.svg)
.png)
Live Spendfully
Mindful spending. Thoughtful saving. Joyful living.
%20(1).avif)
What is spendfulness?
Spendfulness is a state of alignment between the way you spend your money and the way you want to spend your life. Imagine feeling like your money serves a higher purpose than simply paying bills. Imagine spending on things you love without guilt, regret, or second-guessing. Imagine feeling confidence and clarity, not only about how you spend your money but also about how you spend your life. That’s spendfulness. And it feels amazing.
Your money is you. Spend it well.
With spendfulness, the possibilities are endless. Let’s add your success story to the stack.
.svg)
Spending money without guilt is an amazing thing.
I would feel physically ill before checking my bank balance. Now, I eagerly look at YNAB every morning. That transformation seems almost impossible to comprehend. I am so grateful to be in control of my money. And I'm so happy to be spendful.
.avif)
.svg)
We are no longer scared to press the proverbial Buy button...
Because we know we allocated the money for it. We know exactly what we're saving for and what we'll need to spend on later and that gives us the freedom to spend elsewhere on what we previously would've been too afraid to consider.
.avif)
My husband was a spender when we got married.
I recall being terrified early in our marriage when he said ’Money is for spending.‘ I had always been a saver…Having a spendful plan in place with a job for every dollar was all I needed to say ’Yes, we can spend that.‘
.avif)
.avif)
Why spendfulness matters
A dollar is a product of your energy—it represents you and the time you spent to earn it. The way you spend it is a reflection of your priorities and values, your wants and needs, your work and your play.
We put so much time and energy into earning our money, but we don’t give our spending the care it deserves. What a tragedy!
Because when we do, we’re living spendfully, which allows us to express ourselves authentically, love how we spend, and thrive well beyond money. That’s a pretty big deal!
Steps to Spendfulness: The YNAB Way
Bring awareness to your money
YNAB isn’t essential to spendfulness, but awareness is—and YNAB offers a big-picture perspective of your finances. Try our free trial to get started.
Practice intentional spending
The YNAB Method is to give every dollar a job. Making proactive decisions about what you want your dollars to do is a powerful way to plan how you want your life to go.
Accelerate your progress
Making thoughtful choices about spending makes it easy to see what matters most to you. Set goals, create savings targets, and use money as a tool for self-actualization.
.avif)
Benefits of living a spendful life
It’s so much more than money...
Change your mindset
Intentional spending allows you to see money as a possibility instead of a problem, leading to feelings of abundance and less money stress.
Improve relationships
Stop fighting about money. Fund your future together with shared goals and an unbiased source of truth about your finances.
Achieve goals
Focus on what matters. Get clear about what you really want out of life and make money choices that turn those dreams into reality.
Spend guilt-free
You do deserve a treat. Add more joy to everyday spending with a guilt-free plan that includes the stuff that makes you happy.
Practice money mindfulness.
Money doesn’t have to be messy and shouldn’t make you feel miserable. It’s meant to be spent! YNAB guides you through creating a proactive plan that encourages intentional spending with built-in flexibility and the freedom to change your mind at any time. Living spendfully brings more joy to every day and every dollar.
.avif)
Pricing
.avif)
Spend your future wisely.
When you make intentional spending decisions that are aligned with the kind of life you want to live, you reach a new state of awareness that changes the way you think about money. That’s spendfulness. And it feels incredible.
