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A boss of mine gave me a very nice gift about 11 years ago: a Mont Blanc pen. Excuse me, I should have said writing instrument. My 21-year old self was impressed. There are a few reasons a gift like that is so exciting: 1) I’d never buy myself one and 2) People would wonder how I ever afforded such a pen.
When you borrow to buy anything that depreciates, you’re negotiating a pay cut with your future self. Take 14 minutes to watch this TedTalk...
If you’re struggling to talk about money in your CLOSEST relationship, here’s a few questions that will help you break the ice.
Okay YNAB friends. Christy here, and I’m about to get deep. Are you ready for this? Turn on your favorite slow jam and pour yourself something dangerous. (Dr.Pepper on the rocks? Oh no you didn’t.) My recent journey with YNAB has led me down a path of self-reflection.
Anything you can do to adjust your financial treadmill? Give it a bit more manageable speed? What events cause it in the first place?
I've banned the word "should" from my house. "Where should I be financially at age 40 (or 30, or 50, or 60)?" is just like "Can I afford it?"