Erin Lowell
Lead Educator at YNAB

Erin is a former choir teacher turned budgeting teacher, who manages the small but mighty team of educators at YNAB. She is always looking for ways to get people excited about budgeting, because budgeting actually is really exciting.
Erin started working at YNAB after using it to pay off the credit card debt she racked up during a long and unnerving period of home renovations on her old farmhouse. Over the course of her time at YNAB she’s taught over 100,000 people how to budget (which is roughly the size of the entire population of Green Bay, Wisconsin). She lives in Maine with a small collection of cats and a dog named Charlie. When the weather cooperates, she hikes the Appalachian Trail, and hopes to complete the entire trail someday. In the winter when the weather isn't so nice for hiking, she quilts for charity.
Erin’s favorite rule is Rule Three: Roll With the Punches, because she loves changing her mind.
Featured Articles
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Minimizing the Stress of a Big Move
Life changes and, with it, priorities. Right now my priority is getting over this move. Here's how I reduced the financial stress of moving.

Can I Afford a Car? What the Calculators Won’t Tell You
Wondering how much car you can afford? Sure, you can use a calculator based on averages, but it doesn't tell you the whole story.

The No-Regrets Way to Spend Your Tax Refund
We asked YNABers—the pros at giving every dollar a job—how they plan to spend their tax refund money this year. Here's what they said ...
All articles by
Erin
The Ultimate Financial Advisor: You and Your Budget
I’m writing this on behalf of your friendly YNAB education team (Malisa, Lee, Sherri, Todd, Ronna and Dave). We love teaching you about YNAB. We love hearing where you’re from and reaching folks across the globe.
How I Handled the Unexpected Death of My Car
Everyone has to replace a car at some point. Before YNAB, this would have been an absolute crisis. Now, it’s just a bump in the road.
I’m sick and tired of my grocery bill: April Wrap Up
April is now over and I thought I’d report out on my grocery project. I think I made some progress - here's how things wrapped up.
I’m sick and tired of my grocery bill: Mid-April Update
We’re two weeks into April so I thought I’d post an update to my post about my annoying grocery bill. I'm learning a lot.
I’m sick and tired of my grocery bill.
I’m spending too much money at the grocery store. I’ve let myself get too comfortable spending more, so I end up wasting food.
How to Create a Budget When You Have No Money
“What if I don’t have enough money to pay all my bills?” This is such a tough question. Here's how to budget when money comes up short.
Confessions of a YNAB Teacher
Having a financial buffer is peace of mind. My stress level decreased, and if something came up, I had time to adjust and adapt.
Dear Budget: An Open Apology Letter to my Budget
An open apology letter to my budget, which has supported my life while helping me reach my goals. I promise to stick to a budget from now on!