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I have this fun, dare-I-say Pinterest-worthy gallery wall in my office full of photos and moose heads and inspirational sayings—some that are actually inspirational, and some that just make me laugh. One little sign says, “Believe in Your Selfie.” One says, “Trust me, you can Dance—Vodka."
Oh, you didn’t know academic new year resolutions were a thing? They should be. Actually, as of right this second, they are. Here's the plan.
Budgeting can seem like a big, serious undertaking. But really, if you have 20 minutes a month, you can budget. Read for a quick run through.
Many people believe that finances are inherently complicated. But it simply isn’t true. You can and should simplify your budgeting routine.
I was chatting with a friend the other day, and she was talking about how it had just been “one thing after the other this month.” A new HVAC system (ouch!), an unexpected payment due to her accountant (unexpected because she thought she’d paid it seven months ago!), and the dog had to have surgery.
It may look like there is no way that your money situation is going to get better, but YNAB works. It is the best thing you can do right now.
Want your money to really work for you? You have to change the way you think about money to actually be able to stick to a budget.
Financial awakenings come in all shapes and sizes. For Melissa Wiley, a 29-year-old federal employee, living in Washington, D.C., it was a broken A/C unit. On the surface, Melissa had it all together. She owned her own place. She always checked her bank balance before purchasing anything.
January is the antithesis of December. Think about it. December is all about the spending. And January is all about opening that credit card bill. I'm mostly speaking to those of you that maybe weren't following the YNAB way in 2015, or let the holiday spirit get the best of you.
If little things add up to something big, you should continue doing those things and not feel bad about it. Yes, I'm talking about lattes.
Should you automate your finances? Yes. Spend your time and energy on prioritization. What do you really want? What is most important to you?
Many people talk about how they’ve “never been good with money." And with that statement, there's an undercurrent of shame.
From Podcast #176: Is That Budget Half Empty or Half Full? Jesse dispenses some relationship advice that could help lead to budgeting success.
My desired habit? To spend 5-10 minutes every night brainstorming ideas, creating a To Do list, and prioritizing the list. How did I do?
Jonathan over at MyMoneyBlog had a great article about how the concept of Kaizen ties in to personal finance. According to Wikipedia: a Japanese philosophy that focuses on continuous improvement throughout all aspects of life.
Peace comes from aligning your money with your goals. It comes from the decision to have your money do what you actually want it to do.
The normal month is the month where an unbelievable amount of unexpected things culminate and knock you financially off balance.
Let’s face it, you need to have a bit of fun with your money. It’s vital to a functioning financial situation.