Join the movement of YNABers who spend guilt-free thanks to our simple set of life-changing habits.
Start with our 34-day free trial and you'll both get an additional free month when you subscribe.
Visualize it—see YNAB templates to inspire your next life change or project. Take the guesswork out of planning for these expenses with our pre-built templates!
Celebrate pet parenthood with YNAB! Learn how to build a spending plan that reflects things you care about the most, Fido included.
Sometimes you need to zoom in on what matters most to you! The Focused Views feature lets you customize the budget categories you see.
Organize your budget (and your life) with subcategories. Plan big life events, track spending more closely, and cut costs with more detail.
Check out these budget categories and three ideas for your budget setup. We've thought of everything so you don't have to.
A little creative category naming can turbocharge your financial goals. Name your debts as villains, tie emotions into true expenses, and give your vice a category.
Wondering how many YNAB categories you should have? There's no right answer, but the best rule of thumb is to keep it simple!
Expect the unexpected. Level up your budget categories by adding these five ideas so that "unexpected" costs don't catch you by surprise!
There are two considerations that will help you decipher the precise number of categories that you need: simplicity and awareness.
If budgeting for a specific category (that you're not 100% sure is a top priority) attracts money, it IS a priority. It belongs in your budget.