Jesse Mecham

What matters is finding a work flow that helps you make better, more thoughtful decisions about your money.

The following is a transcription of YNAB podcast episode 80 talking about retirement (with some small edits for flow).

There will be ups and downs along the way, but as long as I’m living on a budget and improving my earning power, I'll be on schedule.

Are you addicted to getting into debt? Answer these 15 questions: most people addicted to debt will answer “yes” to at least eight of them.

Before I get to the announcement, I wanted to let everyone know that the Android app now has Geosmart Payees, which gives it full feature parity with the iPhone! Android users will love that feature. Starting today, we’re making our mobile apps free for both iPhone and Android.

Gravy money should not be consumed, but should be used to purchase appreciable assets like investments or additiona. income opportunity.

From March Monday 25 through Sunday 31, we’re going to do a YNAB community spending fast.  That means no unnecessary spending during that week.

The comments following my 2012 budget recap were awesome. I’m motivated to invest more by spending less. A few commenters were a bit down on themselves for where they are currently at financially, which is what spurred the following thoughts.

It’s been about a year since I moved YNAB to YNAB, and I wanted to report how it’s been going. In a word, awesome. Speed Monthly bookkeeping used to be the absolute bane of my existence (and I’m a trained accountant, so it’s not that the stuff is technically hard for me). I hated it.

Here's a roundup of January's podcasts. We hope you enjoy them! 064 - My Financial Life - Instead of talking about how we budget, which is just how I teach and nothing special, I wanted to discuss everything else financial, how and why I do the things I do, and let you then draw your own conclusion.

Spurred by this discussion over on the YNAB Facebook page, I thought I’d elaborate on this His/Her money concept. Why Have His & Her Money?

I spend $70 per month on life insurance to know that if I die prematurely, Julie’s life without me will not become a financial disaster.