Jesse Mecham

"Revealed" is such a hokey marketing word. But I just returned from MicroConf in Vegas and hokey marketing is on the brain. In working with a lot of small business YNABers over the past little while, I was asked how I (Jesse) have set up YNAB's (the business) categories in YNAB (the software).

Small businesses fail because they manage cash poorly. You don’t want to make that mistake - so take care of your cash!

We interviewed Linda, a participant in Debtors Anonymous: a proven program to help people that have a debt addiction.

Foreclosure. The first time I heard the word from my credit counsellor’s mouth, I cried. It felt like the ultimate failure.

If you’re a college student, we’ll let you use YNAB for free for a whole year — so you can start your next chapter in control of your money.

The perceived conflict between a month-based budget layout and other-than-monthly pay schedules has confused many of us. Here's how to do it.

A good side gig greases the wheels of your budget, creating a little free cash to accelerate debt elimination or bump up your fun money category. Since I last posted about earning extra money I've developed three new side gigs of my own.

Anything you can do to adjust your financial treadmill? Give it a bit more manageable speed? What events cause it in the first place?

While you're getting started with budgeting, you may hit a few snags. Use the recommended reading (and videos) to help you stay on track.

I've banned the word "should" from my house. "Where should I be financially at age 40 (or 30, or 50, or 60)?" is just like "Can I afford it?"

You can track anything in YNAB, really. If you’re a small business owner, freelancer, etc. you could certainly use YNAB to track your Accounts Receivable.

I’d guess “Christmas” is the second-most mentioned Rainy Day category in any discussion about the You Need A Budget (YNAB) philosophy of money management. I’m afraid many families start the new year with a serious holiday hangover in the form of fresh credit card balances.