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Ready for less money stress?

Do money differently with 3 free months of YNAB.

It’s easy! No credit card required.
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It’s easy! No credit card required.
“With YNAB, I went from a scarcity mindset to an abundance mindset. By spending within my categories I now have the freedom to enjoy spending instead of fearing it.”  –Deanna

Stop wondering where your money goes. Start deciding where it will take you.

14 people have personalized license plates that say YNAB. Wild, right?

That level of enthusiasm proves that YNAB changes more than how you manage money. YNAB changes lives—in a way that makes people want to shout it from rooftops (and Range Rovers). A free trial is the first step to finding out what all of the fuss is about. Most new users get a 34-day test drive, but you get three months for free!

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A free trial is the first step to a well-spent life

As much fun as the free samples at Costco, but even more life-changing than cheese.

See what other YNABers had to say:

I paid off $1,500 in my first month of YNAB

The day we started YNAB we were nearly $20,000 in debt and only had $300 for an emergency. One year later, we've saved $18,000 and have paid off almost half our debt.

I have a lot less stress

I have money in my savings account for the first time in 10 years.

It takes me 30 seconds per day

I tried other programs—it was all just a whole lot of work, and I never had a clear sense of how we were actually doing. YNAB has made a huge difference in my awareness and day-to-day decision making.

Here’s how it works

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Start your free trial

Get started right away with just your email—no credit card required. Experience the wonders of YNAB for three months.

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Learn the YNAB way

Access live classes or recorded workshops anytime, along with our entire roster of educational content—always free.

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Live spendfully

Achieve goals, improve relationships, and sleep easier knowing that your money is funding a future you’ll love to live.

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You’ll have access to the whole world of YNAB

Here's what you get during your trial…

Full access to YNAB

With YNAB, you’ve got options! Use YNAB on mobile or web, sync bank accounts or enter transactions manually, and share your subscription with loved ones.

A tool you can trust

Your data is private—it’s yours and only yours and that will always be true here at YNAB. We will never sell your user data of any kind, whether you’re a subscriber or just going through the free trial.

A wealth of resources

Join a live workshop with one of our world-class educators, watch informative (and entertaining) videos, read helpful (and humorous) articles, and join community challenges for extra support. All free!

Award-winning customer support

Our support team is Mr. Rogers-level friendly and is available via chat or email to answer every question! They’ve even been known to send memes and customized videos for highly personalized support.

Pricing

If you choose to subscribe during your free trial, your subscription won’t start until your trial ends (because free means free!)
Annual Plan
$9.08 USD*/month
$70 Savings!
$109 USD* paid annually
Monthly Plan
$14.99 USD*/month
*USD; plus tax where applicable

FAQ

The three-month free trial offer cannot be combined with any other YNAB offers.

This offer is available to new YNAB users, not existing subscribers.

This offer is available for a limited only; claim before May 31, 2025.