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A tool to battle inflation

YNAB can help you tackle rising costs and stretch your money further.

What if you could save more, stress less, and control the chaos?

Everything is expensive. Your hard-earned money doesn’t go as far as it used to. Paychecks come in, and the money drains out so quickly. But YNAB can help.

“With YNAB, I spent a year in South Africa getting certified as a safari guide.”

Janna, a dedicated YNABer, didn't just tweak her daily routine; she rewrote her entire story from Amsterdam city slicker to South African safari guide. Her journey is an example of how intentional spending can be the compass that guides you to your true north.

“With YNAB, I got Maui’d.”

When YNABers Brian and Leann decided to celebrate their union with a dream wedding in Hawaii, they knew things were getting pretty serious—and it was going to take some serious saving to enjoy a stress-free start to their new future. So to honor their commitment to one another, they decided to re-commit to YNAB... and the end result was a debt-free $30,000 dream-come-true experience and a happily ever after that started with working together to achieve their goals.

“With YNAB, I had a fully-funded fairytale wedding.”

As a devoted YNAB user and hopeless romantic, Carsen started saving for his dream wedding before he had a partner. When he met Ulysses, he knew he had finally found his happily ever after. Together they funded an extravagant fairytale wedding complete with a castle, costumes, and a vow to always use YNAB (yes, really.)

Who says you shouldn’t talk about money?

Not us. In fact, we believe the way the world thinks about money is, well, kind of broken. Financial advice is often predatory or patronizing, and talking about money is considered taboo in some circles. But our money is our life—it’s a reflection of our priorities and values, our wants and our needs, our work and our play. It shouldn’t be a secret! With intentional spending, you’ll start to feel good about where your money goes... and where it takes you.

Control your costs, build savings, and enjoy your life.

You can’t control the prices, but you can control your outflows by giving yourself a big-picture view of your expenses. By building your savings, you’ll have fewer financial “surprises,” and the flexibility to roll with the punches when your gas bill is more expensive.

All while spending on what matters to you—you can still take that vacation, always have enough for date night, and order the side of guac.

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Here’s how it works

1. Make your spending plan

List out your current bills, expenses, and financial goals.

2. Prioritize Your Money

Divvy up your dollars to categories that work like virtual envelopes.

3. Follow Your Plan

Let YNAB be your guide, change it as needed, and watch your cash balance grow.

On average, new YNABers save $600 their first two months, and more than $6,000 their first year.

Take it from these stress-free YNABers

From Paycheck to Paycheck to Near Perfect Credit

Angela Stevens and her family of six were living paycheck to paycheck. Then one day, it all started to change.

Read More

If Managing Money Seems Hard, You’re in Good Company

Struggling to save? Read the story of Michole, a grad student at the University of Michigan who had never learned how to manage money well.

Read More

How I Got a Handle on My Finances

Andrew Abela has an MBA, a PhD, and managed a multi-million dollar budget at work, but his personal finances were stressful.

Read More

Try a free money-saving challenge

Ready to jump start your financial health with a no-spend challenge? Follow three simple rules for 30 days. Download the free workbook by signing up at the link below and start saving!

Try a free money-saving challenge

Ready to jump start your financial health with a no-spend challenge? Follow three simple rules for 30 days. Download the free workbook by signing up at the link below and start saving!

Join the More Money Challenge

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You've never felt more in control of your finances

Get started with YNAB for free—no credit card required. Get in the driver’s seat of your financial life.

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