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You can minimize—even eliminate—holiday-induced credit card debt. Here are a few ideas, I’ve been mulling over this year...
In honor of Thanksgiving, I asked the YNAB team to get a little more specific about some of the things they were thankful for.
Anything you can do to help yourself feel more gratitude will make you more content. The more content you are the better your budget will be!
It's 4th of July! And it's your patriotic duty to sing along to our budget edition parody of Katy Perry's Firework.
January is the antithesis of December. Think about it. December is all about the spending. And January is all about opening that credit card bill. I'm mostly speaking to those of you that maybe weren't following the YNAB way in 2015, or let the holiday spirit get the best of you.
You, yes, you, always need a budget, but I find it especially important on Black Friday. Whether or not you partake in the madness that is Black Friday, I hope you’ll think about the real danger behind the frenzy: your rapidly changing priorities.
Sure Christmas is coming up in 22 days, and we’re probably all a bit focused on everything that has to do with Christmas. But, you do realize, that just seven days after Christmas you’ll have 2006 staring you (blankly?) in the face. What will you do with it? I love to exercise.
I’d guess “Christmas” is the second-most mentioned Rainy Day category in any discussion about the You Need A Budget (YNAB) philosophy of money management. I’m afraid many families start the new year with a serious holiday hangover in the form of fresh credit card balances.