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Rachel Wong

Content Lead at YNAB

Rachel Wong is an Accredited Financial Counselor®, content manager, writer, and the creator of a content curriculum that teaches money skills to emerging adults. When she’s not waxing poetic about the joys of YNAB or helping people wrangle their finances, Rachel enjoys staying active, digging her hands into gardening and trying out new homemade ice cream flavors.

All articles by

Rachel

Goodbye Stress, Goodbye Guilt

Money stuff used to keep Oscar up at night. Now that he budgets with YNAB, he doesn’t worry about money when he goes to bed.

Jamie and Oscar Start Saving for a House

Jamie Isn’t Scared of the Mailbox Anymore

She’s got a pile of money just waiting to pounce on the bills instead of the bills pouncing on her money. Fear: conquered.

New Feels at the Grocery Store

Normally, he was so stressed because he was always strapped for cash. But today, he had a budget and he just followed his plan.

Oscar and Jamie Do Something Fun, Just Because

They used their fun money category to cover an exciting event that their neighborhood holds annually without the added money stress.

We Paid Off $180K in 5 Years

You can run your business without debt and Liz explains how she made the switch. See how this decision led to more freedom.

Two Huge Wins for Oscar and Jamie

With their paychecks hitting mid-month and their immediate obligations paid off, they decided to pay off the whole balance on their card.

Oscar and Jamie’s Budget Routine

Jamie and Oscar had figured out their own habits for checking the budget. But one thing was true for both of them: they checked it every day.

Jamie Rolls with the Punches

She moved some money from her clothing budget to her coffee budget, and away she went for lattes. It was a great decision.

Oscar Swallows a Bitter Pill

He realized everything he made the prior day disappeared into an interest fee. He realized he was paying for this debt, and it was expensive.

Oscar and Jamie’s Lightbulb Moment

Jamie had a long-overdue conversation with her boss about a merit pay increase and Oscar started driving part-time for Uber for extra cash.

Jamie and Oscar Set Up Their Credit Cards in Their YNAB Budget

Oscar sat down and added his credit cards to his YNAB budget and made a plan to snowball his debt payments.