Using YNAB

How to Create a Bare-Bones Budget in YNAB

Feeling stressed with rising prices? Use YNAB to make a bare bones budget to survive and thrive for the future.

June 6, 2022

How to Save $30,000 in One Year: Our 3-Step Plan

Jacob and Connor saved $30,000 in one year for a down payment. Here's the three-step plan that turbocharged their saving.

Jacob Lewis

October 12, 2021

10 Favorites From the YNAB Vault

The best budgeting tips from You Need a Budget are all here! These most-viewed blogs cover everything from debt payoff to the ideal budget.

Rachel Wong

January 31, 2020

Why Doesn't My Account Balance Match My Budget?

Frustrated that your accounts don't match in YNAB? We'll explain how to get up-to-date info once and for all.

Erin Lowell

January 14, 2020

YNABing When You’re Barely Getting By

Learning how to budget when you're broke is a daunting prospect. Gain control over your spending regardless of how much money you have.

Erin Lowell

October 6, 2021

6 Surprise Benefits From My First Month of YNAB

If you're just getting started, read this. Check out the experience of one YNABer's first month to know what you can expect.

Rachel Wong

March 1, 2021

Take Stock of Your Year with YNAB Reports

If you’ve got an appetite for reflection and nostalgia, well—what about looking at your budget? Nothing could be a truer history of what you did last year.

Rachel Wong

December 23, 2019

How to Handle Multiple Currencies in YNAB

Wondering how to budget in different currency? With YNAB, it's possible to keep your changing timezones neat and tidy financially.

Nicole van der Hoeven

August 6, 2019

Do I Need a Savings Account?

You may be wondering, "Do I need a savings account?" Well, we've got the answer and the budget-based reasoning to back up our theory.

Ben Barlowe

October 26, 2021

Trick Yourself Into Saving

Whether you’re trying to save up for a big purchase or crush debt, here are a few tricks to help you funnel more dollars toward your dreams.

Janelle Whitaker

May 20, 2019

All About Budget Reconciliation

Budget reconciliation is the key to creating harmony between your budget and your bank accounts. Learn how (and why!) to reconcile in YNAB.

Shannon Marie

February 11, 2019

How to Start a New Month in YNAB

Whether you want to give your dollars jobs manually or let Auto-Assign do most of the work, let's go over how to start a new month in YNAB.

Janelle Whitaker

July 30, 2021

How Do I Handle My Savings Account In My Budget?

If you don't know how to manage your savings account in your budget, we lay it all out here. Spoiler: it's really not that complicated.

Ben Barlowe

October 19, 2021

How to Manage a Credit Card, Any Credit Card, in YNAB

A quick walk-through on how to use credit cards in YNAB, stay on budget and finally crush your debts. It's all possible, and here's how!

Shannon Marie

January 23, 2019

8 Tips to Master Your Budget in YNAB

If you’re looking to jazz things up in your budget and become a true YNAB pro, then we’ve got a few tips and tricks to help you.

Rachel Wong

March 1, 2021

What’s a Fresh Start in YNAB (and How Do I Do One?)

Use the YNAB Fresh Start feature for a do-over. Add, delete or edit your accounts, categories and allocations—and if you don’t like it? Just go back!

Erin Lowell

March 1, 2021

How Much Money Should You Keep in Checking?

Finally, an answer to the age-old question, "How much money should I keep in my checking account?" The answer is simpler than you think!

Erin Lowell

November 12, 2018

Make Your Budget Sticky with Goals That Inspire

When you have money, you spend it. But, when you have money and goals, you set aside some of that cash to make your goals a reality.

Shannon Marie

September 20, 2018

A friend

sent you a free month of YNAB!

Using YNAB

How to Create a Bare-Bones Budget in YNAB

How to Save $30,000 in One Year: Our 3-Step Plan

10 Favorites From the YNAB Vault

Why Doesn't My Account Balance Match My Budget?

YNABing When You’re Barely Getting By

6 Surprise Benefits From My First Month of YNAB

Take Stock of Your Year with YNAB Reports

How to Handle Multiple Currencies in YNAB

Do I Need a Savings Account?

Trick Yourself Into Saving

All About Budget Reconciliation

How to Start a New Month in YNAB

How Do I Handle My Savings Account In My Budget?

How to Manage a Credit Card, Any Credit Card, in YNAB

8 Tips to Master Your Budget in YNAB

What’s a Fresh Start in YNAB (and How Do I Do One?)

How Much Money Should You Keep in Checking?

Make Your Budget Sticky with Goals That Inspire