty to look at, but more importantly, all that glorious data can help you make more informed, meaningful decisions. Better decisions lead to better budgeting and more control.

Lindsey Burgess

October 25, 2016

How Old Is Your Money?

No financial number offers a complete picture of your financial stability or flexibility. Learn what the age of money says about your budget.

Jesse Mecham

January 8, 2016

Why Starting Fresh Isn’t Giving Up

What’s the difference between “starting over” and “starting fresh”? One of them feels pretty heavy, doesn’t it? A little bit like failure.

Todd Curtis

January 19, 2016

How to Handle Overspending

We try not to play favorites, but if we had a favorite rule, let’s just say Rule Three: Roll With the Punches, would be a front-runner. And we talk a lot about “Rolling with the Punches,” but today we want to talk about exactly what you can do to address overspending.

Jesse Mecham

September 16, 2015

How I Lost (And Found) $1,025

Ever find $5 in your pants pocket and feel like you won the lottery? Well, yesterday, I had a similar experience except way better.

Erin Lowell

July 3, 2015

How to Get a Month Ahead With Your Budget

How do you get a month ahead with your money and live on last month’s income? Here's how to break free from paycheck to paycheck stress.

Erin Lowell

December 21, 2021

Trust your Budget and Close Some Accounts!

Can you imagine how simple things would be with one account? Think about it. No transfers, no wondering how to move things around.

Jesse Mecham

November 7, 2010

Balancing Your Budget and Accounts (Whiteboard Wednesday)

Today we discuss a simple equation to help you balance your on-budget accounts with your budget.

Jesse Mecham

March 18, 2010

Can You Run Your Business on YNAB?

Laugh if you will, but I fell for the line that once I formed YNAB into a “real company” (meaning I actually filed papers and all of that), I would need appropriate accounting software to run the show.

Jesse Mecham

February 28, 2012

3 Steps to Save Money Faster

Want to save money faster? Here’s a little game that can help you save $30 to $100 more per month – without affecting your quality of life.

Erin Lowell

June 10, 2018

Separate Accounts, Shared Budget

Some partners prefer to budget together for shared expenses and separately for others. Here's one way to do that in YNAB!

Mark Butler

June 24, 2013

My Top 3 Personal Money Challenges

Changing the way you manage money can be tricky. Learn how to overcome the top 3 personal budgeting challenges that may be holding you back.

Mark Butler

November 3, 2022

One Year of Using YNAB for YNAB (the Business)

It’s been about a year since I moved YNAB to YNAB, and I wanted to report how it’s been going. In a word, awesome. Speed Monthly bookkeeping used to be the absolute bane of my existence (and I’m a trained accountant, so it’s not that the stuff is technically hard for me). I hated it.

Jesse Mecham

March 13, 2013

Why You Should Use Hashtags in Your Transaction Memos

Memo hashtags let me keep all the expenses in their proper category instead of lumping them all into a “vacation” category.

Mark Butler

September 13, 2013

A friend

sent you a free month of YNAB!

Using YNAB

A Guide To Knowing When You’ve Made It

Cost Cutting With YNAB Reports

Credit Cards In YNAB: The Long Read

Use Your Spending Trends As A Force For Good, Not Guilt

How to Use YNAB Reports in Real Life

How Old Is Your Money?

Why Starting Fresh Isn’t Giving Up

How to Handle Overspending

How I Lost (And Found) $1,025

How to Get a Month Ahead With Your Budget

Trust your Budget and Close Some Accounts!

Balancing Your Budget and Accounts (Whiteboard Wednesday)

Can You Run Your Business on YNAB?

3 Steps to Save Money Faster

Separate Accounts, Shared Budget

My Top 3 Personal Money Challenges

One Year of Using YNAB for YNAB (the Business)

Why You Should Use Hashtags in Your Transaction Memos